DECT vs UDIV

Comparison between ALLIANZIM U.S. EQUITY BUFFER10 DEC ETF (DECT, ETF) and FRANKLIN U.S. CORE DIVIDEND TILT INDEX ETF (UDIV, ETF).

DECT vs UDIV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	DECT(ETF)	UDIV(ETF)
Net Assets	$121M	$121M
Expense Ratio	0.74%	0.06%
Max Drawdown	13.26%	35.46%
Sharpe Ratio	1.70	1.95
5Y Beta	0.61	0.97
P/E Ratio	N/A	29.98
Forward P/E	N/A	21.51
PEG Ratio	N/A	0.26
5Y Dividends CAGR	N/A	2.35%
5Y EPS CAGR	N/A	26.72%
Debt to Equity	N/A	30.14%
P/S Ratio	N/A	3.69
P/B Ratio	N/A	5.34

Net Assets

Winner

DECT

$121M

UDIV

$121M

Expense Ratio

DECT

0.74%

Winner

UDIV

0.06%

Max Drawdown

Winner

DECT

13.26%

UDIV

35.46%

Sharpe Ratio

DECT

1.70

Winner

UDIV

1.95

5Y Beta

Winner

DECT

0.61

UDIV

0.97

P/E Ratio

DECT

N/A

UDIV

29.98

Forward P/E

DECT

N/A

UDIV

21.51

PEG Ratio

DECT

N/A

UDIV

0.26

5Y Dividends CAGR

DECT

N/A

UDIV

2.35%

5Y EPS CAGR

DECT

N/A

UDIV

26.72%

Debt to Equity

DECT

N/A

UDIV

30.14%

P/S Ratio

DECT

N/A

UDIV

3.69

P/B Ratio

DECT

N/A

UDIV

5.34

DECT vs UDIV - Historical Returns

Returns include dividend reinvestment.

Period	DECT	UDIV
1 month	+1.46%	+2.83%
3 months	+6.09%	+10.97%
6 months	+6.19%	+12.09%
1 year	+20.27%	+31.40%
5 years(CAGR)	N/A	+13.53%
10 years(CAGR)	N/A	+11.73%
Max(CAGR)	+13.45%	+11.77%

DECT

+1.46%

Winner

UDIV

+2.83%

DECT

+6.09%

Winner

UDIV

+10.97%

DECT

+6.19%

Winner

UDIV

+12.09%

DECT

+20.27%

Winner

UDIV

+31.40%

5Y(CAGR)

DECT

N/A

UDIV

+13.53%

10Y(CAGR)

DECT

N/A

UDIV

+11.73%

Max(CAGR)

Winner

DECT

+13.45%

UDIV

+11.77%

DECT vs UDIV - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	DECT	UDIV
2026	+6.03%	+12.28%
2025	+15.03%	+19.12%
2024	+12.34%	+26.15%
2023	+19.66%	+25.55%
2022	-4.33%	-15.10%
2021	N/A	+20.42%
2020	N/A	+4.76%
2019	N/A	+24.49%
2018	N/A	-8.74%
2017	N/A	+16.84%
2016	N/A	+0.96%

DECT vs UDIV Drawdown Comparison

The maximum drawdown for DECT was -13.26%, occurring on Apr 8, 2025. Recovery took 86 trading sessions.

The maximum drawdown for UDIV was -35.20%, occurring on Mar 23, 2020. Recovery took 210 trading sessions.

The current DECT drawdown is -1.38%. The current UDIV drawdown is -2.91%.

Rank	DECT	UDIV
#1	-13.26% Feb 19, 2025 - Jun 24, 2025	-35.20% Jan 17, 2020 - Nov 16, 2020
#2	-8.96% Jul 31, 2023 - Dec 1, 2023	-23.18% Jan 12, 2022 - Dec 8, 2023
#3	-6.11% Feb 25, 2026 - Apr 14, 2026	-19.19% Feb 19, 2025 - Jun 24, 2025
#4	-5.60% Feb 2, 2023 - Apr 28, 2023	-16.10% Jan 26, 2018 - Jun 20, 2019
#5	-5.35% Dec 1, 2022 - Jan 26, 2023	-8.44% Feb 9, 2026 - Apr 14, 2026
#6	-3.86% Nov 12, 2025 - Nov 26, 2025	-8.16% Jul 16, 2024 - Aug 30, 2024
#7	-3.80% Jul 16, 2024 - Aug 15, 2024	-6.47% Jul 24, 2019 - Oct 15, 2019
#8	-2.87% Dec 4, 2024 - Jan 22, 2025	-6.26% Aug 11, 2016 - Feb 3, 2017
#9	-2.63% Mar 28, 2024 - May 7, 2024	-5.53% Mar 28, 2024 - May 14, 2024
#10	-2.13% Oct 8, 2025 - Oct 20, 2025	-5.52% Jun 23, 2016 - Jul 15, 2016
#11	-1.99% May 1, 2023 - May 18, 2023	-5.33% Oct 28, 2025 - Dec 10, 2025
#12	-1.83% Jan 12, 2026 - Feb 25, 2026	-5.29% Nov 16, 2021 - Dec 23, 2021
#13	-1.72% Jul 25, 2025 - Aug 8, 2025	-4.71% Sep 3, 2021 - Nov 3, 2021
#14	-1.68% Jun 15, 2023 - Jun 30, 2023	-4.43% Jun 8, 2016 - Jun 23, 2016
#15	-1.63% Dec 11, 2025 - Dec 23, 2025	-4.21% Dec 6, 2024 - Jan 22, 2025

Correlation

Correlation between DECT and UDIV is 0.99 which considered as a very strong positive correlation - the stocks move almost identically together.

0.99

-101

Dividend Comparison (2016 - 2026)

DECT vs UDIV dividend yield comparison.

Year	DECT	UDIV
2026	0.00%	0.32%
2025	0.00%	1.53%
2024	0.43%	2.05%
2023	0.00%	1.91%
2022	0.00%	3.20%
2021	0.00%	2.97%
2020	0.00%	2.90%
2019	0.00%	3.40%
2018	0.00%	3.74%
2017	0.00%	3.47%
2016	0.00%	1.63%