CTRN vs ISTR

Comparison between Citi Trends Inc (CTRN, Company) and Investar Holding Corp (ISTR, Company).

CTRN is from the Consumer Cyclical sector, while ISTR is from the Financial Services sector.

5-Year PerformanceISTR has outperformed CTRN, delivering a return of +6.5% compared to -12.6%

CTRN vs ISTR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CTRN(COMPANY)	ISTR(COMPANY)
Market Cap	$389M	$389M
Max Drawdown	87.39%	68.64%
Sharpe Ratio	0.65	1.72
5Y Beta	1.45	0.79
Industry	Apparel Retail	Banks - Regional
P/E Ratio	73.08	11.03
Forward P/E	3.64	9.84
PEG Ratio	2.85	0.71
Dividend Yield	N/A	1.54%
5Y Dividends CAGR	N/A	1.74%
5Y EPS CAGR	-23.32%	7.89%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	5.39%	6.09%
P/S Ratio	0.47	3.65
P/B Ratio	3.35	1.02

Market Cap

CTRN

$389M

Winner

ISTR

$389M

Max Drawdown

CTRN

87.39%

Winner

ISTR

68.64%

Sharpe Ratio

CTRN

0.65

Winner

ISTR

1.72

5Y Beta

CTRN

1.45

Winner

ISTR

0.79

Industry

CTRN

Apparel Retail

ISTR

Banks - Regional

P/E Ratio

CTRN

73.08

Winner

ISTR

11.03

Forward P/E

Winner

CTRN

3.64

ISTR

9.84

PEG Ratio

CTRN

2.85

Winner

ISTR

0.71

Dividend Yield

CTRN

N/A

ISTR

1.54%

5Y Dividends CAGR

CTRN

N/A

ISTR

1.74%

5Y EPS CAGR

CTRN

-23.32%

Winner

ISTR

7.89%

Debt to Equity

CTRN

0.00%

ISTR

0.00%

Free Cash Flow Yield

CTRN

5.39%

Winner

ISTR

6.09%

P/S Ratio

Winner

CTRN

0.47

ISTR

3.65

P/B Ratio

CTRN

3.35

Winner

ISTR

1.02

CTRN vs ISTR - Historical Returns

Returns include dividend reinvestment.

Period	CTRN	ISTR
1 month	-8.03%	+3.38%
3 months	-10.52%	+4.58%
6 months	-5.90%	+12.44%
1 year	+29.50%	+58.57%
5 years(CAGR)	-12.61%	+6.49%
10 years(CAGR)	+11.21%	+8.18%
Max(CAGR)	+5.25%	+7.65%

CTRN

-8.03%

Winner

ISTR

+3.38%

CTRN

-10.52%

Winner

ISTR

+4.58%

CTRN

-5.90%

Winner

ISTR

+12.44%

CTRN

+29.50%

Winner

ISTR

+58.57%

5Y(CAGR)

CTRN

-12.61%

Winner

ISTR

+6.49%

10Y(CAGR)

Winner

CTRN

+11.21%

ISTR

+8.18%

Max(CAGR)

CTRN

+5.25%

Winner

ISTR

+7.65%

CTRN vs ISTR - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	CTRN	ISTR
2026	+3.68%	+11.21%
2025	+59.97%	+28.40%
2024	-6.62%	+50.78%
2023	+5.40%	-28.77%
2022	-70.24%	+20.41%
2021	+101.34%	+14.24%
2020	+120.25%	-30.20%
2019	+13.44%	-0.31%
2018	-21.94%	+5.99%
2017	+39.42%	+27.57%
2016	-6.13%	+7.22%
2015	-11.66%	+25.96%
2014	+48.01%	-2.37%
2013	+25.37%	N/A
2012	+54.09%	N/A
2011	-64.48%	N/A
2010	-8.60%	N/A
2009	+97.99%	N/A
2008	-2.65%	N/A
2007	-61.53%	N/A
2006	-4.14%	N/A
2005	+171.91%	N/A

CTRN vs ISTR Drawdown Comparison

The maximum drawdown for CTRN was -87.25%, occurring on Sep 3, 2024. This drawdown has not yet recovered.

The maximum drawdown for ISTR was -68.22%, occurring on Mar 23, 2020. Recovery took 1864 trading sessions.

The current CTRN drawdown is -60.30%. The current ISTR drawdown is -3.20%.

Rank	CTRN	ISTR
#1	-87.25% Apr 23, 2021 - Sep 3, 2024	-68.22% Jul 6, 2018 - Dec 4, 2025
#2	-86.73% May 5, 2006 - Jan 7, 2021	-22.12% Dec 14, 2015 - Nov 18, 2016
#3	-27.96% Aug 1, 2005 - Nov 3, 2005	-13.33% Mar 30, 2015 - Nov 25, 2015
#4	-22.57% Feb 23, 2006 - Apr 18, 2006	-11.92% Feb 6, 2026 - Mar 20, 2026
#5	-16.01% Mar 19, 2021 - Apr 12, 2021	-10.31% Feb 17, 2015 - Mar 9, 2015
#6	-14.01% Jun 3, 2005 - Jul 5, 2005	-9.92% Jul 16, 2014 - Dec 16, 2014
#7	-10.01% Nov 8, 2005 - Nov 22, 2005	-9.22% Dec 18, 2014 - Feb 17, 2015
#8	-9.59% Feb 6, 2006 - Feb 22, 2006	-8.56% Feb 1, 2018 - Mar 16, 2018
#9	-9.19% Jan 19, 2021 - Feb 5, 2021	-7.91% Jul 5, 2017 - Sep 26, 2017
#10	-8.24% Feb 24, 2021 - Mar 9, 2021	-6.45% Apr 24, 2018 - May 21, 2018
#11	-6.77% Jan 10, 2006 - Jan 26, 2006	-6.35% Oct 20, 2017 - Dec 18, 2017
#12	-6.08% Nov 25, 2005 - Dec 1, 2005	-6.15% Dec 16, 2016 - Dec 29, 2016
#13	-6.05% May 18, 2005 - May 27, 2005	-5.54% Jan 26, 2017 - Feb 9, 2017
#14	-4.83% Apr 12, 2021 - Apr 15, 2021	-5.29% Jan 17, 2018 - Feb 1, 2018
#15	-4.63% Dec 29, 2005 - Jan 10, 2006	-4.95% Mar 19, 2018 - Apr 18, 2018

Correlation

Correlation between CTRN and ISTR is 0.28 which considered as a very weak or no correlation - the stocks move independently of each other.

0.28

-101

Dividend Comparison (2014 - 2026)

CTRN vs ISTR dividend yield comparison.

Year	CTRN	ISTR
2026	0.00%	0.38%
2025	0.00%	1.63%
2024	0.00%	1.87%
2023	0.00%	2.65%
2022	0.00%	1.70%
2021	0.00%	2.66%
2020	0.16%	1.51%
2019	1.38%	0.95%
2018	1.57%	0.81%
2017	1.13%	0.30%
2016	1.27%	0.23%
2015	0.56%	0.18%
2014	0.00%	0.10%