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CZNC vs GBLI

Comparison between Citizens & Northern Corp (CZNC, Company) and Global Indemnity Group LLC - Class A (GBLI, Company).

Both CZNC and GBLI are from the Financial Services sector.

5-Year PerformanceCZNC has outperformed GBLI, delivering a return of +2.3% compared to +0.4%

CZNC vs GBLI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
CZNC
$379M
Winner
GBLI
$380M
Max Drawdown
Winner
CZNC
77.47%
GBLI
85.55%
Sharpe Ratio
Winner
CZNC
0.86
GBLI
-0.42
5Y Beta
CZNC
0.61
Winner
GBLI
0.14
Industry
CZNC
Banks - Regional
GBLI
Insurance - Property & Casualty
P/E Ratio
CZNC
19.70
Winner
GBLI
16.44
Forward P/E
Winner
CZNC
11.19
GBLI
11.21
PEG Ratio
CZNC
1.21
Winner
GBLI
0.91
Dividend Yield
Winner
CZNC
5.36%
GBLI
5.19%
5Y Dividends CAGR
CZNC
0.54%
Winner
GBLI
6.96%
5Y EPS CAGR
Winner
CZNC
-7.07%
GBLI
-12.81%
Debt to Equity
CZNC
4.05%
Winner
GBLI
0.00%
Free Cash Flow Yield
Winner
CZNC
9.91%
GBLI
-2.95%
P/S Ratio
CZNC
3.35
Winner
GBLI
0.88
P/B Ratio
CZNC
1.13
Winner
GBLI
0.56

CZNC vs GBLI - Historical Returns

Returns include dividend reinvestment.

1M
Winner
CZNC
-1.79%
GBLI
-2.98%
3M
Winner
CZNC
-2.97%
GBLI
-4.95%
6M
Winner
CZNC
+8.12%
GBLI
-3.40%
1Y
Winner
CZNC
+24.80%
GBLI
-11.15%
5Y(CAGR)
Winner
CZNC
+2.31%
GBLI
+0.38%
10Y(CAGR)
Winner
CZNC
+5.53%
GBLI
+1.61%
Max(CAGR)
Winner
CZNC
+5.29%
GBLI
+0.14%

CZNC vs GBLI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearCZNCGBLI
2026+9.64%-7.06%
2025+16.98%-18.12%
2024-13.54%+17.52%
2023+3.80%+44.04%
2022-8.18%-4.20%
2021+35.53%-7.85%
2020-25.64%+0.01%
2019+11.86%-14.96%
2018+14.65%-9.57%
2017-4.00%+10.52%
2016+35.90%+33.60%
2015+6.44%+4.73%
2014+6.82%+15.70%
2013+13.78%+9.43%
2012+4.51%+8.64%
2011+25.65%-5.57%
2010+58.99%+26.55%
2009-49.99%-35.56%
2008+17.35%-34.88%
2007-14.91%-20.73%
2006-10.49%+40.64%
2005-0.87%+0.49%
2004+6.18%+5.32%
2003+35.71%+0.97%
2002+27.68%N/A
2001+36.99%N/A
2000-22.66%N/A
1999-6.13%N/A

CZNC vs GBLI Drawdown Comparison

The maximum drawdown for CZNC was -72.51%, occurring on Nov 27, 2009. Recovery took 2815 trading sessions.

The maximum drawdown for GBLI was -85.55%, occurring on Mar 30, 2009. This drawdown has not yet recovered.

The current CZNC drawdown is -9.55%. The current GBLI drawdown is -30.46%.

RankCZNCGBLI
#1-72.51%
Jul 22, 2005 - Sep 27, 2016
-85.55%
Dec 15, 2006 - Mar 30, 2009
#2-44.88%
May 14, 2019 - Oct 7, 2021
-31.00%
Jan 28, 2004 - Jan 11, 2006
#3-36.38%
Dec 6, 1999 - Apr 8, 2002
-22.03%
Apr 21, 2006 - Nov 6, 2006
#4-34.20%
Nov 11, 2021 - Jan 22, 2026
-8.89%
Mar 2, 2006 - Apr 3, 2006
#5-17.45%
Jan 20, 2005 - May 27, 2005
-4.04%
Nov 8, 2006 - Nov 28, 2006
#6-16.65%
Aug 24, 2018 - Apr 26, 2019
-3.48%
Nov 28, 2006 - Dec 15, 2006
#7-14.80%
Nov 29, 2017 - Jun 1, 2018
-3.20%
Apr 3, 2006 - Apr 18, 2006
#8-14.21%
Apr 9, 2026 - May 15, 2026
-2.86%
Dec 16, 2003 - Dec 31, 2003
#9-13.65%
Dec 27, 2016 - Oct 10, 2017
-2.59%
Jan 19, 2006 - Jan 23, 2006
#10-11.33%
Oct 16, 2017 - Nov 29, 2017
-2.44%
Feb 1, 2006 - Feb 13, 2006
#11-10.30%
Feb 13, 2026 - Apr 9, 2026
-1.66%
Jan 20, 2004 - Jan 28, 2004
#12-8.80%
Dec 31, 2003 - Dec 16, 2004
-1.52%
Feb 24, 2006 - Mar 2, 2006
#13-7.39%
Nov 23, 2016 - Dec 19, 2016
-1.04%
Feb 16, 2006 - Feb 22, 2006
#14-7.31%
Nov 1, 1999 - Dec 2, 1999
-0.87%
Jan 13, 2006 - Jan 19, 2006
#15-7.12%
Nov 6, 2002 - Apr 2, 2003
-0.80%
Jan 27, 2006 - Feb 1, 2006

Correlation

Correlation between CZNC and GBLI is 0.40 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.40
-101

Dividend Comparison (1999 - 2026)

CZNC vs GBLI dividend yield comparison.

YearCZNCGBLI
20262.62%1.33%
20255.55%4.93%
20246.02%3.89%
20234.99%3.10%
20224.90%4.29%
20214.25%3.98%
20205.44%3.50%
20193.82%3.37%
20184.09%2.76%
20174.33%0.00%
20163.97%0.00%
20154.95%0.00%
20145.03%0.00%
20134.85%0.00%
20124.44%0.00%
20113.14%0.00%
20102.62%0.00%
20097.55%0.00%
20084.86%0.00%
20075.40%0.00%
20064.33%0.00%
20053.60%0.00%
20043.27%0.00%
20032.87%0.00%
20023.71%0.00%
20014.05%0.00%
20004.82%0.00%
19990.82%0.00%

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