DGICA vs LOT

Comparison between Donegal Group Inc - Class A (DGICA, Company) and Lotus Technology Inc (LOT, Company).

DGICA is from the Financial Services sector, while LOT is from the Consumer Cyclical sector.

DGICA vs LOT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	DGICA(COMPANY)	LOT(COMPANY)
Market Cap	$666M	$666M
Max Drawdown	49.38%	93.68%
Sharpe Ratio	0.19	-1.24
5Y Beta	0.23	1.05
Industry	Insurance - Property & Casualty	Auto Manufacturers
P/E Ratio	9.18	-1.44
Forward P/E	16.00	N/A
PEG Ratio	1.38	N/A
Dividend Yield	3.90%	N/A
5Y Dividends CAGR	8.62%	N/A
5Y EPS CAGR	-0.44%	N/A
Debt to Equity	5.39%	-105.30%
Free Cash Flow Yield	9.71%	-50.11%
P/S Ratio	0.72	1.30
P/B Ratio	1.09	177.13

Market Cap

DGICA

$666M

Winner

LOT

$666M

Max Drawdown

Winner

DGICA

49.38%

LOT

93.68%

Sharpe Ratio

Winner

DGICA

0.19

LOT

-1.24

5Y Beta

Winner

DGICA

0.23

LOT

1.05

Industry

DGICA

Insurance - Property & Casualty

LOT

Auto Manufacturers

P/E Ratio

DGICA

9.18

Winner

LOT

-1.44

Forward P/E

DGICA

16.00

LOT

N/A

PEG Ratio

DGICA

1.38

LOT

N/A

Dividend Yield

DGICA

3.90%

LOT

N/A

5Y Dividends CAGR

DGICA

8.62%

LOT

N/A

5Y EPS CAGR

DGICA

-0.44%

LOT

N/A

Debt to Equity

DGICA

5.39%

Winner

LOT

-105.30%

Free Cash Flow Yield

Winner

DGICA

9.71%

LOT

-50.11%

P/S Ratio

Winner

DGICA

0.72

LOT

1.30

P/B Ratio

Winner

DGICA

1.09

LOT

177.13

DGICA vs LOT - Historical Returns

Returns include dividend reinvestment.

Period	DGICA	LOT
1 month	+6.11%	-20.83%
3 months	+7.24%	-33.15%
6 months	+2.16%	-38.18%
1 year	+5.94%	-62.24%
5 years(CAGR)	+8.46%	N/A
10 years(CAGR)	+5.72%	N/A
Max(CAGR)	+8.33%	-67.47%

Winner

DGICA

+6.11%

LOT

-20.83%

Winner

DGICA

+7.24%

LOT

-33.15%

Winner

DGICA

+2.16%

LOT

-38.18%

Winner

DGICA

+5.94%

LOT

-62.24%

5Y(CAGR)

DGICA

+8.46%

LOT

N/A

10Y(CAGR)

DGICA

+5.72%

LOT

N/A

Max(CAGR)

Winner

DGICA

+8.33%

LOT

-67.47%

DGICA vs LOT - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	DGICA	LOT
2026	-2.37%	-36.44%
2025	+36.68%	-63.75%
2024	+14.50%	-73.28%
2023	+1.91%	N/A
2022	+3.83%	N/A
2021	+5.02%	N/A
2020	-1.22%	N/A
2019	+12.45%	N/A
2018	-17.99%	N/A
2017	+0.61%	N/A
2016	+28.96%	N/A
2015	-8.72%	N/A
2014	+5.96%	N/A
2013	+17.02%	N/A
2012	-2.28%	N/A
2011	-3.86%	N/A
2010	-4.56%	N/A
2009	-2.86%	N/A
2008	+2.69%	N/A
2007	-12.26%	N/A
2006	+15.79%	N/A
2005	+36.10%	N/A
2004	+7.02%	N/A
2003	+106.22%	N/A
2002	+7.35%	N/A
2001	+1.62%	N/A

DGICA vs LOT Drawdown Comparison

The maximum drawdown for DGICA was -43.35%, occurring on Aug 24, 2010. Recovery took 2542 trading sessions.

The maximum drawdown for LOT was -93.68%, occurring on Jul 20, 2026. This drawdown has not yet recovered.

The current DGICA drawdown is -9.45%. The current LOT drawdown is -93.67%.

Rank	DGICA	LOT
#1	-43.35% Apr 19, 2006 - May 24, 2016	-93.68% Feb 26, 2024 - Jul 20, 2026
#2	-36.27% Jun 6, 2001 - Apr 28, 2003	N/A
#3	-30.32% Dec 15, 2017 - Apr 15, 2021	N/A
#4	-30.16% Dec 29, 2003 - Dec 23, 2004	N/A
#5	-22.29% Jul 1, 2022 - Oct 24, 2024	N/A
#6	-20.42% Dec 18, 2025 - May 4, 2026	N/A
#7	-19.72% Feb 16, 2005 - Jul 22, 2005	N/A
#8	-19.53% Sep 11, 2003 - Oct 30, 2003	N/A
#9	-18.83% May 19, 2025 - Nov 26, 2025	N/A
#10	-18.66% Mar 17, 2017 - Nov 20, 2017	N/A
#11	-16.97% Jun 23, 2003 - Jul 23, 2003	N/A
#12	-16.48% Apr 16, 2021 - May 17, 2022	N/A
#13	-14.90% Dec 2, 2024 - Feb 25, 2025	N/A
#14	-13.96% May 1, 2003 - Jun 5, 2003	N/A
#15	-13.62% Dec 28, 2004 - Feb 11, 2005	N/A