CUBI-P-F vs FMNB

Comparison between Customers Bancorp Inc (CUBI-P-F, Company) and Farmers National Banc Corp (FMNB, Company).

5-Year PerformanceCUBI-P-F has outperformed FMNB, delivering a return of +8.9% compared to +4.4%

CUBI-P-F vs FMNB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CUBI-P-F(COMPANY)	FMNB(COMPANY)
Market Cap	$842M	$840M
Max Drawdown	53.73%	81.43%
Sharpe Ratio	0.74	0.47
5Y Beta	N/A	0.67
Industry	Other	Banks - Regional
P/E Ratio	2.98	10.74
Forward P/E	N/A	11.19
PEG Ratio	0.04	1.52
Dividend Yield	N/A	4.70%
5Y Dividends CAGR	14.68%	14.08%
5Y EPS CAGR	9.91%	-2.97%
Debt to Equity	3.26%	56.74%
Free Cash Flow Yield	50.19%	5.60%
P/S Ratio	N/A	4.35
P/B Ratio	N/A	1.11

Market Cap

Winner

CUBI-P-F

$842M

FMNB

$840M

Max Drawdown

Winner

CUBI-P-F

53.73%

FMNB

81.43%

Sharpe Ratio

Winner

CUBI-P-F

0.74

FMNB

0.47

5Y Beta

CUBI-P-F

N/A

FMNB

0.67

Industry

CUBI-P-F

Other

FMNB

Banks - Regional

P/E Ratio

Winner

CUBI-P-F

2.98

FMNB

10.74

Forward P/E

CUBI-P-F

N/A

FMNB

11.19

PEG Ratio

Winner

CUBI-P-F

0.04

FMNB

1.52

Dividend Yield

CUBI-P-F

N/A

FMNB

4.70%

5Y Dividends CAGR

Winner

CUBI-P-F

14.68%

FMNB

14.08%

5Y EPS CAGR

Winner

CUBI-P-F

9.91%

FMNB

-2.97%

Debt to Equity

Winner

CUBI-P-F

3.26%

FMNB

56.74%

Free Cash Flow Yield

Winner

CUBI-P-F

50.19%

FMNB

5.60%

P/S Ratio

CUBI-P-F

N/A

FMNB

4.35

P/B Ratio

CUBI-P-F

N/A

FMNB

1.11

CUBI-P-F vs FMNB - Historical Returns

Returns include dividend reinvestment.

Period	CUBI-P-F	FMNB
1 month	+0.29%	+3.48%
3 months	+1.38%	+8.22%
6 months	+3.36%	+12.67%
1 year	+8.11%	+11.93%
5 years(CAGR)	+8.94%	+4.43%
10 years(CAGR)	+7.59%	+9.04%
Max(CAGR)	+7.59%	+4.08%

CUBI-P-F

+0.29%

Winner

FMNB

+3.48%

CUBI-P-F

+1.38%

Winner

FMNB

+8.22%

CUBI-P-F

+3.36%

Winner

FMNB

+12.67%

CUBI-P-F

+8.11%

Winner

FMNB

+11.93%

5Y(CAGR)

Winner

CUBI-P-F

+8.94%

FMNB

+4.43%

10Y(CAGR)

CUBI-P-F

+7.59%

Winner

FMNB

+9.04%

Max(CAGR)

Winner

CUBI-P-F

+7.59%

FMNB

+4.08%

CUBI-P-F vs FMNB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CUBI-P-F	FMNB
2026	N/A	+14.88%
2025	+7.39%	+0.43%
2024	+11.74%	+3.87%
2023	+10.55%	+5.34%
2022	+7.54%	-21.47%
2021	+6.53%	+43.80%
2020	+1.68%	-15.31%
2019	+14.88%	+26.19%
2018	-4.04%	-11.21%
2017	+10.37%	+1.25%
2016	+1.75%	+64.80%
2015	N/A	+3.64%
2014	N/A	+28.88%
2013	N/A	+1.77%
2012	N/A	+31.65%
2011	N/A	+43.13%
2010	N/A	-8.87%
2009	N/A	+29.82%
2008	N/A	-52.28%
2007	N/A	-23.06%
2006	N/A	-8.72%
2005	N/A	-16.06%
2004	N/A	+7.32%
2003	N/A	+13.59%
2002	N/A	+36.58%
2001	N/A	+49.57%
2000	N/A	-44.03%
1999	N/A	-9.69%

CUBI-P-F vs FMNB Drawdown Comparison

The maximum drawdown for CUBI-P-F was -52.47%, occurring on Mar 23, 2020. Recovery took 181 trading sessions.

