CTSH vs AFRM

Comparison between Cognizant Technology Solutions Corp - Class A (CTSH, Company) and Affirm Holdings Inc - Class A (AFRM, Company).

CTSH is from the Technology sector, while AFRM is from the Financial Services sector.

5-Year PerformanceAFRM has outperformed CTSH, delivering a return of +2.7% compared to -3.3%

CTSH vs AFRM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CTSH(COMPANY)	AFRM(COMPANY)
Market Cap	$26B	$26B
Max Drawdown	71.38%	94.71%
Sharpe Ratio	-0.37	0.28
5Y Beta	0.67	2.50
Industry	Information Technology Services	Credit Services
P/E Ratio	12.03	82.96
Forward P/E	9.69	36.36
PEG Ratio	0.88	0.72
Dividend Yield	2.33%	N/A
5Y Dividends CAGR	12.05%	N/A
5Y EPS CAGR	10.11%	N/A
Debt to Equity	3.77%	234.55%
Free Cash Flow Yield	9.34%	2.97%
P/S Ratio	1.24	6.62
P/B Ratio	1.72	6.33

Market Cap

CTSH

$26B

Winner

AFRM

$26B

Max Drawdown

Winner

CTSH

71.38%

AFRM

94.71%

Sharpe Ratio

CTSH

-0.37

Winner

AFRM

0.28

5Y Beta

Winner

CTSH

0.67

AFRM

2.50

Industry

CTSH

Information Technology Services

AFRM

Credit Services

P/E Ratio

Winner

CTSH

12.03

AFRM

82.96

Forward P/E

Winner

CTSH

9.69

AFRM

36.36

PEG Ratio

CTSH

0.88

Winner

AFRM

0.72

Dividend Yield

CTSH

2.33%

AFRM

N/A

5Y Dividends CAGR

CTSH

12.05%

AFRM

N/A

5Y EPS CAGR

CTSH

10.11%

AFRM

N/A

Debt to Equity

Winner

CTSH

3.77%

AFRM

234.55%

Free Cash Flow Yield

Winner

CTSH

9.34%

AFRM

2.97%

P/S Ratio

Winner

CTSH

1.24

AFRM

6.62

P/B Ratio

Winner

CTSH

1.72

AFRM

6.33

CTSH vs AFRM - Historical Returns

Returns include dividend reinvestment.

Period	CTSH	AFRM
1 month	+37.52%	-10.73%
3 months	+11.54%	+16.77%
6 months	-25.35%	+34.28%
1 year	-18.12%	-0.91%
5 years(CAGR)	-3.29%	+2.66%
10 years(CAGR)	+0.84%	N/A
Max(CAGR)	+16.62%	-4.20%

Winner

CTSH

+37.52%

AFRM

-10.73%

CTSH

+11.54%

Winner

AFRM

+16.77%

CTSH

-25.35%

Winner

AFRM

+34.28%

CTSH

-18.12%

Winner

AFRM

-0.91%

5Y(CAGR)

CTSH

-3.29%

Winner

AFRM

+2.66%

10Y(CAGR)

CTSH

+0.84%

AFRM

N/A

Max(CAGR)

Winner

CTSH

+16.62%

AFRM

-4.20%

CTSH vs AFRM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CTSH	AFRM
2026	-29.21%	+3.44%
2025	+10.38%	+19.07%
2024	+5.04%	+30.69%
2023	+33.43%	+440.00%
2022	-35.16%	-89.84%
2021	+13.13%	+3.41%
2020	+34.18%	N/A
2019	-0.47%	N/A
2018	-9.57%	N/A
2017	+26.47%	N/A
2016	-3.61%	N/A
2015	+13.95%	N/A
2014	+6.56%	N/A
2013	+32.62%	N/A
2012	+12.42%	N/A
2011	-14.66%	N/A
2010	+56.60%	N/A
2009	+137.08%	N/A
2008	-43.97%	N/A
2007	-12.71%	N/A
2006	+52.28%	N/A
2005	+20.18%	N/A
2004	+79.90%	N/A
2003	+89.51%	N/A
2002	+88.30%	N/A
2001	+23.70%	N/A
2000	-24.36%	N/A
1999	+114.82%	N/A

CTSH vs AFRM Drawdown Comparison

The maximum drawdown for CTSH was -71.38%, occurring on Oct 8, 2001. Recovery took 653 trading sessions.

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The current CTSH drawdown is -35.54%. The current AFRM drawdown is -54.56%.

Rank	CTSH	AFRM
#1	-71.38% Mar 28, 2000 - Nov 4, 2002	-94.71% Nov 4, 2021 - Dec 27, 2022
#2	-69.06% Feb 7, 2007 - Jan 13, 2010	-65.45% Feb 11, 2021 - Oct 8, 2021
#3	-56.12% Feb 14, 2025 - Jun 30, 2026	-17.12% Jan 22, 2021 - Feb 8, 2021
#4	-49.77% Mar 15, 2018 - May 3, 2021	-9.22% Jan 15, 2021 - Jan 22, 2021
#5	-43.77% Mar 22, 2022 - Feb 13, 2025	-6.11% Oct 18, 2021 - Oct 25, 2021
#6	-35.68% Dec 22, 1999 - Feb 8, 2000	-6.06% Oct 29, 2021 - Nov 4, 2021
#7	-34.31% Apr 29, 2011 - Sep 18, 2013	-5.56% Oct 25, 2021 - Oct 28, 2021
#8	-31.60% Oct 28, 2015 - Jul 20, 2017	-4.36% Oct 8, 2021 - Oct 13, 2021
#9	-30.65% Dec 23, 2002 - Jul 2, 2003	-1.17% Oct 14, 2021 - Oct 18, 2021
#10	-28.10% Jan 23, 2004 - Sep 9, 2004	N/A
#11	-25.36% Mar 9, 2000 - Mar 24, 2000	N/A
#12	-19.21% Mar 7, 2014 - Nov 7, 2014	N/A
#13	-18.87% May 3, 2021 - Nov 12, 2021	N/A
#14	-17.85% Mar 4, 2005 - Jun 15, 2005	N/A
#15	-17.00% Feb 11, 2000 - Mar 9, 2000	N/A