DGICB vs BRSP

Comparison between Donegal Group Inc - Class B (DGICB, Company) and BrightSpire Capital Inc - Class A (BRSP, Company).

DGICB is from the Financial Services sector, while BRSP is from the Real Estate sector.

5-Year PerformanceDGICB has outperformed BRSP, delivering a return of +9.2% compared to -1.2%

DGICB vs BRSP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	DGICB(COMPANY)	BRSP(COMPANY)
Market Cap	$708M	$709M
Max Drawdown	64.25%	87.78%
Sharpe Ratio	0.35	0.67
5Y Beta	0.28	0.78
Industry	Insurance - Property & Casualty	Reit - Mortgage
P/E Ratio	9.76	-60.27
Forward P/E	14.37	25.25
PEG Ratio	1.90	N/A
Dividend Yield	3.81%	11.40%
5Y Dividends CAGR	9.09%	51.57%
5Y EPS CAGR	-0.44%	N/A
Debt to Equity	5.39%	282.38%
Free Cash Flow Yield	9.13%	10.36%
P/S Ratio	0.70	2.15
P/B Ratio	1.09	0.79

Market Cap

DGICB

$708M

Winner

BRSP

$709M

Max Drawdown

Winner

DGICB

64.25%

BRSP

87.78%

Sharpe Ratio

DGICB

0.35

Winner

BRSP

0.67

5Y Beta

Winner

DGICB

0.28

BRSP

0.78

Industry

DGICB

Insurance - Property & Casualty

BRSP

Reit - Mortgage

P/E Ratio

DGICB

9.76

Winner

BRSP

-60.27

Forward P/E

Winner

DGICB

14.37

BRSP

25.25

PEG Ratio

DGICB

1.90

BRSP

N/A

Dividend Yield

DGICB

3.81%

Winner

BRSP

11.40%

5Y Dividends CAGR

DGICB

9.09%

Winner

BRSP

51.57%

5Y EPS CAGR

DGICB

-0.44%

BRSP

N/A

Debt to Equity

Winner

DGICB

5.39%

BRSP

282.38%

Free Cash Flow Yield

DGICB

9.13%

Winner

BRSP

10.36%

P/S Ratio

Winner

DGICB

0.70

BRSP

2.15

P/B Ratio

DGICB

1.09

Winner

BRSP

0.79

DGICB vs BRSP - Historical Returns

Returns include dividend reinvestment.

Period	DGICB	BRSP
1 month	-4.02%	-1.83%
3 months	+21.37%	+3.13%
6 months	+19.28%	+0.35%
1 year	+11.41%	+18.14%
5 years(CAGR)	+9.20%	-1.23%
10 years(CAGR)	+6.14%	-5.84%
Max(CAGR)	+8.83%	-5.84%

DGICB

-4.02%

Winner

BRSP

-1.83%

Winner

DGICB

+21.37%

BRSP

+3.13%

Winner

DGICB

+19.28%

BRSP

+0.35%

DGICB

+11.41%

Winner

BRSP

+18.14%

5Y(CAGR)

Winner

DGICB

+9.20%

BRSP

-1.23%

10Y(CAGR)

Winner

DGICB

+6.14%

BRSP

-5.84%

Max(CAGR)

Winner

DGICB

+8.83%

BRSP

-5.84%

DGICB vs BRSP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	DGICB	BRSP
2026	+6.78%	+1.15%
2025	+30.82%	+10.80%
2024	+3.36%	-13.40%
2023	-7.61%	+33.01%
2022	+24.64%	-31.10%
2021	+18.61%	+53.82%
2020	+2.01%	-40.04%
2019	+12.41%	-7.05%
2018	-19.54%	-16.04%
2017	-6.47%	N/A
2016	-0.76%	N/A
2015	-21.35%	N/A
2014	-6.31%	N/A
2013	+29.14%	N/A
2012	+12.30%	N/A
2011	-4.38%	N/A
2010	+7.26%	N/A
2009	+0.85%	N/A
2008	-4.54%	N/A
2007	+3.13%	N/A
2006	+13.46%	N/A
2005	+30.08%	N/A
2004	+17.14%	N/A
2003	+77.01%	N/A
2002	+13.59%	N/A
2001	+15.54%	N/A
2000	+56.28%	N/A
1999	-17.74%	N/A

DGICB vs BRSP Drawdown Comparison

The maximum drawdown for DGICB was -57.72%, occurring on Mar 23, 2020. Recovery took 2760 trading sessions.

The maximum drawdown for BRSP was -85.71%, occurring on Mar 20, 2020. This drawdown has not yet recovered.

The current DGICB drawdown is -6.74%. The current BRSP drawdown is -49.03%.

Rank	DGICB	BRSP
#1	-57.72% Feb 17, 2015 - Feb 6, 2026	-85.71% Sep 21, 2018 - Mar 20, 2020
#2	-37.03% Sep 19, 2007 - Nov 3, 2009	-12.11% Mar 9, 2018 - Jun 29, 2018
#3	-36.90% Jul 25, 2011 - Mar 15, 2013	-9.56% Feb 1, 2018 - Feb 23, 2018
#4	-35.12% Mar 20, 2013 - Apr 7, 2014	-7.18% Jul 13, 2018 - Sep 11, 2018
#5	-34.34% Nov 3, 2009 - Jul 20, 2011	-2.25% Mar 2, 2018 - Mar 7, 2018
#6	-31.60% Mar 28, 2000 - Oct 27, 2000	-1.82% Feb 28, 2018 - Mar 2, 2018
#7	-31.13% Aug 3, 2001 - Jun 4, 2003	-1.82% Jul 6, 2018 - Jul 13, 2018
#8	-29.91% Apr 7, 2014 - Feb 12, 2015	-0.78% Feb 23, 2018 - Feb 27, 2018
#9	-26.92% Nov 2, 1999 - Mar 27, 2000	-0.10% Jul 2, 2018 - Jul 5, 2018
#10	-23.31% Feb 6, 2026 - Apr 24, 2026	N/A
#11	-22.55% Feb 20, 2001 - Aug 3, 2001	N/A
#12	-22.39% Nov 21, 2000 - Feb 16, 2001	N/A
#13	-17.75% Apr 15, 2004 - Dec 23, 2004	N/A
#14	-16.95% May 10, 2006 - Jul 23, 2007	N/A
#15	-16.28% Feb 16, 2005 - Jun 24, 2005	N/A

Correlation

Correlation between DGICB and BRSP is -0.34 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.34

-101

Dividend Comparison (2000 - 2026)

DGICB vs BRSP dividend yield comparison.

Year	DGICB	BRSP
2026	1.85%	2.84%
2025	3.67%	11.43%
2024	4.38%	12.77%
2023	4.16%	10.75%
2022	3.60%	12.68%
2021	4.16%	5.65%
2020	4.45%	4.00%
2019	3.98%	12.54%
2018	4.22%	10.10%
2017	3.20%	0.00%
2016	3.00%	0.00%
2015	2.84%	0.00%
2014	2.15%	0.00%
2013	1.92%	0.00%
2012	2.43%	0.00%
2011	2.59%	0.00%
2010	2.32%	0.00%
2009	2.34%	0.00%
2008	2.08%	0.00%
2007	1.66%	0.00%
2006	1.52%	0.00%
2005	1.57%	0.00%
2004	1.87%	0.00%
2003	2.03%	0.00%
2002	3.20%	0.00%
2001	3.39%	0.00%
2000	3.79%	0.00%