The maximum drawdown for FMNB was -74.40%, occurring on Dec 30, 2008. Recovery took 2976 trading sessions.

The current FMNB drawdown is -6.15%.

Rank	CUBI-P-F	FMNB
#1	-52.47% Mar 4, 2020 - Nov 18, 2020	-74.40% Nov 10, 2004 - Sep 7, 2016
#2	-33.20% Mar 2, 2023 - Aug 9, 2023	-54.27% Nov 2, 1999 - Nov 21, 2002
#3	-12.15% Sep 4, 2018 - Feb 27, 2019	-41.43% Jan 14, 2022 - Oct 24, 2023
#4	-9.54% Oct 26, 2016 - Jan 17, 2017	-36.61% Dec 17, 2019 - Mar 8, 2021
#5	-5.95% Dec 10, 2021 - Jun 6, 2022	-30.19% Jul 20, 2018 - Dec 16, 2019
#6	-5.59% Jan 8, 2018 - Aug 22, 2018	-18.99% Jan 11, 2018 - May 16, 2018
#7	-4.28% Jan 6, 2021 - Mar 4, 2021	-18.27% Dec 15, 2016 - Jun 12, 2017
#8	-3.95% Oct 12, 2023 - Nov 2, 2023	-17.62% May 21, 2021 - Oct 28, 2021
#9	-3.82% Mar 4, 2019 - Jun 10, 2019	-13.92% Oct 16, 2017 - Jan 11, 2018
#10	-3.62% Jan 7, 2020 - Mar 3, 2020	-13.84% Jun 12, 2017 - Sep 27, 2017
#11	-3.61% Nov 19, 2020 - Jan 6, 2021	-8.22% Oct 24, 2016 - Nov 10, 2016
#12	-3.25% Sep 21, 2023 - Oct 11, 2023	-7.77% Feb 6, 2003 - Apr 15, 2003
#13	-2.98% Jan 18, 2017 - Feb 8, 2017	-7.18% Nov 1, 2021 - Jan 4, 2022
#14	-2.96% Jul 24, 2024 - Aug 30, 2024	-6.30% Mar 10, 2021 - Apr 5, 2021
#15	-2.89% Mar 14, 2025 - May 2, 2025	-5.49% Oct 1, 2004 - Nov 8, 2004

Correlation

Correlation between CUBI-P-F and FMNB is 0.69 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.69

-101

Dividend Comparison (1999 - 2026)

CUBI-P-F vs FMNB dividend yield comparison.

Year	CUBI-P-F	FMNB
2026	0.00%	2.28%
2025	9.38%	5.11%
2024	10.26%	4.78%
2023	10.07%	4.71%
2022	6.29%	4.60%
2021	5.95%	2.53%
2020	6.01%	3.32%
2019	5.78%	2.33%
2018	6.35%	2.35%
2017	5.72%	1.49%
2016	1.48%	1.13%
2015	0.00%	1.40%
2014	0.00%	1.44%
2013	0.00%	1.83%
2012	0.00%	2.90%
2011	0.00%	2.42%
2010	0.00%	3.31%
2009	0.00%	10.48%
2008	0.00%	11.11%
2007	0.00%	8.31%
2006	0.00%	6.07%
2005	0.00%	5.02%
2004	0.00%	3.94%
2003	0.00%	3.87%
2002	0.00%	3.89%
2001	0.00%	3.51%
2000	0.00%	6.92%
1999	0.00%	0.86%