CZFS vs VALU
Comparison between Citizens Financial Services Inc (CZFS, Company) and Value Line Inc (VALU, Company).
Both CZFS and VALU are from the Financial Services sector.
5-Year PerformanceCZFS has outperformed VALU, delivering a return of +7.6% compared to +5.4%
CZFS vs VALU - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
CZFS vs VALU - Historical Returns
Returns include dividend reinvestment.
CZFS vs VALU - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | CZFS | VALU |
|---|---|---|
| 2026 | +36.69% | +4.32% |
| 2025 | -3.27% | -24.33% |
| 2024 | +3.35% | +15.40% |
| 2023 | -12.16% | +0.77% |
| 2022 | +31.15% | +8.48% |
| 2021 | +14.87% | +54.08% |
| 2020 | -4.54% | +16.86% |
| 2019 | +12.77% | +11.62% |
| 2018 | -7.82% | +41.00% |
| 2017 | +34.26% | +7.53% |
| 2016 | +13.55% | +55.88% |
| 2015 | -3.03% | -10.72% |
| 2014 | +8.49% | +45.44% |
| 2013 | +38.27% | +30.54% |
| 2012 | +29.99% | -7.66% |
| 2011 | -3.11% | -25.14% |
| 2010 | +47.79% | -27.86% |
| 2009 | +39.87% | -26.07% |
| 2008 | +3.26% | -10.06% |
| 2007 | -7.53% | -8.76% |
| 2006 | +13.12% | +33.61% |
| 2005 | -8.95% | -9.22% |
| 2004 | +4.26% | +13.77% |
| 2003 | +13.19% | +16.80% |
| 2002 | +64.92% | -9.27% |
| 2001 | +25.02% | +44.27% |
| 2000 | N/A | +0.11% |
| 1999 | N/A | +1.41% |
CZFS vs VALU Drawdown Comparison
The maximum drawdown for CZFS was -54.99%, occurring on Apr 26, 2024. This drawdown has not yet recovered.
The maximum drawdown for VALU was -77.35%, occurring on Jun 24, 2013. Recovery took 3163 trading sessions.
The current CZFS drawdown is -8.14%. The current VALU drawdown is -58.03%.
| Rank | CZFS | VALU |
|---|---|---|
| #1 | -54.99% Jun 12, 2023 - Apr 26, 2024 | -77.35% Nov 30, 2006 - Jun 27, 2019 |
| #2 | -40.57% Feb 14, 2020 - Jul 6, 2021 | -67.14% Aug 26, 2022 - Oct 12, 2023 |
| #3 | -25.83% Jul 31, 2008 - Jul 20, 2009 | -40.29% Apr 20, 2022 - Aug 1, 2022 |
| #4 | -24.55% Apr 29, 2003 - Apr 5, 2007 | -37.92% Apr 28, 2004 - Oct 17, 2006 |
| #5 | -22.37% Aug 29, 2022 - Feb 6, 2023 | -36.24% Mar 4, 2020 - Aug 19, 2021 |
| #6 | -22.21% Apr 19, 2007 - May 7, 2008 | -29.60% Sep 10, 2001 - Jun 5, 2003 |
| #7 | -18.25% Feb 10, 2023 - Apr 10, 2023 | -27.92% Jun 27, 2019 - Dec 12, 2019 |
| #8 | -17.50% Jul 29, 2011 - May 8, 2012 | -24.07% Aug 1, 2022 - Aug 26, 2022 |
| #9 | -17.23% Mar 19, 2014 - Oct 11, 2016 | -19.87% Jan 24, 2020 - Mar 4, 2020 |
| #10 | -16.91% Apr 20, 2023 - Jun 7, 2023 | -18.05% Aug 27, 2021 - Nov 5, 2021 |
| #11 | -13.27% Oct 2, 2018 - Mar 29, 2019 | -15.99% Jan 19, 2000 - Mar 6, 2000 |
| #12 | -11.51% Jan 11, 2011 - Jul 29, 2011 | -14.97% Mar 6, 2000 - Jul 31, 2000 |
| #13 | -11.11% Jul 31, 2009 - Oct 21, 2009 | -13.89% Jun 11, 2003 - Apr 8, 2004 |
| #14 | -10.45% Aug 17, 2010 - Nov 3, 2010 | -13.31% Jul 31, 2000 - Feb 6, 2001 |
| #15 | -10.17% Apr 30, 2010 - Jul 19, 2010 | -12.94% Nov 16, 2021 - Dec 21, 2021 |
Correlation
Correlation between CZFS and VALU is 0.74 which considered as a strong positive correlation - the stocks tend to move together.
Dividend Comparison (2000 - 2026)
CZFS vs VALU dividend yield comparison.
| Year | CZFS | VALU |
|---|---|---|
| 2026 | 1.35% | 1.77% |
| 2025 | 3.49% | 3.32% |
| 2024 | 3.09% | 2.23% |
| 2023 | 3.75% | 2.24% |
| 2022 | 2.48% | 1.91% |
| 2021 | 3.08% | 1.86% |
| 2020 | 3.44% | 2.52% |
| 2019 | 2.90% | 2.73% |
| 2018 | 2.35% | 3.65% |
| 2017 | 2.68% | 3.67% |
| 2016 | 3.14% | 3.44% |
| 2015 | 3.53% | 4.37% |
| 2014 | 4.04% | 3.68% |
| 2013 | 2.27% | 5.17% |
| 2012 | 2.96% | 6.69% |
| 2011 | 3.35% | 7.78% |
| 2010 | 2.97% | 37.37% |
| 2009 | 3.98% | 4.38% |
| 2008 | 5.05% | 4.06% |
| 2007 | 4.50% | 2.95% |
| 2006 | 3.80% | 2.31% |
| 2005 | 3.92% | 2.83% |
| 2004 | 3.26% | 47.01% |
| 2003 | 3.09% | 2.00% |
| 2002 | 3.08% | 2.30% |
| 2001 | 4.54% | 2.06% |
| 2000 | 0.00% | 2.89% |
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