DGICA vs FBRT

Comparison between Donegal Group Inc - Class A (DGICA, Company) and Franklin BSP Realty Trust Inc (FBRT, Company).

DGICA is from the Financial Services sector, while FBRT is from the Real Estate sector.

5-Year PerformanceDGICA has outperformed FBRT, delivering a return of +7.9% compared to -4.6%

DGICA vs FBRT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	DGICA(COMPANY)	FBRT(COMPANY)
Market Cap	$646M	$645M
Max Drawdown	49.38%	51.84%
Sharpe Ratio	-0.21	-0.69
5Y Beta	0.27	0.60
Industry	Insurance - Property & Casualty	Reit - Mortgage
P/E Ratio	8.91	9.70
Forward P/E	16.00	N/A
PEG Ratio	1.38	N/A
Dividend Yield	4.27%	15.10%
5Y Dividends CAGR	8.62%	N/A
5Y EPS CAGR	-0.44%	-6.92%
Debt to Equity	5.39%	0.00%
Free Cash Flow Yield	10.01%	18.87%
P/S Ratio	0.65	2.25
P/B Ratio	0.98	0.57

Market Cap

Winner

DGICA

$646M

FBRT

$645M

Max Drawdown

Winner

DGICA

49.38%

FBRT

51.84%

Sharpe Ratio

Winner

DGICA

-0.21

FBRT

-0.69

5Y Beta

Winner

DGICA

0.27

FBRT

0.60

Industry

DGICA

Insurance - Property & Casualty

FBRT

Reit - Mortgage

P/E Ratio

Winner

DGICA

8.91

FBRT

9.70

Forward P/E

DGICA

16.00

FBRT

N/A

PEG Ratio

DGICA

1.38

FBRT

N/A

Dividend Yield

DGICA

4.27%

Winner

FBRT

15.10%

5Y Dividends CAGR

DGICA

8.62%

FBRT

N/A

5Y EPS CAGR

Winner

DGICA

-0.44%

FBRT

-6.92%

Debt to Equity

DGICA

5.39%

Winner

FBRT

0.00%

Free Cash Flow Yield

DGICA

10.01%

Winner

FBRT

18.87%

P/S Ratio

Winner

DGICA

0.65

FBRT

2.25

P/B Ratio

DGICA

0.98

Winner

FBRT

0.57

DGICA vs FBRT - Historical Returns

Returns include dividend reinvestment.

Period	DGICA	FBRT
1 month	+4.08%	-5.00%
3 months	+6.37%	-5.03%
6 months	-11.64%	-17.20%
1 year	-4.94%	-14.84%
5 years(CAGR)	+7.87%	-4.61%
10 years(CAGR)	+5.40%	N/A
Max(CAGR)	+8.14%	-4.61%

Winner

DGICA

+4.08%

FBRT

-5.00%

Winner

DGICA

+6.37%

FBRT

-5.03%

Winner

DGICA

-11.64%

FBRT

-17.20%

Winner

DGICA

-4.94%

FBRT

-14.84%

5Y(CAGR)

Winner

DGICA

+7.87%

FBRT

-4.61%

10Y(CAGR)

DGICA

+5.40%

FBRT

N/A

Max(CAGR)

Winner

DGICA

+8.14%

FBRT

-4.61%

DGICA vs FBRT - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	DGICA	FBRT
2026	-7.41%	-15.36%
2025	+36.68%	-9.10%
2024	+14.50%	+3.14%
2023	+1.91%	+14.62%
2022	+3.83%	-5.56%
2021	+5.02%	-10.98%
2020	-1.22%	N/A
2019	+12.45%	N/A
2018	-17.99%	N/A
2017	+0.61%	N/A
2016	+28.96%	N/A
2015	-8.72%	N/A
2014	+5.96%	N/A
2013	+17.02%	N/A
2012	-2.28%	N/A
2011	-3.86%	N/A
2010	-4.56%	N/A
2009	-2.86%	N/A
2008	+2.69%	N/A
2007	-12.26%	N/A
2006	+15.79%	N/A
2005	+36.10%	N/A
2004	+7.02%	N/A
2003	+106.22%	N/A
2002	+7.35%	N/A
2001	+1.62%	N/A

DGICA vs FBRT Drawdown Comparison

The maximum drawdown for DGICA was -43.35%, occurring on Aug 24, 2010. Recovery took 2542 trading sessions.

The maximum drawdown for FBRT was -31.02%, occurring on Sep 29, 2022. Recovery took 415 trading sessions.

The current DGICA drawdown is -14.13%. The current FBRT drawdown is -28.29%.

Rank	DGICA	FBRT
#1	-43.35% Apr 19, 2006 - May 24, 2016	-31.02% Nov 12, 2021 - Jul 12, 2023
#2	-36.27% Jun 6, 2001 - Apr 28, 2003	-30.02% Feb 28, 2025 - Mar 27, 2026
#3	-30.32% Dec 15, 2017 - Apr 15, 2021	-15.23% Jul 19, 2023 - Dec 14, 2023
#4	-30.16% Dec 29, 2003 - Dec 23, 2004	-13.57% Dec 26, 2023 - Jul 16, 2024
#5	-22.29% Jul 1, 2022 - Oct 24, 2024	-12.41% Jul 23, 2024 - Feb 18, 2025
#6	-20.42% Dec 18, 2025 - May 4, 2026	-4.85% Oct 19, 2021 - Nov 12, 2021
#7	-19.72% Feb 16, 2005 - Jul 22, 2005	-1.58% Feb 18, 2025 - Feb 27, 2025
#8	-19.53% Sep 11, 2003 - Oct 30, 2003	-1.26% Dec 14, 2023 - Dec 19, 2023
#9	-18.83% May 19, 2025 - Nov 26, 2025	-1.25% Dec 19, 2023 - Dec 21, 2023
#10	-18.66% Mar 17, 2017 - Nov 20, 2017	-0.41% Jul 13, 2023 - Jul 19, 2023
#11	-16.97% Jun 23, 2003 - Jul 23, 2003	-0.07% Dec 21, 2023 - Dec 26, 2023
#12	-16.48% Apr 16, 2021 - May 17, 2022	N/A
#13	-14.90% Dec 2, 2024 - Feb 25, 2025	N/A
#14	-13.96% May 1, 2003 - Jun 5, 2003	N/A
#15	-13.62% Dec 28, 2004 - Feb 11, 2005	N/A

Correlation

Correlation between DGICA and FBRT is 0.17 which considered as a very weak or no correlation - the stocks move independently of each other.

0.17

-101

Dividend Comparison (2001 - 2026)

DGICA vs FBRT dividend yield comparison.

Year	DGICA	FBRT
2026	2.13%	2.39%
2025	3.60%	14.16%
2024	4.44%	11.32%
2023	4.82%	10.51%
2022	4.61%	11.01%
2021	4.41%	1.91%
2020	4.23%	0.00%
2019	3.90%	0.00%
2018	4.16%	0.00%
2017	3.22%	0.00%
2016	3.13%	0.00%
2015	3.81%	0.00%
2014	3.27%	0.00%
2013	3.18%	0.00%
2012	3.47%	0.00%
2011	3.35%	0.00%
2010	3.16%	0.00%
2009	2.85%	0.00%
2008	2.42%	0.00%
2007	2.05%	0.00%
2006	1.65%	0.00%
2005	1.68%	0.00%
2004	2.05%	0.00%
2003	1.95%	0.00%
2002	3.72%	0.00%
2001	2.88%	0.00%