DFAI vs SCHP

Comparison between DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF (DFAI, ETF) and SCHWAB U.S. TIPS ETF (SCHP, ETF).

5-Year PerformanceDFAI has outperformed SCHP, delivering a return of +10.2% compared to +1.3%

DFAI vs SCHP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	DFAI(ETF)	SCHP(ETF)
Net Assets	$16B	$16B
Expense Ratio	0.18%	0.03%
Max Drawdown	29.49%	22.23%
Sharpe Ratio	1.74	0.44
5Y Beta	0.69	0.03
5Y Dividends CAGR	58.15%	22.53%

Net Assets

Winner

DFAI

$16B

SCHP

$16B

Expense Ratio

DFAI

0.18%

Winner

SCHP

0.03%

Max Drawdown

DFAI

29.49%

Winner

SCHP

22.23%

Sharpe Ratio

Winner

DFAI

1.74

SCHP

0.44

5Y Beta

DFAI

0.69

Winner

SCHP

0.03

5Y Dividends CAGR

Winner

DFAI

58.15%

SCHP

22.53%

DFAI vs SCHP - Historical Returns

Returns include dividend reinvestment.

Period	DFAI	SCHP
1 month	+1.66%	+0.81%
3 months	-0.28%	+0.95%
6 months	+12.87%	+1.18%
1 year	+29.49%	+5.95%
5 years(CAGR)	+10.20%	+1.26%
10 years(CAGR)	N/A	+2.68%
Max(CAGR)	+12.45%	+2.84%

Winner

DFAI

+1.66%

SCHP

+0.81%

DFAI

-0.28%

Winner

SCHP

+0.95%

Winner

DFAI

+12.87%

SCHP

+1.18%

Winner

DFAI

+29.49%

SCHP

+5.95%

5Y(CAGR)

Winner

DFAI

+10.20%

SCHP

+1.26%

10Y(CAGR)

DFAI

N/A

SCHP

+2.68%

Max(CAGR)

Winner

DFAI

+12.45%

SCHP

+2.84%

DFAI vs SCHP - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

Year	DFAI	SCHP
2026	+8.36%	+1.86%
2025	+34.39%	+6.85%
2024	+5.79%	+2.08%
2023	+16.79%	+3.63%
2022	-13.31%	-11.55%
2021	+13.35%	+5.69%
2020	+6.13%	+10.35%
2019	N/A	+8.32%
2018	N/A	-1.53%
2017	N/A	+2.78%
2016	N/A	+4.36%
2015	N/A	-2.26%
2014	N/A	+4.18%
2013	N/A	-8.67%
2012	N/A	+6.75%
2011	N/A	+13.68%
2010	N/A	+1.17%

DFAI vs SCHP Drawdown Comparison

The maximum drawdown for DFAI was -27.42%, occurring on Sep 27, 2022. Recovery took 536 trading sessions.

The maximum drawdown for SCHP was -14.25%, occurring on Oct 6, 2023. Recovery took 910 trading sessions.

The current DFAI drawdown is -1.28%. The current SCHP drawdown is -0.04%.

Rank	DFAI	SCHP
#1	-27.42% Nov 8, 2021 - Dec 27, 2023	-14.25% Mar 8, 2022 - Oct 22, 2025
#2	-13.26% Mar 19, 2025 - Apr 28, 2025	-11.20% Dec 10, 2012 - Mar 20, 2019
#3	-10.95% Feb 25, 2026 - Mar 20, 2026	-10.85% Mar 6, 2020 - Jun 10, 2020
#4	-9.23% Sep 26, 2024 - Mar 5, 2025	-5.66% Oct 25, 2010 - Apr 19, 2011
#5	-7.15% Jul 12, 2024 - Aug 19, 2024	-5.00% Nov 9, 2021 - Mar 8, 2022
#6	-5.71% Jun 15, 2021 - Sep 2, 2021	-3.59% Aug 10, 2011 - Nov 7, 2011
#7	-5.05% Sep 3, 2021 - Nov 3, 2021	-2.87% Jan 25, 2021 - May 5, 2021
#8	-4.88% Nov 12, 2025 - Dec 4, 2025	-2.43% Aug 29, 2019 - Jan 3, 2020
#9	-4.43% Mar 27, 2024 - May 9, 2024	-2.37% Jul 31, 2012 - Sep 13, 2012
#10	-4.16% Jan 8, 2021 - Feb 8, 2021	-1.93% Feb 27, 2026 - May 1, 2026
#11	-3.98% Jul 23, 2025 - Aug 13, 2025	-1.87% Feb 2, 2012 - Apr 17, 2012
#12	-3.70% Aug 30, 2024 - Sep 19, 2024	-1.53% Nov 7, 2011 - Jan 17, 2012
#13	-3.43% Jun 6, 2024 - Jul 11, 2024	-1.45% Oct 27, 2021 - Nov 8, 2021
#14	-3.31% Dec 27, 2023 - Feb 1, 2024	-1.45% Sep 9, 2021 - Oct 25, 2021
#15	-3.31% May 7, 2021 - May 24, 2021	-1.43% Jun 1, 2012 - Jul 10, 2012

Correlation

Correlation between DFAI and SCHP is 0.69 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.69

-101

Dividend Comparison (2010 - 2026)

DFAI vs SCHP dividend yield comparison.

Year	DFAI	SCHP
2026	0.24%	0.46%
2025	2.45%	4.06%
2024	2.72%	2.99%
2023	2.64%	3.02%
2022	2.72%	7.19%
2021	2.06%	4.39%
2020	0.09%	1.11%
2019	0.00%	2.02%
2018	0.00%	2.26%
2017	0.00%	1.90%
2016	0.00%	1.38%
2015	0.00%	0.28%
2014	0.00%	1.30%
2013	0.00%	0.67%
2012	0.00%	1.59%
2011	0.00%	2.81%
2010	0.00%	0.39%