CUBI vs BWIN

Comparison between Customers Bancorp Inc (CUBI, Company) and The Baldwin Insurance Group Inc - Class A (BWIN, Company).

Both CUBI and BWIN are from the Financial Services sector.

5-Year PerformanceCUBI has outperformed BWIN, delivering a return of +16.9% compared to +0.3%

CUBI vs BWIN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CUBI(COMPANY)	BWIN(COMPANY)
Market Cap	$2.65B	$2.65B
Max Drawdown	78.56%	70.16%
Sharpe Ratio	0.65	-0.19
5Y Beta	1.18	0.67
Industry	Banks - Regional	Insurance Brokers
P/E Ratio	9.57	-337.76
Forward P/E	8.26	13.77
PEG Ratio	0.10	N/A
5Y EPS CAGR	11.56%	N/A
Debt to Equity	3.26%	1.67%
Free Cash Flow Yield	15.95%	1.08%
P/S Ratio	3.20	1.69
P/B Ratio	1.21	2.90

Market Cap

Winner

CUBI

$2.65B

BWIN

$2.65B

Max Drawdown

CUBI

78.56%

Winner

BWIN

70.16%

Sharpe Ratio

Winner

CUBI

0.65

BWIN

-0.19

5Y Beta

CUBI

1.18

Winner

BWIN

0.67

Industry

CUBI

Banks - Regional

BWIN

Insurance Brokers

P/E Ratio

CUBI

9.57

Winner

BWIN

-337.76

Forward P/E

Winner

CUBI

8.26

BWIN

13.77

PEG Ratio

CUBI

0.10

BWIN

N/A

5Y EPS CAGR

CUBI

11.56%

BWIN

N/A

Debt to Equity

CUBI

3.26%

Winner

BWIN

1.67%

Free Cash Flow Yield

Winner

CUBI

15.95%

BWIN

1.08%

P/S Ratio

CUBI

3.20

Winner

BWIN

1.69

P/B Ratio

Winner

CUBI

1.21

BWIN

2.90

CUBI vs BWIN - Historical Returns

Returns include dividend reinvestment.

Period	CUBI	BWIN
1 month	-1.41%	+3.08%
3 months	+2.60%	+25.92%
6 months	+0.08%	+26.55%
1 year	+24.06%	-24.70%
5 years(CAGR)	+16.90%	+0.35%
10 years(CAGR)	+11.99%	N/A
Max(CAGR)	+15.46%	+8.10%

CUBI

-1.41%

Winner

BWIN

+3.08%

CUBI

+2.60%

Winner

BWIN

+25.92%

CUBI

+0.08%

Winner

BWIN

+26.55%

Winner

CUBI

+24.06%

BWIN

-24.70%

5Y(CAGR)

Winner

CUBI

+16.90%

BWIN

+0.35%

10Y(CAGR)

CUBI

+11.99%

BWIN

N/A

Max(CAGR)

Winner

CUBI

+15.46%

BWIN

+8.10%

CUBI vs BWIN - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	CUBI	BWIN
2026	+6.16%	+16.65%
2025	+54.13%	-35.52%
2024	-12.68%	+63.82%
2023	+105.49%	-3.88%
2022	-57.70%	-28.98%
2021	+260.36%	+24.95%
2020	-22.93%	+83.64%
2019	+25.25%	-1.95%
2018	-31.71%	N/A
2017	-27.10%	N/A
2016	+35.17%	N/A
2015	+43.34%	N/A
2014	+15.37%	N/A
2013	+41.10%	N/A
2012	+20.83%	N/A

CUBI vs BWIN Drawdown Comparison

The maximum drawdown for CUBI was -78.56%, occurring on May 4, 2023. Recovery took 990 trading sessions.

The maximum drawdown for BWIN was -70.16%, occurring on Feb 13, 2026. This drawdown has not yet recovered.

The current CUBI drawdown is -2.80%. The current BWIN drawdown is -49.83%.

Rank	CUBI	BWIN
#1	-78.56% Jan 7, 2022 - Dec 18, 2025	-70.16% Oct 17, 2024 - Feb 13, 2026
#2	-75.95% Dec 27, 2016 - May 24, 2021	-58.02% Nov 15, 2021 - Jul 26, 2024
#3	-29.74% Nov 27, 2015 - Nov 25, 2016	-49.09% Nov 14, 2019 - Jun 26, 2020
#4	-28.22% Oct 31, 2012 - Dec 10, 2013	-28.76% Nov 16, 2020 - Aug 10, 2021
#5	-22.43% Jul 20, 2015 - Nov 4, 2015	-22.31% Sep 3, 2021 - Nov 8, 2021
#6	-20.31% Jan 22, 2026 - Jun 26, 2026	-14.93% Sep 2, 2020 - Oct 13, 2020
#7	-19.48% Jun 7, 2021 - Aug 27, 2021	-12.31% Oct 13, 2020 - Nov 6, 2020
#8	-15.00% Feb 21, 2012 - Apr 24, 2012	-10.66% Jun 26, 2020 - Aug 7, 2020
#9	-14.75% Jul 1, 2014 - Feb 2, 2015	-7.46% Jul 30, 2024 - Aug 23, 2024
#10	-14.39% Aug 27, 2021 - Oct 4, 2021	-5.97% Sep 19, 2024 - Oct 4, 2024
#11	-14.23% Jul 5, 2012 - Aug 29, 2012	-5.86% Oct 24, 2019 - Nov 7, 2019
#12	-12.43% Dec 16, 2021 - Dec 27, 2021	-5.20% Aug 18, 2021 - Aug 31, 2021
#13	-12.00% May 7, 2012 - Jul 5, 2012	-5.00% Nov 8, 2021 - Nov 12, 2021
#14	-10.95% Apr 21, 2014 - May 22, 2014	-3.45% Aug 30, 2024 - Sep 13, 2024
#15	-7.11% Nov 9, 2021 - Dec 15, 2021	-3.42% Oct 4, 2024 - Oct 10, 2024