CZWI vs RNAC

Comparison between Citizens Community Bancorp Inc MD (CZWI, Company) and Cartesian Therapeutics Inc (RNAC, Company).

CZWI is from the Financial Services sector, while RNAC is from the Healthcare sector.

5-Year PerformanceCZWI has outperformed RNAC, delivering a return of +11.7% compared to -40.5%

CZWI vs RNAC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CZWI(COMPANY)	RNAC(COMPANY)
Market Cap	$212M	$212M
Max Drawdown	84.82%	99.26%
Sharpe Ratio	1.56	-0.28
5Y Beta	0.45	1.93
Industry	Banks - Regional	Biotechnology
P/E Ratio	14.33	-1.30
Forward P/E	10.72	25.06
PEG Ratio	0.70	-0.00
Dividend Yield	0.98%	N/A
5Y Dividends CAGR	-1.80%	N/A
5Y EPS CAGR	1.63%	-22.75%
Debt to Equity	27.16%	0.00%
Free Cash Flow Yield	5.79%	-36.53%
P/S Ratio	3.64	122.82
P/B Ratio	1.09	31.26

Market Cap

Winner

CZWI

$212M

RNAC

$212M

Max Drawdown

Winner

CZWI

84.82%

RNAC

99.26%

Sharpe Ratio

Winner

CZWI

1.56

RNAC

-0.28

5Y Beta

Winner

CZWI

0.45

RNAC

1.93

Industry

CZWI

Banks - Regional

RNAC

Biotechnology

P/E Ratio

CZWI

14.33

Winner

RNAC

-1.30

Forward P/E

Winner

CZWI

10.72

RNAC

25.06

PEG Ratio

CZWI

0.70

Winner

RNAC

-0.00

Dividend Yield

CZWI

0.98%

RNAC

N/A

5Y Dividends CAGR

CZWI

-1.80%

RNAC

N/A

5Y EPS CAGR

Winner

CZWI

1.63%

RNAC

-22.75%

Debt to Equity

CZWI

27.16%

Winner

RNAC

0.00%

Free Cash Flow Yield

Winner

CZWI

5.79%

RNAC

-36.53%

P/S Ratio

Winner

CZWI

3.64

RNAC

122.82

P/B Ratio

Winner

CZWI

1.09

RNAC

31.26

CZWI vs RNAC - Historical Returns

Returns include dividend reinvestment.

Period	CZWI	RNAC
1 month	-6.67%	-25.82%
3 months	+5.72%	+24.28%
6 months	+21.60%	+13.18%
1 year	+49.65%	-39.84%
5 years(CAGR)	+11.73%	-40.52%
10 years(CAGR)	+9.97%	-31.29%
Max(CAGR)	+3.94%	-32.66%

Winner

CZWI

-6.67%

RNAC

-25.82%

CZWI

+5.72%

Winner

RNAC

+24.28%

Winner

CZWI

+21.60%

RNAC

+13.18%

Winner

CZWI

+49.65%

RNAC

-39.84%

5Y(CAGR)

Winner

CZWI

+11.73%

RNAC

-40.52%

10Y(CAGR)

Winner

CZWI

+9.97%

RNAC

-31.29%

Max(CAGR)

Winner

CZWI

+3.94%

RNAC

-32.66%

CZWI vs RNAC - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	CZWI	RNAC
2026	+26.55%	+14.35%
2025	+11.93%	-57.41%
2024	+44.94%	-8.88%
2023	+1.19%	-40.05%
2022	-11.18%	-65.86%
2021	+28.24%	+9.03%
2020	-9.31%	+31.74%
2019	+8.89%	-17.93%
2018	-17.17%	-74.02%
2017	+10.96%	-43.23%
2016	+33.84%	+22.50%
2015	+5.46%	N/A
2014	+25.88%	N/A
2013	+21.83%	N/A
2012	+20.72%	N/A
2011	+30.53%	N/A
2010	+15.16%	N/A
2009	-49.10%	N/A
2008	-17.38%	N/A
2007	-8.30%	N/A
2006	-25.06%	N/A
2005	-11.41%	N/A
2004	+21.26%	N/A

CZWI vs RNAC Drawdown Comparison

The maximum drawdown for CZWI was -83.63%, occurring on Nov 30, 2009. Recovery took 4613 trading sessions.

The maximum drawdown for RNAC was -99.26%, occurring on Jun 5, 2026. This drawdown has not yet recovered.

The current CZWI drawdown is -8.85%. The current RNAC drawdown is -99.02%.

Rank	CZWI	RNAC
#1	-83.63% Aug 3, 2006 - Dec 2, 2024	-99.26% Nov 25, 2016 - Jun 5, 2026
#2	-31.15% Feb 10, 2005 - Apr 27, 2006	-24.79% Jul 13, 2016 - Sep 21, 2016
#3	-23.32% Dec 5, 2024 - Sep 4, 2025	-16.26% Sep 26, 2016 - Oct 18, 2016
#4	-15.09% Apr 5, 2004 - Nov 1, 2004	-7.33% Nov 11, 2016 - Nov 22, 2016
#5	-14.47% Dec 3, 2004 - Feb 10, 2005	-5.47% Oct 19, 2016 - Oct 31, 2016
#6	-10.65% Jul 1, 2026 - Jul 27, 2026	-2.75% Nov 8, 2016 - Nov 10, 2016
#7	-9.47% Sep 18, 2025 - Nov 13, 2025	-2.49% Sep 21, 2016 - Sep 23, 2016
#8	-8.42% Feb 9, 2026 - Mar 20, 2026	-1.35% Nov 3, 2016 - Nov 7, 2016
#9	-6.54% May 8, 2026 - Jun 12, 2026	-0.36% Jul 8, 2016 - Jul 13, 2016
#10	-5.63% Dec 18, 2025 - Jan 21, 2026	-0.29% Jun 23, 2016 - Jul 8, 2016
#11	-4.62% Jan 21, 2026 - Feb 4, 2026	N/A
#12	-4.02% Jun 30, 2006 - Jul 26, 2006	N/A
#13	-3.31% Nov 13, 2025 - Nov 25, 2025	N/A
#14	-3.19% Jun 23, 2026 - Jun 26, 2026	N/A
#15	-2.95% Sep 4, 2025 - Sep 18, 2025	N/A