CURV vs RMBI

Comparison between Torrid Holdings Inc (CURV, Company) and Richmond Mutual Bancorporation Inc (RMBI, Company).

CURV is from the Consumer Cyclical sector, while RMBI is from the Financial Services sector.

5-Year PerformanceRMBI has outperformed CURV, delivering a return of +4.4% compared to -42.1%

CURV vs RMBI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CURV(COMPANY)	RMBI(COMPANY)
Market Cap	$153M	$153M
Max Drawdown	96.90%	51.31%
Sharpe Ratio	-0.82	0.62
5Y Beta	0.88	0.40
Industry	Apparel Retail	Banks - Regional
P/E Ratio	-20.78	12.27
Forward P/E	1.92	N/A
PEG Ratio	N/A	0.29
Dividend Yield	N/A	4.13%
5Y Dividends CAGR	N/A	-1.03%
5Y EPS CAGR	N/A	9.29%
Debt to Equity	-127.65%	0.00%
Free Cash Flow Yield	-14.30%	9.79%
P/S Ratio	0.16	2.95
P/B Ratio	N/A	0.99

Market Cap

Winner

CURV

$153M

RMBI

$153M

Max Drawdown

CURV

96.90%

Winner

RMBI

51.31%

Sharpe Ratio

CURV

-0.82

Winner

RMBI

0.62

5Y Beta

CURV

0.88

Winner

RMBI

0.40

Industry

CURV

Apparel Retail

RMBI

Banks - Regional

P/E Ratio

Winner

CURV

-20.78

RMBI

12.27

Forward P/E

CURV

1.92

RMBI

N/A

PEG Ratio

CURV

N/A

RMBI

0.29

Dividend Yield

CURV

N/A

RMBI

4.13%

5Y Dividends CAGR

CURV

N/A

RMBI

-1.03%

5Y EPS CAGR

CURV

N/A

RMBI

9.29%

Debt to Equity

Winner

CURV

-127.65%

RMBI

0.00%

Free Cash Flow Yield

CURV

-14.30%

Winner

RMBI

9.79%

P/S Ratio

Winner

CURV

0.16

RMBI

2.95

P/B Ratio

CURV

N/A

RMBI

0.99

CURV vs RMBI - Historical Returns

Returns include dividend reinvestment.

Period	CURV	RMBI
1 month	+5.81%	-2.41%
3 months	+31.20%	+8.23%
6 months	+42.61%	+10.06%
1 year	-67.07%	+18.17%
5 years(CAGR)	-42.06%	+4.39%
Max(CAGR)	-42.06%	+4.81%

Winner

CURV

+5.81%

RMBI

-2.41%

Winner

CURV

+31.20%

RMBI

+8.23%

Winner

CURV

+42.61%

RMBI

+10.06%

CURV

-67.07%

Winner

RMBI

+18.17%

5Y(CAGR)

CURV

-42.06%

Winner

RMBI

+4.39%

Max(CAGR)

CURV

-42.06%

Winner

RMBI

+4.81%

CURV vs RMBI - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	CURV	RMBI
2026	+54.72%	+7.08%
2025	-81.47%	+5.62%
2024	-12.98%	+26.62%
2023	+92.33%	-7.15%
2022	-71.04%	-16.96%
2021	-59.09%	+25.09%
2020	N/A	-12.90%
2019	N/A	+16.92%

CURV vs RMBI Drawdown Comparison

The maximum drawdown for CURV was -96.90%, occurring on Dec 15, 2025. This drawdown has not yet recovered.

The maximum drawdown for RMBI was -49.72%, occurring on May 4, 2023. Recovery took 1040 trading sessions.

The current CURV drawdown is -94.74%. The current RMBI drawdown is -6.17%.

Rank	CURV	RMBI
#1	-96.90% Aug 24, 2021 - Dec 15, 2025	-49.72% Mar 4, 2022 - Apr 28, 2026
#2	-16.74% Jul 6, 2021 - Aug 6, 2021	-42.79% Dec 31, 2019 - Jul 15, 2021
#3	-8.88% Aug 16, 2021 - Aug 24, 2021	-11.38% Apr 30, 2026 - May 15, 2026
#4	-1.36% Aug 11, 2021 - Aug 16, 2021	-6.15% Jul 2, 2019 - Sep 16, 2019
#5	N/A	-3.73% Aug 11, 2021 - Oct 4, 2021
#6	N/A	-3.63% Sep 20, 2019 - Nov 18, 2019
#7	N/A	-3.10% Nov 24, 2021 - Feb 2, 2022
#8	N/A	-2.90% Jul 15, 2021 - Jul 20, 2021
#9	N/A	-2.41% Oct 13, 2021 - Oct 26, 2021
#10	N/A	-2.10% Nov 4, 2021 - Nov 17, 2021
#11	N/A	-1.97% Oct 4, 2021 - Oct 13, 2021
#12	N/A	-1.94% Nov 22, 2021 - Nov 24, 2021
#13	N/A	-1.92% Feb 2, 2022 - Feb 15, 2022
#14	N/A	-1.90% Nov 25, 2019 - Dec 6, 2019
#15	N/A	-1.69% Jul 23, 2021 - Aug 6, 2021