DAVE vs KAR

Comparison between Dave Inc - Class A (DAVE, Company) and Openlane Inc (KAR, Company).

DAVE is from the Technology sector, while KAR is from the Consumer Cyclical sector.

5-Year PerformanceKAR has outperformed DAVE, delivering a return of +11.2% compared to -6.0%

DAVE vs KAR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	DAVE(COMPANY)	KAR(COMPANY)
Market Cap	$3.28B	$3.27B
Max Drawdown	99.01%	65.52%
Sharpe Ratio	0.54	1.28
5Y Beta	2.28	0.90
Industry	Software - Application	Auto & Truck Dealerships
P/E Ratio	17.38	17.31
Forward P/E	16.03	23.67
PEG Ratio	0.03	0.35
5Y Dividends CAGR	N/A	16.68%
5Y EPS CAGR	N/A	43.82%
Debt to Equity	0.00%	44.24%
Free Cash Flow Yield	9.97%	15.65%
P/S Ratio	4.96	N/A
P/B Ratio	15.21	N/A

Market Cap

Winner

DAVE

$3.28B

KAR

$3.27B

Max Drawdown

DAVE

99.01%

Winner

KAR

65.52%

Sharpe Ratio

DAVE

0.54

Winner

KAR

1.28

5Y Beta

DAVE

2.28

Winner

KAR

0.90

Industry

DAVE

Software - Application

KAR

Auto & Truck Dealerships

P/E Ratio

DAVE

17.38

Winner

KAR

17.31

Forward P/E

Winner

DAVE

16.03

KAR

23.67

PEG Ratio

Winner

DAVE

0.03

KAR

0.35

5Y Dividends CAGR

DAVE

N/A

KAR

16.68%

5Y EPS CAGR

DAVE

N/A

KAR

43.82%

Debt to Equity

Winner

DAVE

0.00%

KAR

44.24%

Free Cash Flow Yield

DAVE

9.97%

Winner

KAR

15.65%

P/S Ratio

DAVE

4.96

KAR

N/A

P/B Ratio

DAVE

15.21

KAR

N/A

DAVE vs KAR - Historical Returns

Returns include dividend reinvestment.

Period	DAVE	KAR
1 month	-18.97%	+25.38%
3 months	+37.97%	+9.16%
6 months	+17.35%	+34.91%
1 year	+14.89%	+50.63%
5 years(CAGR)	-6.02%	+11.18%
10 years(CAGR)	N/A	+9.62%
Max(CAGR)	-6.06%	+14.32%

DAVE

-18.97%

Winner

KAR

+25.38%

Winner

DAVE

+37.97%

KAR

+9.16%

DAVE

+17.35%

Winner

KAR

+34.91%

DAVE

+14.89%

Winner

KAR

+50.63%

5Y(CAGR)

DAVE

-6.02%

Winner

KAR

+11.18%

10Y(CAGR)

DAVE

N/A

KAR

+9.62%

Max(CAGR)

DAVE

-6.06%

Winner

KAR

+14.32%

DAVE vs KAR - Annual Returns (2009 - 2026)

Returns include dividend reinvestment.

Year	DAVE	KAR
2026	+4.09%	N/A
2025	+156.53%	+53.02%
2024	+908.35%	+33.51%
2023	-9.43%	+12.20%
2022	-96.52%	-17.77%
2021	+4.59%	-15.11%
2020	N/A	-15.65%
2019	N/A	+26.94%
2018	N/A	-3.93%
2017	N/A	+19.99%
2016	N/A	+18.88%
2015	N/A	+10.39%
2014	N/A	+19.88%
2013	N/A	+48.55%
2012	N/A	+49.89%
2011	N/A	-4.05%
2010	N/A	-1.22%
2009	N/A	+14.63%

DAVE vs KAR Drawdown Comparison

The maximum drawdown for DAVE was -99.01%, occurring on May 19, 2023. This drawdown has not yet recovered.

The maximum drawdown for KAR was -64.43%, occurring on Apr 3, 2020. Recovery took 1483 trading sessions.

The current DAVE drawdown is -50.07%.

Rank	DAVE	KAR
#1	-99.01% Feb 1, 2022 - May 19, 2023	-64.43% Sep 11, 2019 - Aug 6, 2025
#2	-51.80% Dec 31, 2021 - Jan 28, 2022	-44.91% May 31, 2011 - Jan 16, 2013
#3	-2.70% Apr 27, 2021 - Sep 10, 2021	-28.86% May 3, 2010 - Apr 1, 2011
#4	-2.70% Sep 10, 2021 - Dec 31, 2021	-28.04% Aug 21, 2018 - Jun 20, 2019
#5	N/A	-18.30% Jul 3, 2014 - Nov 5, 2014
#6	N/A	-17.88% Aug 10, 2015 - Apr 13, 2016
#7	N/A	-17.32% Sep 11, 2025 - Dec 16, 2025
#8	N/A	-13.02% Feb 19, 2013 - Apr 29, 2013
#9	N/A	-12.42% Feb 15, 2017 - Sep 20, 2017
#10	N/A	-11.90% Oct 5, 2016 - Jan 4, 2017
#11	N/A	-11.12% Jan 26, 2018 - Mar 6, 2018
#12	N/A	-11.11% Jan 20, 2010 - Mar 22, 2010
#13	N/A	-10.19% May 17, 2013 - Jul 8, 2013
#14	N/A	-10.15% Oct 21, 2013 - Jan 3, 2014
#15	N/A	-9.11% Jul 30, 2019 - Sep 9, 2019