DCOM vs ECPG

Comparison between Dime Community Bancshares Inc (DCOM, Company) and Encore Capital Group Inc (ECPG, Company).

Both DCOM and ECPG are from the Financial Services sector.

5-Year PerformanceECPG has outperformed DCOM, delivering a return of +10.5% compared to +7.1%

DCOM vs ECPG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	DCOM(COMPANY)	ECPG(COMPANY)
Market Cap	$1.73B	$1.72B
Max Drawdown	60.00%	95.07%
Sharpe Ratio	1.32	2.17
5Y Beta	0.96	1.25
Industry	Banks - Regional	Credit Services
P/E Ratio	13.92	6.00
Forward P/E	12.80	5.54
PEG Ratio	0.06	0.17
Dividend Yield	2.62%	N/A
5Y Dividends CAGR	5.42%	N/A
5Y EPS CAGR	35.06%	5.64%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	9.78%	9.63%
P/S Ratio	4.02	0.96
P/B Ratio	1.25	1.71

Market Cap

Winner

DCOM

$1.73B

ECPG

$1.72B

Max Drawdown

Winner

DCOM

60.00%

ECPG

95.07%

Sharpe Ratio

DCOM

1.32

Winner

ECPG

2.17

5Y Beta

Winner

DCOM

0.96

ECPG

1.25

Industry

DCOM

Banks - Regional

ECPG

Credit Services

P/E Ratio

DCOM

13.92

Winner

ECPG

6.00

Forward P/E

DCOM

12.80

Winner

ECPG

5.54

PEG Ratio

Winner

DCOM

0.06

ECPG

0.17

Dividend Yield

DCOM

2.62%

ECPG

N/A

5Y Dividends CAGR

DCOM

5.42%

ECPG

N/A

5Y EPS CAGR

Winner

DCOM

35.06%

ECPG

5.64%

Debt to Equity

DCOM

0.00%

ECPG

0.00%

Free Cash Flow Yield

Winner

DCOM

9.78%

ECPG

9.63%

P/S Ratio

DCOM

4.02

Winner

ECPG

0.96

P/B Ratio

Winner

DCOM

1.25

ECPG

1.71

DCOM vs ECPG - Historical Returns

Returns include dividend reinvestment.

Period	DCOM	ECPG
1 month	+9.54%	-0.33%
3 months	+26.13%	+21.49%
6 months	+30.11%	+51.44%
1 year	+51.51%	+109.37%
5 years(CAGR)	+7.06%	+10.53%
10 years(CAGR)	+6.77%	+13.40%
Max(CAGR)	+7.79%	+12.62%

Winner

DCOM

+9.54%

ECPG

-0.33%

Winner

DCOM

+26.13%

ECPG

+21.49%

DCOM

+30.11%

Winner

ECPG

+51.44%

DCOM

+51.51%

Winner

ECPG

+109.37%

5Y(CAGR)

DCOM

+7.06%

Winner

ECPG

+10.53%

10Y(CAGR)

DCOM

+6.77%

Winner

ECPG

+13.40%

Max(CAGR)

DCOM

+7.79%

Winner

ECPG

+12.62%

DCOM vs ECPG - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	DCOM	ECPG
2026	+36.21%	+45.48%
2025	+2.77%	+15.64%
2024	+18.50%	-7.37%
2023	-11.57%	+2.88%
2022	-8.05%	-21.93%
2021	+49.78%	+66.83%
2020	-24.45%	+8.38%
2019	+31.65%	+44.09%
2018	-26.01%	-44.05%
2017	-4.63%	+43.93%
2016	+32.68%	-1.61%
2015	+18.85%	-33.70%
2014	+8.02%	-10.36%
2013	+28.22%	+63.66%
2012	+2.18%	+37.12%
2011	-20.75%	-10.67%
2010	+5.91%	+33.16%
2009	+28.06%	+151.08%
2008	-17.23%	-18.64%
2007	+5.14%	-21.11%
2006	+0.30%	-26.49%
2005	-16.53%	-25.50%
2004	+38.27%	+60.68%
2003	+58.05%	+1158.33%
2002	+27.05%	+323.08%
2001	+14.87%	-23.53%
2000	-16.25%	-90.41%
1999	-0.67%	+12.79%

DCOM vs ECPG Drawdown Comparison

The maximum drawdown for DCOM was -57.39%, occurring on May 16, 2023. Recovery took 706 trading sessions.

The maximum drawdown for ECPG was -95.07%, occurring on Dec 14, 2000. Recovery took 871 trading sessions.

The current ECPG drawdown is -3.64%.

Rank	DCOM	ECPG
#1	-57.39% Jan 14, 2022 - Nov 6, 2024	-95.07% Nov 5, 1999 - Apr 29, 2003
#2	-52.64% Jun 6, 2018 - May 7, 2021	-88.48% Nov 30, 2004 - Feb 15, 2011
#3	-41.27% Apr 6, 2004 - Jul 23, 2009	-67.51% Feb 14, 2014 - Oct 13, 2021
#4	-35.32% Aug 4, 2009 - Nov 29, 2013	-62.54% Jul 29, 2022 - Mar 4, 2026
#5	-33.70% Dec 4, 2024 - Feb 2, 2026	-41.61% May 31, 2011 - May 17, 2013
#6	-29.90% Nov 3, 1999 - Mar 20, 2002	-32.81% Jul 25, 2003 - Dec 12, 2003
#7	-21.53% Dec 20, 2016 - Jun 6, 2018	-24.27% Jan 30, 2004 - Sep 7, 2004
#8	-16.40% Nov 19, 2015 - Nov 17, 2016	-22.40% Feb 18, 2022 - Jul 29, 2022
#9	-16.26% May 21, 2021 - Oct 20, 2021	-17.00% Jun 17, 2003 - Jul 15, 2003
#10	-14.86% Jul 12, 2002 - Apr 29, 2003	-15.31% Apr 30, 2003 - May 9, 2003
#11	-14.33% Apr 1, 2014 - Dec 18, 2014	-13.94% Jun 13, 2013 - Jul 31, 2013
#12	-13.57% Nov 3, 2021 - Jan 14, 2022	-13.85% Feb 25, 2011 - Apr 26, 2011
#13	-12.62% Feb 9, 2026 - Apr 9, 2026	-11.23% Oct 30, 2013 - Feb 13, 2014
#14	-8.39% Dec 29, 2014 - Jun 19, 2015	-9.88% Mar 4, 2026 - Apr 7, 2026
#15	-8.07% Aug 17, 2015 - Oct 19, 2015	-7.93% Nov 8, 2021 - Dec 22, 2021