CUBI vs CSAN

Comparison between Customers Bancorp Inc (CUBI, Company) and Cosan S.A (CSAN, Company).

CUBI is from the Financial Services sector, while CSAN is from the Energy sector.

5-Year PerformanceCUBI has outperformed CSAN, delivering a return of +15.3% compared to -30.1%

CUBI vs CSAN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CUBI(COMPANY)	CSAN(COMPANY)
Market Cap	$2.58B	$2.57B
Max Drawdown	78.56%	87.68%
Sharpe Ratio	0.63	-0.29
5Y Beta	1.21	0.85
Industry	Banks - Regional	Oil & Gas Refining & Marketing
P/E Ratio	9.31	-1.27
Forward P/E	8.26	6.16
PEG Ratio	0.10	N/A
5Y EPS CAGR	11.56%	N/A
Debt to Equity	3.26%	1856.93%
Free Cash Flow Yield	16.40%	17.40%
P/S Ratio	3.20	0.07
P/B Ratio	1.22	3.85

Market Cap

Winner

CUBI

$2.58B

CSAN

$2.57B

Max Drawdown

Winner

CUBI

78.56%

CSAN

87.68%

Sharpe Ratio

Winner

CUBI

0.63

CSAN

-0.29

5Y Beta

CUBI

1.21

Winner

CSAN

0.85

Industry

CUBI

Banks - Regional

CSAN

Oil & Gas Refining & Marketing

P/E Ratio

CUBI

9.31

Winner

CSAN

-1.27

Forward P/E

CUBI

8.26

Winner

CSAN

6.16

PEG Ratio

CUBI

0.10

CSAN

N/A

5Y EPS CAGR

CUBI

11.56%

CSAN

N/A

Debt to Equity

Winner

CUBI

3.26%

CSAN

1856.93%

Free Cash Flow Yield

CUBI

16.40%

Winner

CSAN

17.40%

P/S Ratio

CUBI

3.20

Winner

CSAN

0.07

P/B Ratio

Winner

CUBI

1.22

CSAN

3.85

CUBI vs CSAN - Historical Returns

Returns include dividend reinvestment.

Period	CUBI	CSAN
1 month	-2.19%	+6.14%
3 months	-1.35%	-23.21%
6 months	+2.56%	-28.51%
1 year	+22.18%	-26.65%
5 years(CAGR)	+15.26%	-30.06%
10 years(CAGR)	+11.35%	N/A
Max(CAGR)	+15.22%	-24.43%

CUBI

-2.19%

Winner

CSAN

+6.14%

Winner

CUBI

-1.35%

CSAN

-23.21%

Winner

CUBI

+2.56%

CSAN

-28.51%

Winner

CUBI

+22.18%

CSAN

-26.65%

5Y(CAGR)

Winner

CUBI

+15.26%

CSAN

-30.06%

10Y(CAGR)

CUBI

+11.35%

CSAN

N/A

Max(CAGR)

Winner

CUBI

+15.22%

CSAN

-24.43%

CUBI vs CSAN - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	CUBI	CSAN
2026	+2.58%	-20.87%
2025	+54.13%	-26.03%
2024	-12.68%	-63.80%
2023	+105.49%	+40.25%
2022	-57.70%	-10.19%
2021	+260.36%	+2.38%
2020	-22.93%	N/A
2019	+25.25%	N/A
2018	-31.71%	N/A
2017	-27.10%	N/A
2016	+35.17%	N/A
2015	+43.34%	N/A
2014	+15.37%	N/A
2013	+41.10%	N/A
2012	+20.83%	N/A

CUBI vs CSAN Drawdown Comparison

The maximum drawdown for CUBI was -78.56%, occurring on May 4, 2023. Recovery took 990 trading sessions.

The maximum drawdown for CSAN was -86.33%, occurring on Jun 16, 2026. This drawdown has not yet recovered.

The current CUBI drawdown is -6.07%. The current CSAN drawdown is -83.58%.

Rank	CUBI	CSAN
#1	-78.56% Jan 7, 2022 - Dec 18, 2025	-86.33% Jul 14, 2021 - Jun 16, 2026
#2	-75.95% Dec 27, 2016 - May 24, 2021	-9.39% Mar 17, 2021 - Apr 22, 2021
#3	-29.74% Nov 27, 2015 - Nov 25, 2016	-8.04% Jun 24, 2021 - Jul 13, 2021
#4	-28.22% Oct 31, 2012 - Dec 10, 2013	-6.17% Apr 22, 2021 - May 14, 2021
#5	-22.43% Jul 20, 2015 - Nov 4, 2015	-5.77% May 14, 2021 - Jun 1, 2021
#6	-20.31% Jan 22, 2026 - Jun 26, 2026	-4.63% Jun 11, 2021 - Jun 22, 2021
#7	-19.48% Jun 7, 2021 - Aug 27, 2021	-3.17% Mar 8, 2021 - Mar 10, 2021
#8	-15.00% Feb 21, 2012 - Apr 24, 2012	-2.94% Mar 12, 2021 - Mar 17, 2021
#9	-14.75% Jul 1, 2014 - Feb 2, 2015	-2.33% Jun 22, 2021 - Jun 24, 2021
#10	-14.39% Aug 27, 2021 - Oct 4, 2021	-1.54% Jun 2, 2021 - Jun 4, 2021
#11	-14.23% Jul 5, 2012 - Aug 29, 2012	-0.87% Jun 7, 2021 - Jun 10, 2021
#12	-12.43% Dec 16, 2021 - Dec 27, 2021	N/A
#13	-12.00% May 7, 2012 - Jul 5, 2012	N/A
#14	-10.95% Apr 21, 2014 - May 22, 2014	N/A
#15	-7.11% Nov 9, 2021 - Dec 15, 2021	N/A

Correlation

Correlation between CUBI and CSAN is -0.64 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.64

-101