DAVE vs MCY

Comparison between Dave Inc - Class A (DAVE, Company) and Mercury General Corp (MCY, Company).

DAVE is from the Technology sector, while MCY is from the Financial Services sector.

5-Year PerformanceMCY has outperformed DAVE, delivering a return of +15.6% compared to +5.1%

DAVE vs MCY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	DAVE(COMPANY)	MCY(COMPANY)
Market Cap	$5.69B	$5.69B
Max Drawdown	99.01%	63.36%
Sharpe Ratio	1.24	1.66
5Y Beta	2.31	0.60
Industry	Software - Application	Insurance - Property & Casualty
P/E Ratio	30.21	6.78
Forward P/E	25.84	19.76
PEG Ratio	0.06	0.04
Dividend Yield	N/A	1.20%
5Y Dividends CAGR	N/A	-3.48%
5Y EPS CAGR	N/A	6.22%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	5.74%	26.03%
P/S Ratio	8.91	0.93
P/B Ratio	27.38	2.26

Market Cap

Winner

DAVE

$5.69B

MCY

$5.69B

Max Drawdown

DAVE

99.01%

Winner

MCY

63.36%

Sharpe Ratio

DAVE

1.24

Winner

MCY

1.66

5Y Beta

DAVE

2.31

Winner

MCY

0.60

Industry

DAVE

Software - Application

MCY

Insurance - Property & Casualty

P/E Ratio

DAVE

30.21

Winner

MCY

6.78

Forward P/E

DAVE

25.84

Winner

MCY

19.76

PEG Ratio

DAVE

0.06

Winner

MCY

0.04

Dividend Yield

DAVE

N/A

MCY

1.20%

5Y Dividends CAGR

DAVE

N/A

MCY

-3.48%

5Y EPS CAGR

DAVE

N/A

MCY

6.22%

Debt to Equity

DAVE

0.00%

MCY

0.00%

Free Cash Flow Yield

DAVE

5.74%

Winner

MCY

26.03%

P/S Ratio

DAVE

8.91

Winner

MCY

0.93

P/B Ratio

DAVE

27.38

Winner

MCY

2.26

DAVE vs MCY - Historical Returns

Returns include dividend reinvestment.

Period	DAVE	MCY
1 month	+16.33%	+0.88%
3 months	+45.14%	+10.82%
6 months	+128.52%	+28.11%
1 year	+90.33%	+57.30%
5 years(CAGR)	+5.11%	+15.61%
10 years(CAGR)	N/A	+11.21%
Max(CAGR)	+5.02%	+9.88%

Winner

DAVE

+16.33%

MCY

+0.88%

Winner

DAVE

+45.14%

MCY

+10.82%

Winner

DAVE

+128.52%

MCY

+28.11%

Winner

DAVE

+90.33%

MCY

+57.30%

5Y(CAGR)

DAVE

+5.11%

Winner

MCY

+15.61%

10Y(CAGR)

DAVE

N/A

MCY

+11.21%

Max(CAGR)

DAVE

+5.02%

Winner

MCY

+9.88%

DAVE vs MCY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	DAVE	MCY
2026	+84.82%	+18.95%
2025	+156.53%	+45.67%
2024	+908.35%	+82.25%
2023	-9.43%	+13.08%
2022	-96.52%	-32.89%
2021	+4.59%	+8.39%
2020	N/A	+13.52%
2019	N/A	+0.72%
2018	N/A	+4.34%
2017	N/A	-6.08%
2016	N/A	+37.25%
2015	N/A	-12.93%
2014	N/A	+21.41%
2013	N/A	+29.88%
2012	N/A	-7.85%
2011	N/A	+11.87%
2010	N/A	+14.12%
2009	N/A	-7.55%
2008	N/A	-2.44%
2007	N/A	-3.52%
2006	N/A	-6.76%
2005	N/A	+1.99%
2004	N/A	+32.38%
2003	N/A	+27.31%
2002	N/A	-9.17%
2001	N/A	+5.09%
2000	N/A	+106.55%
1999	N/A	-17.37%

DAVE vs MCY Drawdown Comparison

The maximum drawdown for DAVE was -99.01%, occurring on May 19, 2023. This drawdown has not yet recovered.

The maximum drawdown for MCY was -62.87%, occurring on Mar 9, 2009. Recovery took 1254 trading sessions.

The current DAVE drawdown is -11.35%. The current MCY drawdown is -2.43%.

Rank	DAVE	MCY
#1	-99.01% Feb 1, 2022 - May 19, 2023	-62.87% Sep 19, 2008 - Sep 13, 2013
#2	-51.80% Dec 31, 2021 - Jan 28, 2022	-55.29% May 6, 2021 - Jul 31, 2024
#3	-2.70% Apr 27, 2021 - Sep 10, 2021	-45.04% Jul 5, 2019 - Feb 23, 2021
#4	-2.70% Sep 10, 2021 - Dec 31, 2021	-39.98% Nov 29, 2024 - Aug 26, 2025
#5	N/A	-31.06% Feb 2, 2017 - Oct 30, 2018
#6	N/A	-30.82% May 3, 2002 - Nov 7, 2003
#7	N/A	-26.02% Dec 28, 2000 - Oct 29, 2001
#8	N/A	-24.99% Feb 6, 2015 - Sep 22, 2016
#9	N/A	-24.46% Nov 8, 1999 - Mar 29, 2000
#10	N/A	-23.26% May 7, 2007 - Sep 18, 2008
#11	N/A	-21.02% Apr 7, 2000 - Oct 27, 2000
#12	N/A	-19.61% Nov 8, 2018 - Jun 5, 2019
#13	N/A	-16.88% Oct 31, 2005 - May 7, 2007
#14	N/A	-14.25% Oct 22, 2013 - Jul 28, 2014
#15	N/A	-13.26% Dec 28, 2004 - Sep 1, 2005