CZWI vs SLGL

Comparison between Citizens Community Bancorp Inc MD (CZWI, Company) and Sol-Gel Technologies Ltd (SLGL, Company).

CZWI is from the Financial Services sector, while SLGL is from the Healthcare sector.

5-Year PerformanceCZWI has outperformed SLGL, delivering a return of +10.7% compared to -3.2%

CZWI vs SLGL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CZWI(COMPANY)	SLGL(COMPANY)
Market Cap	$200M	$199M
Max Drawdown	84.82%	97.87%
Sharpe Ratio	1.27	1.92
5Y Beta	0.42	0.62
Industry	Banks - Regional	Biotechnology
P/E Ratio	15.66	-32.51
Forward P/E	10.72	9.34
PEG Ratio	2.51	N/A
Dividend Yield	1.03%	N/A
5Y Dividends CAGR	6.49%	N/A
5Y EPS CAGR	-3.51%	N/A
Debt to Equity	27.12%	0.00%
Free Cash Flow Yield	9.68%	0.14%

Market Cap

Winner

CZWI

$200M

SLGL

$199M

Max Drawdown

Winner

CZWI

84.82%

SLGL

97.87%

Sharpe Ratio

CZWI

1.27

Winner

SLGL

1.92

5Y Beta

Winner

CZWI

0.42

SLGL

0.62

Industry

CZWI

Banks - Regional

SLGL

Biotechnology

P/E Ratio

CZWI

15.66

Winner

SLGL

-32.51

Forward P/E

CZWI

10.72

Winner

SLGL

9.34

PEG Ratio

CZWI

2.51

SLGL

N/A

Dividend Yield

CZWI

1.03%

SLGL

N/A

5Y Dividends CAGR

CZWI

6.49%

SLGL

N/A

5Y EPS CAGR

CZWI

-3.51%

SLGL

N/A

Debt to Equity

CZWI

27.12%

Winner

SLGL

0.00%

Free Cash Flow Yield

Winner

CZWI

9.68%

SLGL

0.14%

CZWI vs SLGL - Historical Returns

Returns include dividend reinvestment.

Period	CZWI	SLGL
1 month	-8.24%	+13.71%
3 months	+1.08%	+15.04%
6 months	+12.84%	+25.06%
1 year	+34.18%	+443.77%
5 years(CAGR)	+10.68%	-3.17%
10 years(CAGR)	+9.41%	-5.52%
Max(CAGR)	+3.80%	-5.52%

CZWI

-8.24%

Winner

SLGL

+13.71%

CZWI

+1.08%

Winner

SLGL

+15.04%

CZWI

+12.84%

Winner

SLGL

+25.06%

CZWI

+34.18%

Winner

SLGL

+443.77%

5Y(CAGR)

Winner

CZWI

+10.68%

SLGL

-3.17%

10Y(CAGR)

Winner

CZWI

+9.41%

SLGL

-5.52%

Max(CAGR)

Winner

CZWI

+3.80%

SLGL

-5.52%

CZWI vs SLGL - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	CZWI	SLGL
2026	+22.94%	+99.38%
2025	+11.93%	+315.17%
2024	+44.94%	-23.77%
2023	+1.19%	-76.64%
2022	-11.18%	-41.69%
2021	+28.24%	-25.48%
2020	-9.31%	-37.84%
2019	+8.89%	+170.08%
2018	-17.17%	-55.87%
2017	+10.96%	N/A
2016	+33.84%	N/A
2015	+5.46%	N/A
2014	+25.88%	N/A
2013	+21.83%	N/A
2012	+20.72%	N/A
2011	+30.53%	N/A
2010	+15.16%	N/A
2009	-49.10%	N/A
2008	-17.38%	N/A
2007	-8.30%	N/A
2006	-25.06%	N/A
2005	-11.41%	N/A
2004	+21.26%	N/A

CZWI vs SLGL Drawdown Comparison

The maximum drawdown for CZWI was -83.63%, occurring on Nov 30, 2009. Recovery took 4613 trading sessions.

The maximum drawdown for SLGL was -97.87%, occurring on Aug 9, 2024. This drawdown has not yet recovered.

The current CZWI drawdown is -11.46%. The current SLGL drawdown is -51.00%.

Rank	CZWI	SLGL
#1	-83.63% Aug 3, 2006 - Dec 2, 2024	-97.87% Dec 31, 2019 - Aug 9, 2024
#2	-31.15% Feb 10, 2005 - Apr 27, 2006	-58.14% Feb 1, 2018 - Dec 30, 2019
#3	-23.32% Dec 5, 2024 - Sep 4, 2025	N/A
#4	-15.09% Apr 5, 2004 - Nov 1, 2004	N/A
#5	-14.52% Jul 1, 2026 - Aug 10, 2026	N/A
#6	-14.47% Dec 3, 2004 - Feb 10, 2005	N/A
#7	-9.47% Sep 18, 2025 - Nov 13, 2025	N/A
#8	-8.42% Feb 9, 2026 - Mar 20, 2026	N/A
#9	-6.54% May 8, 2026 - Jun 12, 2026	N/A
#10	-5.63% Dec 18, 2025 - Jan 21, 2026	N/A
#11	-4.62% Jan 21, 2026 - Feb 4, 2026	N/A
#12	-4.02% Jun 30, 2006 - Jul 26, 2006	N/A
#13	-3.31% Nov 13, 2025 - Nov 25, 2025	N/A
#14	-3.19% Jun 23, 2026 - Jun 26, 2026	N/A
#15	-2.95% Sep 4, 2025 - Sep 18, 2025	N/A