CUBI vs SA

Comparison between Customers Bancorp Inc (CUBI, Company) and Seabridge Gold Inc (SA, Company).

CUBI is from the Financial Services sector, while SA is from the Basic Materials sector.

5-Year PerformanceCUBI has outperformed SA, delivering a return of +14.3% compared to +7.5%

CUBI vs SA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CUBI(COMPANY)	SA(COMPANY)
Market Cap	$2.65B	$2.65B
Max Drawdown	78.56%	90.99%
Sharpe Ratio	1.14	1.14
5Y Beta	1.23	1.20
Industry	Banks - Regional	Gold
P/E Ratio	9.57	-50.77
Forward P/E	10.44	6.12
PEG Ratio	0.10	-0.11
5Y EPS CAGR	11.56%	23.16%
Debt to Equity	3.26%	46.48%
Free Cash Flow Yield	15.96%	-4.46%
P/S Ratio	3.33	N/A
P/B Ratio	1.24	3.14

Market Cap

CUBI

$2.65B

Winner

$2.65B

Max Drawdown

Winner

CUBI

78.56%

90.99%

Sharpe Ratio

Winner

CUBI

1.14

5Y Beta

CUBI

1.23

Winner

1.20

Industry

CUBI

Banks - Regional

Gold

P/E Ratio

CUBI

9.57

Winner

-50.77

Forward P/E

CUBI

10.44

Winner

6.12

PEG Ratio

CUBI

0.10

Winner

-0.11

5Y EPS CAGR

CUBI

11.56%

Winner

23.16%

Debt to Equity

Winner

CUBI

3.26%

46.48%

Free Cash Flow Yield

Winner

CUBI

15.96%

-4.46%

P/S Ratio

CUBI

3.33

N/A

P/B Ratio

Winner

CUBI

1.24

3.14

CUBI vs SA - Historical Returns

Returns include dividend reinvestment.

Period	CUBI	SA
1 month	+3.43%	-18.79%
3 months	+15.03%	-2.93%
6 months	+4.35%	-17.51%
1 year	+39.97%	+78.85%
5 years(CAGR)	+14.27%	+7.46%
10 years(CAGR)	+12.40%	+5.90%
Max(CAGR)	+15.65%	+9.45%

Winner

CUBI

+3.43%

-18.79%

Winner

CUBI

+15.03%

-2.93%

Winner

CUBI

+4.35%

-17.51%

CUBI

+39.97%

Winner

+78.85%

5Y(CAGR)

Winner

CUBI

+14.27%

+7.46%

10Y(CAGR)

Winner

CUBI

+12.40%

+5.90%

Max(CAGR)

Winner

CUBI

+15.65%

+9.45%

CUBI vs SA - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	CUBI	SA
2026	+7.11%	-14.38%
2025	+54.13%	+145.76%
2024	-12.68%	-3.88%
2023	+105.49%	-4.71%
2022	-57.70%	-21.91%
2021	+260.36%	-26.12%
2020	-22.93%	+53.01%
2019	+25.25%	+3.21%
2018	-31.71%	+16.05%
2017	-27.10%	+30.64%
2016	+35.17%	-7.39%
2015	+43.34%	+6.83%
2014	+15.37%	-7.70%
2013	+41.10%	-60.24%
2012	+20.83%	+5.27%
2011	N/A	-46.87%
2010	N/A	+21.22%
2009	N/A	+86.55%
2008	N/A	-58.18%
2007	N/A	+128.22%
2006	N/A	+44.67%
2005	N/A	+167.81%
2004	N/A	+5.22%

CUBI vs SA Drawdown Comparison

The maximum drawdown for CUBI was -78.56%, occurring on May 4, 2023. Recovery took 990 trading sessions.

The maximum drawdown for SA was -90.99%, occurring on Jul 23, 2015. Recovery took 4621 trading sessions.

The current CUBI drawdown is -1.74%. The current SA drawdown is -35.10%.

Rank	CUBI	SA
#1	-78.56% Jan 7, 2022 - Dec 18, 2025	-90.99% Oct 15, 2007 - Feb 27, 2026
#2	-75.95% Dec 27, 2016 - May 24, 2021	-54.09% Nov 17, 2004 - Sep 14, 2005
#3	-29.74% Nov 27, 2015 - Nov 25, 2016	-37.92% Feb 27, 2026 - Mar 20, 2026
#4	-28.22% Oct 31, 2012 - Dec 10, 2013	-36.52% Apr 20, 2004 - Oct 5, 2004
#5	-22.43% Jul 20, 2015 - Nov 4, 2015	-34.15% Aug 13, 2007 - Oct 12, 2007
#6	-20.31% Jan 22, 2026 - Mar 13, 2026	-33.98% Dec 28, 2005 - Apr 25, 2006
#7	-19.48% Jun 7, 2021 - Aug 27, 2021	-29.69% Sep 5, 2006 - Feb 20, 2007
#8	-15.00% Feb 21, 2012 - Apr 24, 2012	-24.96% May 10, 2006 - Jul 3, 2006
#9	-14.75% Jul 1, 2014 - Feb 2, 2015	-23.31% Oct 10, 2005 - Nov 18, 2005
#10	-14.39% Aug 27, 2021 - Oct 4, 2021	-19.41% Apr 16, 2007 - Jun 18, 2007
#11	-14.23% Jul 5, 2012 - Aug 29, 2012	-16.86% Feb 26, 2007 - Apr 13, 2007
#12	-12.43% Dec 16, 2021 - Dec 27, 2021	-14.25% Oct 11, 2004 - Nov 4, 2004
#13	-12.00% May 7, 2012 - Jul 5, 2012	-13.94% Jul 11, 2006 - Jul 31, 2006
#14	-10.95% Apr 21, 2014 - May 22, 2014	-13.90% Aug 2, 2006 - Aug 31, 2006
#15	-7.11% Nov 9, 2021 - Dec 15, 2021	-10.89% Nov 28, 2005 - Dec 9, 2005