CRNC vs AVBH

Comparison between Cerence Inc (CRNC, Company) and Avidbank Holdings Inc (AVBH, Company).

CRNC is from the Technology sector, while AVBH is from the Financial Services sector.

5-Year PerformanceAVBH has outperformed CRNC, delivering a return of +7.5% compared to -40.6%

CRNC vs AVBH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CRNC(COMPANY)	AVBH(COMPANY)
Market Cap	$359M	$358M
Max Drawdown	98.22%	49.91%
Sharpe Ratio	0.20	1.94
5Y Beta	2.88	0.35
Industry	Software - Application	Banks - Regional
P/E Ratio	-17.66	-25.87
Forward P/E	44.25	N/A
Debt to Equity	108.92%	19.07%
Free Cash Flow Yield	20.90%	11.99%

Market Cap

Winner

CRNC

$359M

AVBH

$358M

Max Drawdown

CRNC

98.22%

Winner

AVBH

49.91%

Sharpe Ratio

CRNC

0.20

Winner

AVBH

1.94

5Y Beta

CRNC

2.88

Winner

AVBH

0.35

Industry

CRNC

Software - Application

AVBH

Banks - Regional

P/E Ratio

CRNC

-17.66

Winner

AVBH

-25.87

Forward P/E

CRNC

44.25

AVBH

N/A

Debt to Equity

CRNC

108.92%

Winner

AVBH

19.07%

Free Cash Flow Yield

Winner

CRNC

20.90%

AVBH

11.99%

CRNC vs AVBH - Historical Returns

Returns include dividend reinvestment.

Period	CRNC	AVBH
1 month	-26.73%	+0.05%
3 months	-6.91%	+11.05%
6 months	-32.40%	+18.54%
1 year	-9.35%	+46.66%
5 years(CAGR)	-40.63%	+7.53%
10 years(CAGR)	N/A	+7.96%
Max(CAGR)	-15.61%	+8.67%

CRNC

-26.73%

Winner

AVBH

+0.05%

CRNC

-6.91%

Winner

AVBH

+11.05%

CRNC

-32.40%

Winner

AVBH

+18.54%

CRNC

-9.35%

Winner

AVBH

+46.66%

5Y(CAGR)

CRNC

-40.63%

Winner

AVBH

+7.53%

10Y(CAGR)

CRNC

N/A

AVBH

+7.96%

Max(CAGR)

CRNC

-15.61%

Winner

AVBH

+8.67%

CRNC vs AVBH - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	CRNC	AVBH
2026	-31.23%	+24.88%
2025	+34.80%	+21.83%
2024	-58.88%	+7.13%
2023	+2.72%	+3.24%
2022	-76.90%	-18.79%
2021	-24.70%	+39.44%
2020	+342.64%	-29.29%
2019	-11.25%	+17.86%
2018	N/A	-11.76%
2017	N/A	+33.06%
2016	N/A	+30.22%
2015	N/A	+15.42%
2014	N/A	+2.12%
2013	N/A	+24.47%
2012	N/A	-9.31%

CRNC vs AVBH Drawdown Comparison

The maximum drawdown for CRNC was -98.22%, occurring on Aug 6, 2024. This drawdown has not yet recovered.

The maximum drawdown for AVBH was -49.91%, occurring on Sep 29, 2020. Recovery took 830 trading sessions.

The current CRNC drawdown is -94.04%. The current AVBH drawdown is -2.40%.

Rank	CRNC	AVBH
#1	-98.22% Feb 12, 2021 - Aug 6, 2024	-49.91% Sep 12, 2018 - Jan 5, 2022
#2	-49.53% Feb 24, 2020 - May 19, 2020	-48.89% Jan 12, 2022 - Dec 11, 2025
#3	-45.69% Sep 16, 2019 - Feb 20, 2020	-13.24% Feb 9, 2026 - May 28, 2026
#4	-23.62% Sep 16, 2020 - Oct 22, 2020	-12.86% Jul 15, 2015 - Dec 9, 2015
#5	-21.78% Jun 19, 2020 - Aug 4, 2020	-11.67% Dec 24, 2013 - Dec 23, 2014
#6	-16.52% May 22, 2020 - Jun 1, 2020	-9.71% Jul 23, 2012 - Mar 14, 2013
#7	-16.29% Oct 23, 2020 - Nov 13, 2020	-6.54% Nov 30, 2016 - Feb 13, 2017
#8	-13.19% Jun 9, 2020 - Jun 18, 2020	-5.54% Dec 9, 2015 - May 25, 2016
#9	-12.30% Jan 7, 2021 - Jan 14, 2021	-5.41% Jul 19, 2013 - Dec 24, 2013
#10	-12.12% Aug 17, 2020 - Sep 15, 2020	-5.10% Jul 1, 2026 - Jul 22, 2026
#11	-10.53% Aug 5, 2020 - Aug 17, 2020	-4.71% Jan 9, 2015 - Jul 8, 2015
#12	-10.26% Jan 22, 2021 - Feb 5, 2021	-4.51% Jul 1, 2016 - Aug 8, 2016
#13	-10.07% Dec 1, 2020 - Dec 16, 2020	-4.45% Dec 16, 2025 - Jan 22, 2026
#14	-9.07% Jun 4, 2020 - Jun 8, 2020	-4.08% Mar 14, 2013 - Jul 8, 2013
#15	-7.88% Dec 22, 2020 - Jan 7, 2021	-2.83% Jan 6, 2022 - Jan 12, 2022