CZWI vs HUMA

Comparison between Citizens Community Bancorp Inc MD (CZWI, Company) and Humacyte Inc (HUMA, Company).

CZWI is from the Financial Services sector, while HUMA is from the Healthcare sector.

5-Year PerformanceCZWI has outperformed HUMA, delivering a return of +11.2% compared to -40.2%

CZWI vs HUMA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CZWI(COMPANY)	HUMA(COMPANY)
Market Cap	$205M	$205M
Max Drawdown	84.82%	96.62%
Sharpe Ratio	2.00	-0.27
5Y Beta	0.46	2.44
Industry	Banks - Regional	Biotechnology
P/E Ratio	13.90	-1.65
Forward P/E	10.72	35.84
PEG Ratio	0.68	N/A
Dividend Yield	0.50%	N/A
5Y Dividends CAGR	-1.80%	N/A
5Y EPS CAGR	1.63%	N/A
Debt to Equity	27.16%	308.59%
Free Cash Flow Yield	5.97%	-49.88%

Market Cap

Winner

CZWI

$205M

HUMA

$205M

Max Drawdown

Winner

CZWI

84.82%

HUMA

96.62%

Sharpe Ratio

Winner

CZWI

2.00

HUMA

-0.27

5Y Beta

Winner

CZWI

0.46

HUMA

2.44

Industry

CZWI

Banks - Regional

HUMA

Biotechnology

P/E Ratio

CZWI

13.90

Winner

HUMA

-1.65

Forward P/E

Winner

CZWI

10.72

HUMA

35.84

PEG Ratio

CZWI

0.68

HUMA

N/A

Dividend Yield

CZWI

0.50%

HUMA

N/A

5Y Dividends CAGR

CZWI

-1.80%

HUMA

N/A

5Y EPS CAGR

CZWI

1.63%

HUMA

N/A

Debt to Equity

Winner

CZWI

27.16%

HUMA

308.59%

Free Cash Flow Yield

Winner

CZWI

5.97%

HUMA

-49.88%

CZWI vs HUMA - Historical Returns

Returns include dividend reinvestment.

Period	CZWI	HUMA
1 month	+4.05%	+2.89%
3 months	+15.11%	-12.79%
6 months	+16.75%	-16.72%
1 year	+62.80%	-60.83%
5 years(CAGR)	+11.17%	-40.19%
10 years(CAGR)	+9.23%	N/A
Max(CAGR)	+3.85%	-40.19%

Winner

CZWI

+4.05%

HUMA

+2.89%

Winner

CZWI

+15.11%

HUMA

-12.79%

Winner

CZWI

+16.75%

HUMA

-16.72%

Winner

CZWI

+62.80%

HUMA

-60.83%

5Y(CAGR)

Winner

CZWI

+11.17%

HUMA

-40.19%

10Y(CAGR)

CZWI

+9.23%

HUMA

N/A

Max(CAGR)

Winner

CZWI

+3.85%

HUMA

-40.19%

CZWI vs HUMA - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	CZWI	HUMA
2026	+23.71%	-5.19%
2025	+11.93%	-81.46%
2024	+44.94%	+74.74%
2023	+1.19%	+34.60%
2022	-11.18%	-71.49%
2021	+28.24%	-33.85%
2020	-9.31%	N/A
2019	+8.89%	N/A
2018	-17.17%	N/A
2017	+10.96%	N/A
2016	+33.84%	N/A
2015	+5.46%	N/A
2014	+25.88%	N/A
2013	+21.83%	N/A
2012	+20.72%	N/A
2011	+30.53%	N/A
2010	+15.16%	N/A
2009	-49.10%	N/A
2008	-17.38%	N/A
2007	-8.30%	N/A
2006	-25.06%	N/A
2005	-11.41%	N/A
2004	+21.26%	N/A

CZWI vs HUMA Drawdown Comparison

The maximum drawdown for CZWI was -83.63%, occurring on Nov 30, 2009. Recovery took 4613 trading sessions.

The maximum drawdown for HUMA was -96.62%, occurring on Mar 30, 2026. This drawdown has not yet recovered.

The current CZWI drawdown is -0.56%. The current HUMA drawdown is -94.56%.

Rank	CZWI	HUMA
#1	-83.63% Aug 3, 2006 - Dec 2, 2024	-96.62% Sep 1, 2021 - Mar 30, 2026
#2	-31.15% Feb 10, 2005 - Apr 27, 2006	N/A
#3	-23.32% Dec 5, 2024 - Sep 4, 2025	N/A
#4	-15.09% Apr 5, 2004 - Nov 1, 2004	N/A
#5	-14.47% Dec 3, 2004 - Feb 10, 2005	N/A
#6	-9.47% Sep 18, 2025 - Nov 13, 2025	N/A
#7	-8.42% Feb 9, 2026 - Mar 20, 2026	N/A
#8	-6.54% May 8, 2026 - Jun 12, 2026	N/A
#9	-5.63% Dec 18, 2025 - Jan 21, 2026	N/A
#10	-4.62% Jan 21, 2026 - Feb 4, 2026	N/A
#11	-4.02% Jun 30, 2006 - Jul 26, 2006	N/A
#12	-3.31% Nov 13, 2025 - Nov 25, 2025	N/A
#13	-2.95% Sep 4, 2025 - Sep 18, 2025	N/A
#14	-2.75% Jun 12, 2026 - Jun 15, 2026	N/A
#15	-2.45% Apr 8, 2026 - Apr 28, 2026	N/A