CSV vs VEL

Comparison between Carriage Services Inc (CSV, Company) and Velocity Financial Inc (VEL, Company).

CSV is from the Consumer Cyclical sector, while VEL is from the Financial Services sector.

5-Year PerformanceVEL has outperformed CSV, delivering a return of +10.4% compared to +1.0%

CSV vs VEL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CSV(COMPANY)	VEL(COMPANY)
Market Cap	$687M	$683M
Max Drawdown	87.05%	83.13%
Sharpe Ratio	-0.68	0.14
5Y Beta	0.47	0.35
Industry	Personal Services	Mortgage Finance
P/E Ratio	15.48	17.58
Forward P/E	10.83	N/A
PEG Ratio	0.83	0.33
Dividend Yield	1.20%	N/A
5Y Dividends CAGR	9.18%	N/A
5Y EPS CAGR	8.61%	11.42%
Debt to Equity	2.33%	0.00%
Free Cash Flow Yield	5.89%	3.87%
P/S Ratio	1.65	2.53
P/B Ratio	2.57	1.00

Market Cap

Winner

CSV

$687M

VEL

$683M

Max Drawdown

CSV

87.05%

Winner

VEL

83.13%

Sharpe Ratio

CSV

-0.68

Winner

VEL

0.14

5Y Beta

CSV

0.47

Winner

VEL

0.35

Industry

CSV

Personal Services

VEL

Mortgage Finance

P/E Ratio

Winner

CSV

15.48

VEL

17.58

Forward P/E

CSV

10.83

VEL

N/A

PEG Ratio

CSV

0.83

Winner

VEL

0.33

Dividend Yield

CSV

1.20%

VEL

N/A

5Y Dividends CAGR

CSV

9.18%

VEL

N/A

5Y EPS CAGR

CSV

8.61%

Winner

VEL

11.42%

Debt to Equity

CSV

2.33%

Winner

VEL

0.00%

Free Cash Flow Yield

Winner

CSV

5.89%

VEL

3.87%

P/S Ratio

Winner

CSV

1.65

VEL

2.53

P/B Ratio

CSV

2.57

Winner

VEL

1.00

CSV vs VEL - Historical Returns

Returns include dividend reinvestment.

Period	CSV	VEL
1 month	-20.91%	-9.67%
3 months	-14.44%	-4.17%
6 months	-9.91%	-7.37%
1 year	-14.91%	+4.24%
5 years(CAGR)	+1.04%	+10.41%
10 years(CAGR)	+6.15%	N/A
Max(CAGR)	+7.36%	+4.10%

CSV

-20.91%

Winner

VEL

-9.67%

CSV

-14.44%

Winner

VEL

-4.17%

CSV

-9.91%

Winner

VEL

-7.37%

CSV

-14.91%

Winner

VEL

+4.24%

5Y(CAGR)

CSV

+1.04%

Winner

VEL

+10.41%

10Y(CAGR)

CSV

+6.15%

VEL

N/A

Max(CAGR)

Winner

CSV

+7.36%

VEL

+4.10%

CSV vs VEL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CSV	VEL
2026	-9.07%	-10.64%
2025	+9.56%	+8.58%
2024	+61.21%	+20.22%
2023	-11.02%	+81.26%
2022	-54.82%	-28.94%
2021	+110.24%	+123.56%
2020	+25.86%	-53.89%
2019	+66.54%	N/A
2018	-39.49%	N/A
2017	-9.09%	N/A
2016	+23.02%	N/A
2015	+20.06%	N/A
2014	+3.77%	N/A
2013	+46.28%	N/A
2012	+118.16%	N/A
2011	+17.49%	N/A
2010	+22.47%	N/A
2009	+83.64%	N/A
2008	-77.59%	N/A
2007	+73.23%	N/A
2006	+2.21%	N/A
2005	+0.40%	N/A
2004	+29.66%	N/A
2003	-9.09%	N/A
2002	-24.05%	N/A
2001	+266.48%	N/A
2000	-72.21%	N/A
1999	-12.03%	N/A

CSV vs VEL Drawdown Comparison

The maximum drawdown for CSV was -87.05%, occurring on Mar 19, 2009. Recovery took 1238 trading sessions.

The maximum drawdown for VEL was -83.13%, occurring on Apr 3, 2020. Recovery took 941 trading sessions.

The current CSV drawdown is -39.51%. The current VEL drawdown is -15.90%.

Rank	CSV	VEL
#1	-87.05% Nov 27, 2007 - Oct 24, 2012	-83.13% Feb 20, 2020 - Nov 14, 2023
#2	-83.61% Nov 9, 1999 - Aug 1, 2001	-22.09% Nov 14, 2023 - Mar 18, 2024
#3	-68.54% Dec 29, 2021 - Nov 13, 2023	-21.48% Dec 16, 2024 - May 9, 2025
#4	-65.53% Aug 15, 2001 - Apr 16, 2007	-13.14% Mar 21, 2024 - May 31, 2024
#5	-51.01% Dec 13, 2019 - Nov 13, 2020	-6.83% Jul 16, 2024 - Sep 5, 2024
#6	-48.75% Dec 27, 2016 - Dec 13, 2019	-5.08% Sep 19, 2024 - Nov 12, 2024
#7	-28.66% Jan 22, 2014 - Jan 23, 2015	-4.07% Jun 5, 2024 - Jul 11, 2024
#8	-23.14% Apr 10, 2013 - Jan 14, 2014	-3.51% Mar 18, 2024 - Mar 21, 2024
#9	-21.51% Dec 4, 2015 - Nov 11, 2016	-3.33% Jan 21, 2020 - Jan 29, 2020
#10	-18.66% May 21, 2015 - Dec 2, 2015	-3.30% Jan 30, 2020 - Feb 12, 2020
#11	-15.39% Jul 23, 2007 - Oct 22, 2007	-2.21% Nov 12, 2024 - Nov 25, 2024
#12	-14.43% May 10, 2007 - Jul 16, 2007	-0.97% Dec 4, 2024 - Dec 11, 2024
#13	-13.88% Nov 1, 1999 - Nov 9, 1999	-0.97% Dec 11, 2024 - Dec 16, 2024
#14	-11.57% Sep 3, 2021 - Oct 28, 2021	-0.69% Feb 13, 2020 - Feb 20, 2020
#15	-10.75% Jun 1, 2021 - Aug 11, 2021	-0.54% May 31, 2024 - Jun 4, 2024