CTO-P-A vs SPFI

Comparison between CTO Realty Growth Inc (CTO-P-A, Company) and South Plains Financial Inc (SPFI, Company).

5-Year PerformanceSPFI has outperformed CTO-P-A, delivering a return of +15.5% compared to +3.4%

CTO-P-A vs SPFI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CTO-P-A(COMPANY)	SPFI(COMPANY)
Market Cap	$713M	$716M
Max Drawdown	36.59%	46.76%
Sharpe Ratio	0.27	0.24
5Y Beta	0.15	0.72
Industry	N/A	Banks - Regional
P/E Ratio	48.70	11.75
PEG Ratio	N/A	0.60
Dividend Yield	N/A	1.49%
5Y Dividends CAGR	N/A	44.18%
5Y EPS CAGR	-41.92%	4.75%
Debt to Equity	112.89%	0.00%
Free Cash Flow Yield	9.66%	8.61%

Market Cap

CTO-P-A

$713M

Winner

SPFI

$716M

Max Drawdown

Winner

CTO-P-A

36.59%

SPFI

46.76%

Sharpe Ratio

Winner

CTO-P-A

0.27

SPFI

0.24

5Y Beta

Winner

CTO-P-A

0.15

SPFI

0.72

Industry

CTO-P-A

N/A

SPFI

Banks - Regional

P/E Ratio

CTO-P-A

48.70

Winner

SPFI

11.75

PEG Ratio

CTO-P-A

N/A

SPFI

0.60

Dividend Yield

CTO-P-A

N/A

SPFI

1.49%

5Y Dividends CAGR

CTO-P-A

N/A

SPFI

44.18%

5Y EPS CAGR

CTO-P-A

-41.92%

Winner

SPFI

4.75%

Debt to Equity

CTO-P-A

112.89%

Winner

SPFI

0.00%

Free Cash Flow Yield

Winner

CTO-P-A

9.66%

SPFI

8.61%

CTO-P-A vs SPFI - Historical Returns

Returns include dividend reinvestment.

Period	CTO-P-A	SPFI
1 month	-0.07%	+6.29%
3 months	+3.68%	+1.87%
6 months	+2.81%	+8.81%
1 year	+6.42%	+9.06%
5 years(CAGR)	+3.37%	+15.52%
Max(CAGR)	+3.60%	+15.25%

CTO-P-A

-0.07%

Winner

SPFI

+6.29%

Winner

CTO-P-A

+3.68%

SPFI

+1.87%

CTO-P-A

+2.81%

Winner

SPFI

+8.81%

CTO-P-A

+6.42%

Winner

SPFI

+9.06%

5Y(CAGR)

CTO-P-A

+3.37%

Winner

SPFI

+15.52%

Max(CAGR)

CTO-P-A

+3.60%

Winner

SPFI

+15.25%

CTO-P-A vs SPFI - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	CTO-P-A	SPFI
2026	+5.10%	+16.51%
2025	-3.43%	+15.74%
2024	+20.99%	+20.74%
2023	+6.90%	+6.47%
2022	-16.73%	+0.48%
2021	+7.10%	+47.98%
2020	N/A	-8.88%
2019	N/A	+18.25%

CTO-P-A vs SPFI Drawdown Comparison

The maximum drawdown for CTO-P-A was -27.90%, occurring on Oct 27, 2023. Recovery took 649 trading sessions.

The maximum drawdown for SPFI was -46.50%, occurring on Sep 23, 2020. Recovery took 279 trading sessions.

The current CTO-P-A drawdown is -3.40%. The current SPFI drawdown is -3.72%.

Rank	CTO-P-A	SPFI
#1	-27.90% Jan 25, 2022 - Aug 26, 2024	-46.50% Jan 27, 2020 - Mar 5, 2021
#2	-19.52% Oct 14, 2024 - May 14, 2026	-38.60% Nov 10, 2022 - Jul 16, 2024
#3	-6.35% May 19, 2026 - May 29, 2026	-23.82% Nov 11, 2024 - Jul 17, 2025
#4	-5.56% Sep 10, 2021 - Dec 27, 2021	-23.50% Feb 8, 2022 - Oct 13, 2022
#5	-4.56% Sep 23, 2024 - Oct 11, 2024	-15.85% Mar 11, 2021 - Oct 7, 2021
#6	-3.78% Aug 29, 2024 - Sep 18, 2024	-13.50% Jun 5, 2019 - Nov 15, 2019
#7	-2.93% Jan 6, 2022 - Jan 25, 2022	-13.25% Jul 21, 2025 - Jan 21, 2026
#8	-1.87% Aug 25, 2021 - Sep 2, 2021	-12.20% Apr 9, 2026 - Jul 17, 2026
#9	-1.39% Jul 14, 2021 - Aug 23, 2021	-10.49% Jul 23, 2024 - Aug 23, 2024
#10	-1.23% May 14, 2026 - May 19, 2026	-8.54% Aug 30, 2024 - Oct 16, 2024
#11	-1.07% Dec 27, 2021 - Dec 31, 2021	-7.85% Nov 24, 2021 - Dec 17, 2021
#12	-0.66% Jul 7, 2021 - Jul 9, 2021	-7.57% May 21, 2019 - Jun 5, 2019
#13	-0.51% Jul 2, 2021 - Jul 7, 2021	-6.41% Feb 6, 2026 - Apr 8, 2026
#14	-0.47% Sep 2, 2021 - Sep 10, 2021	-5.54% Dec 17, 2021 - Dec 27, 2021
#15	-0.46% Sep 19, 2024 - Sep 23, 2024	-5.21% Jan 22, 2026 - Feb 2, 2026