CVBF vs NIC

Comparison between CVB Financial Corp (CVBF, Company) and Nicolet Bankshares Inc (NIC, Company).

Both CVBF and NIC are from the Financial Services sector.

5-Year PerformanceNIC has outperformed CVBF, delivering a return of +14.1% compared to +3.2%

CVBF vs NIC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CVBF(COMPANY)	NIC(COMPANY)
Market Cap	$3.03B	$3.03B
Max Drawdown	68.05%	44.31%
Sharpe Ratio	0.50	0.58
5Y Beta	0.88	0.82
Industry	Banks - Regional	Banks - Regional
P/E Ratio	14.59	16.42
Forward P/E	11.53	14.84
PEG Ratio	2.85	8.62
Dividend Yield	3.94%	0.90%
5Y Dividends CAGR	2.13%	N/A
5Y EPS CAGR	0.45%	5.32%
Debt to Equity	0.00%	7.97%
Free Cash Flow Yield	7.83%	4.08%
P/S Ratio	6.90	7.06
P/B Ratio	1.54	1.31

Market Cap

CVBF

$3.03B

Winner

NIC

$3.03B

Max Drawdown

CVBF

68.05%

Winner

NIC

44.31%

Sharpe Ratio

CVBF

0.50

Winner

NIC

0.58

5Y Beta

CVBF

0.88

Winner

NIC

0.82

Industry

CVBF

Banks - Regional

NIC

Banks - Regional

P/E Ratio

Winner

CVBF

14.59

NIC

16.42

Forward P/E

Winner

CVBF

11.53

NIC

14.84

PEG Ratio

Winner

CVBF

2.85

NIC

8.62

Dividend Yield

Winner

CVBF

3.94%

NIC

0.90%

5Y Dividends CAGR

CVBF

2.13%

NIC

N/A

5Y EPS CAGR

CVBF

0.45%

Winner

NIC

5.32%

Debt to Equity

Winner

CVBF

0.00%

NIC

7.97%

Free Cash Flow Yield

Winner

CVBF

7.83%

NIC

4.08%

P/S Ratio

Winner

CVBF

6.90

NIC

7.06

P/B Ratio

CVBF

1.54

Winner

NIC

1.31

CVBF vs NIC - Historical Returns

Returns include dividend reinvestment.

Period	CVBF	NIC
1 month	+2.11%	-2.89%
3 months	+5.02%	-8.65%
6 months	+6.33%	+13.71%
1 year	+12.09%	+16.02%
5 years(CAGR)	+3.16%	+14.12%
10 years(CAGR)	+5.50%	+14.85%
Max(CAGR)	+7.12%	+16.04%

Winner

CVBF

+2.11%

NIC

-2.89%

Winner

CVBF

+5.02%

NIC

-8.65%

CVBF

+6.33%

Winner

NIC

+13.71%

CVBF

+12.09%

Winner

NIC

+16.02%

5Y(CAGR)

CVBF

+3.16%

Winner

NIC

+14.12%

10Y(CAGR)

CVBF

+5.50%

Winner

NIC

+14.85%

Max(CAGR)

CVBF

+7.12%

Winner

NIC

+16.04%

CVBF vs NIC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CVBF	NIC
2026	+12.39%	+19.80%
2025	-6.98%	+18.95%
2024	+12.55%	+31.36%
2023	-16.82%	+3.14%
2022	+23.04%	-8.73%
2021	+13.46%	+27.09%
2020	-5.75%	-9.75%
2019	+8.65%	+48.62%
2018	-11.72%	-8.79%
2017	+4.59%	+13.85%
2016	+42.42%	+50.02%
2015	+9.74%	N/A
2014	-1.95%	N/A
2013	+63.16%	N/A
2012	+4.90%	N/A
2011	+18.56%	N/A
2010	-0.95%	N/A
2009	-21.99%	N/A
2008	+24.68%	N/A
2007	-21.03%	N/A
2006	-10.54%	N/A
2005	-2.97%	N/A
2004	+42.50%	N/A
2003	-4.98%	N/A
2002	+35.83%	N/A
2001	+41.98%	N/A
2000	+0.46%	N/A
1999	-11.28%	N/A

CVBF vs NIC Drawdown Comparison

The maximum drawdown for CVBF was -63.31%, occurring on Jul 10, 2009. Recovery took 1962 trading sessions.

The maximum drawdown for NIC was -44.31%, occurring on May 4, 2023. Recovery took 578 trading sessions.

The current CVBF drawdown is -16.42%. The current NIC drawdown is -10.55%.

Rank	CVBF	NIC
#1	-63.31% Dec 1, 2004 - Sep 14, 2012	-44.31% Mar 14, 2022 - Jul 17, 2024
#2	-61.73% Nov 10, 2022 - May 11, 2023	-37.05% Dec 20, 2019 - Feb 23, 2021
#3	-36.15% Aug 21, 2018 - Mar 8, 2021	-24.22% Oct 5, 2017 - Apr 26, 2019
#4	-36.01% Nov 5, 1999 - Aug 16, 2001	-22.15% May 2, 2016 - Dec 20, 2016
#5	-28.07% May 16, 2002 - Nov 1, 2002	-20.28% Mar 26, 2021 - Dec 23, 2021
#6	-24.03% Sep 14, 2012 - Jul 5, 2013	-17.88% Jul 17, 2025 - Jan 21, 2026
#7	-23.42% Nov 6, 2015 - Nov 9, 2016	-16.85% Jul 26, 2024 - Oct 16, 2024
#8	-22.81% Mar 12, 2021 - Apr 21, 2022	-15.85% Mar 3, 2025 - May 2, 2025
#9	-18.11% Dec 26, 2013 - Jun 3, 2015	-14.82% Feb 20, 2026 - May 15, 2026
#10	-18.06% Mar 1, 2017 - Oct 2, 2017	-12.22% Nov 6, 2024 - Feb 4, 2025
#11	-16.37% Jun 4, 2003 - Dec 29, 2003	-9.14% Mar 31, 2016 - Apr 27, 2016
#12	-15.73% Jul 16, 2015 - Oct 28, 2015	-7.54% Feb 23, 2017 - May 1, 2017
#13	-12.80% Dec 29, 2003 - Apr 2, 2004	-7.41% May 27, 2025 - Jun 27, 2025
#14	-12.35% Jan 8, 2002 - Mar 27, 2002	-6.54% Jul 3, 2017 - Sep 1, 2017
#15	-12.08% Nov 29, 2017 - Aug 21, 2018	-6.40% May 4, 2017 - Jun 9, 2017

Correlation

Correlation between CVBF and NIC is 0.58 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.58

-101

Dividend Comparison (2000 - 2026)

CVBF vs NIC dividend yield comparison.

Year	CVBF	NIC
2026	0.96%	0.22%
2025	4.30%	1.02%
2024	4.67%	1.04%
2023	2.97%	0.93%
2022	2.99%	0.00%
2021	3.36%	0.00%
2020	4.62%	0.00%
2019	3.15%	0.00%
2018	2.77%	0.00%
2017	2.21%	0.00%
2016	1.57%	0.00%
2015	2.84%	0.00%
2014	2.50%	0.00%
2013	2.75%	0.00%
2012	4.09%	0.00%
2011	2.54%	0.00%
2010	3.92%	0.00%
2009	3.94%	0.00%
2008	3.57%	0.00%
2007	3.29%	0.00%
2006	2.37%	0.00%
2005	1.62%	0.00%
2004	1.81%	0.00%
2003	2.99%	0.00%
2002	2.06%	0.00%
2001	2.35%	0.00%
2000	2.68%	0.00%