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CZNC vs KELYA

Comparison between Citizens & Northern Corp (CZNC, Company) and Kelly Services Inc - Class A (KELYA, Company).

CZNC is from the Financial Services sector, while KELYA is from the Industrials sector.

5-Year PerformanceCZNC has outperformed KELYA, delivering a return of +3.0% compared to -12.5%

CZNC vs KELYA - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
CZNC
$399M
Winner
KELYA
$400M
Max Drawdown
Winner
CZNC
77.47%
KELYA
81.59%
Sharpe Ratio
Winner
CZNC
0.96
KELYA
0.27
5Y Beta
Winner
CZNC
0.58
KELYA
0.68
Industry
CZNC
Banks - Regional
KELYA
Staffing & Employment Services
P/E Ratio
CZNC
20.91
Winner
KELYA
-3.13
Forward P/E
Winner
CZNC
11.19
KELYA
11.72
Dividend Yield
Winner
CZNC
5.20%
KELYA
2.72%
5Y Dividends CAGR
CZNC
0.54%
KELYA
N/A
5Y EPS CAGR
CZNC
-7.02%
KELYA
N/A
Debt to Equity
Winner
CZNC
4.05%
KELYA
13.47%
Free Cash Flow Yield
CZNC
9.40%
Winner
KELYA
18.32%

CZNC vs KELYA - Historical Returns

Returns include dividend reinvestment.

1M
CZNC
+6.83%
Winner
KELYA
+9.10%
3M
CZNC
+3.13%
Winner
KELYA
+35.65%
6M
CZNC
+11.73%
Winner
KELYA
+37.37%
1Y
Winner
CZNC
+25.41%
KELYA
+4.65%
5Y(CAGR)
Winner
CZNC
+3.04%
KELYA
-12.53%
10Y(CAGR)
Winner
CZNC
+6.12%
KELYA
-3.38%
Max(CAGR)
Winner
CZNC
+5.49%
KELYA
-1.79%

CZNC vs KELYA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearCZNCKELYA
2026+15.59%+36.74%
2025+16.98%-35.23%
2024-13.54%-35.74%
2023+3.80%+29.72%
2022-8.18%-3.74%
2021+35.53%-15.97%
2020-25.64%-8.02%
2019+11.86%+10.71%
2018+14.65%-24.30%
2017-4.00%+19.49%
2016+35.90%+48.68%
2015+6.44%-2.34%
2014+6.82%-30.07%
2013+13.78%+56.30%
2012+4.51%+12.65%
2011+25.65%-30.43%
2010+58.99%+45.85%
2009-49.99%-11.70%
2008+17.35%-27.55%
2007-14.91%-34.62%
2006-10.49%+12.14%
2005-0.87%-12.25%
2004+6.18%+5.02%
2003+35.71%+16.16%
2002+27.68%+13.24%
2001+36.99%-7.71%
2000-22.66%-1.45%
1999-6.13%-11.41%

CZNC vs KELYA Drawdown Comparison

The maximum drawdown for CZNC was -72.51%, occurring on Nov 27, 2009. Recovery took 2815 trading sessions.

The maximum drawdown for KELYA was -80.66%, occurring on Mar 5, 2009. Recovery took 2670 trading sessions.

The current CZNC drawdown is -4.63%. The current KELYA drawdown is -58.57%.

RankCZNCKELYA
#1-72.51%
Jul 22, 2005 - Sep 27, 2016
-80.66%
Apr 17, 2007 - Nov 20, 2017
#2-44.88%
May 14, 2019 - Oct 7, 2021
-71.66%
Apr 19, 2018 - Nov 20, 2025
#3-36.38%
Dec 6, 1999 - Apr 8, 2002
-37.89%
Apr 19, 2002 - Nov 28, 2003
#4-34.20%
Nov 11, 2021 - Jan 22, 2026
-37.11%
Jan 10, 2001 - Mar 28, 2002
#5-17.45%
Jan 20, 2005 - May 27, 2005
-25.65%
Nov 9, 1999 - Dec 8, 2000
#6-16.65%
Aug 24, 2018 - Apr 26, 2019
-23.06%
Dec 8, 2000 - Jan 10, 2001
#7-14.80%
Nov 29, 2017 - Jun 1, 2018
-18.69%
Apr 22, 2004 - Oct 3, 2005
#8-14.21%
Apr 9, 2026 - May 15, 2026
-15.76%
Oct 3, 2005 - Jan 30, 2007
#9-13.65%
Dec 27, 2016 - Oct 10, 2017
-11.40%
Nov 21, 2017 - Mar 21, 2018
#10-11.33%
Oct 16, 2017 - Nov 29, 2017
-10.39%
Jan 14, 2004 - Apr 7, 2004
#11-10.30%
Feb 13, 2026 - Apr 9, 2026
-7.33%
Mar 28, 2002 - Apr 16, 2002
#12-8.80%
Dec 31, 2003 - Dec 16, 2004
-7.21%
Mar 21, 2018 - Apr 19, 2018
#13-7.39%
Nov 23, 2016 - Dec 19, 2016
-6.76%
Feb 23, 2007 - Mar 22, 2007
#14-7.31%
Nov 1, 1999 - Dec 2, 1999
-6.33%
Dec 2, 2003 - Jan 6, 2004
#15-7.12%
Nov 6, 2002 - Apr 2, 2003
-4.84%
Apr 7, 2004 - Apr 22, 2004

Correlation

Correlation between CZNC and KELYA is 0.16 which considered as a very weak or no correlation - the stocks move independently of each other.

0.16
-101

Dividend Comparison (1999 - 2026)

CZNC vs KELYA dividend yield comparison.

YearCZNCKELYA
20262.49%1.29%
20255.55%3.41%
20246.02%2.15%
20234.99%1.39%
20224.90%1.63%
20214.25%0.60%
20205.44%0.36%
20193.82%1.33%
20184.09%1.46%
20174.33%1.10%
20163.97%1.20%
20154.95%1.24%
20145.03%1.18%
20134.85%0.80%
20124.44%1.27%
20113.14%0.73%
20102.62%0.00%
20097.55%0.00%
20084.86%4.15%
20075.40%2.79%
20064.33%1.55%
20053.60%1.53%
20043.27%1.33%
20032.87%1.40%
20023.71%1.62%
20014.05%3.88%
20004.82%4.19%
19990.82%0.96%

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