CZWI vs ARCT

Comparison between Citizens Community Bancorp Inc MD (CZWI, Company) and Arcturus Therapeutics Holdings Inc (ARCT, Company).

CZWI is from the Financial Services sector, while ARCT is from the Healthcare sector.

5-Year PerformanceCZWI has outperformed ARCT, delivering a return of +11.6% compared to -27.3%

CZWI vs ARCT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CZWI(COMPANY)	ARCT(COMPANY)
Market Cap	$196M	$196M
Max Drawdown	84.82%	97.70%
Sharpe Ratio	1.73	-0.15
5Y Beta	0.48	1.63
Industry	Banks - Regional	Biotechnology
P/E Ratio	13.28	-2.46
Forward P/E	10.72	2.48
PEG Ratio	0.65	-0.22
Dividend Yield	0.51%	N/A
5Y Dividends CAGR	-1.80%	N/A
5Y EPS CAGR	1.63%	-9.76%
Debt to Equity	27.16%	0.00%
Free Cash Flow Yield	6.25%	-30.05%
P/S Ratio	3.21	3.62
P/B Ratio	1.02	1.06

Market Cap

Winner

CZWI

$196M

ARCT

$196M

Max Drawdown

Winner

CZWI

84.82%

ARCT

97.70%

Sharpe Ratio

Winner

CZWI

1.73

ARCT

-0.15

5Y Beta

Winner

CZWI

0.48

ARCT

1.63

Industry

CZWI

Banks - Regional

ARCT

Biotechnology

P/E Ratio

CZWI

13.28

Winner

ARCT

-2.46

Forward P/E

CZWI

10.72

Winner

ARCT

2.48

PEG Ratio

CZWI

0.65

Winner

ARCT

-0.22

Dividend Yield

CZWI

0.51%

ARCT

N/A

5Y Dividends CAGR

CZWI

-1.80%

ARCT

N/A

5Y EPS CAGR

Winner

CZWI

1.63%

ARCT

-9.76%

Debt to Equity

CZWI

27.16%

Winner

ARCT

0.00%

Free Cash Flow Yield

Winner

CZWI

6.25%

ARCT

-30.05%

P/S Ratio

Winner

CZWI

3.21

ARCT

3.62

P/B Ratio

Winner

CZWI

1.02

ARCT

1.06

CZWI vs ARCT - Historical Returns

Returns include dividend reinvestment.

Period	CZWI	ARCT
1 month	+2.19%	-15.52%
3 months	+19.74%	-0.43%
6 months	+18.24%	-6.57%
1 year	+52.17%	-44.86%
5 years(CAGR)	+11.60%	-27.32%
10 years(CAGR)	+10.36%	-14.61%
Max(CAGR)	+3.88%	-14.37%

Winner

CZWI

+2.19%

ARCT

-15.52%

Winner

CZWI

+19.74%

ARCT

-0.43%

Winner

CZWI

+18.24%

ARCT

-6.57%

Winner

CZWI

+52.17%

ARCT

-44.86%

5Y(CAGR)

Winner

CZWI

+11.60%

ARCT

-27.32%

10Y(CAGR)

Winner

CZWI

+10.36%

ARCT

-14.61%

Max(CAGR)

Winner

CZWI

+3.88%

ARCT

-14.37%

CZWI vs ARCT - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	CZWI	ARCT
2026	+24.41%	+11.52%
2025	+11.93%	-64.09%
2024	+44.94%	-48.72%
2023	+1.19%	+88.80%
2022	-11.18%	-57.14%
2021	+28.24%	-24.31%
2020	-9.31%	+333.80%
2019	+8.89%	+131.77%
2018	-17.17%	-43.30%
2017	+10.96%	-48.61%
2016	+33.84%	-66.35%
2015	+5.46%	+64.83%
2014	+25.88%	-79.12%
2013	+21.83%	+138.41%
2012	+20.72%	N/A
2011	+30.53%	N/A
2010	+15.16%	N/A
2009	-49.10%	N/A
2008	-17.38%	N/A
2007	-8.30%	N/A
2006	-25.06%	N/A
2005	-11.41%	N/A
2004	+21.26%	N/A

CZWI vs ARCT Drawdown Comparison

The maximum drawdown for CZWI was -83.63%, occurring on Nov 30, 2009. Recovery took 4613 trading sessions.

The maximum drawdown for ARCT was -97.70%, occurring on Dec 28, 2018. This drawdown has not yet recovered.

The current ARCT drawdown is -96.10%.

Rank	CZWI	ARCT
#1	-83.63% Aug 3, 2006 - Dec 2, 2024	-97.70% Oct 7, 2013 - Dec 28, 2018
#2	-31.15% Feb 10, 2005 - Apr 27, 2006	-14.65% Aug 5, 2013 - Sep 10, 2013
#3	-23.32% Dec 5, 2024 - Sep 4, 2025	-12.05% May 22, 2013 - Jul 8, 2013
#4	-15.09% Apr 5, 2004 - Nov 1, 2004	-7.48% Jul 12, 2013 - Aug 1, 2013
#5	-14.47% Dec 3, 2004 - Feb 10, 2005	-7.20% Sep 13, 2013 - Sep 26, 2013
#6	-9.47% Sep 18, 2025 - Nov 13, 2025	-3.58% Sep 27, 2013 - Oct 2, 2013
#7	-8.42% Feb 9, 2026 - Mar 20, 2026	N/A
#8	-6.54% May 8, 2026 - Jun 12, 2026	N/A
#9	-5.63% Dec 18, 2025 - Jan 21, 2026	N/A
#10	-4.62% Jan 21, 2026 - Feb 4, 2026	N/A
#11	-4.02% Jun 30, 2006 - Jul 26, 2006	N/A
#12	-3.31% Nov 13, 2025 - Nov 25, 2025	N/A
#13	-2.95% Sep 4, 2025 - Sep 18, 2025	N/A
#14	-2.45% Apr 8, 2026 - Apr 28, 2026	N/A
#15	-2.22% May 3, 2006 - Jun 29, 2006	N/A

Correlation

Correlation between CZWI and ARCT is -0.56 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.56

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