CRD-B vs GNTY

Comparison between Crawford & Co. - Class B (CRD-B, Company) and Guaranty Bancshares Inc (TX) (GNTY, Company).

5-Year PerformanceGNTY has outperformed CRD-B, delivering a return of +20.7% compared to +6.8%

CRD-B vs GNTY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CRD-B(COMPANY)	GNTY(COMPANY)
Market Cap	$557M	$557M
Max Drawdown	87.01%	46.35%
Sharpe Ratio	0.35	1.37
5Y Beta	0.67	N/A
Industry	Insurance Brokers	N/A
P/E Ratio	15.34	15.53
Forward P/E	11.85	N/A
PEG Ratio	N/A	0.40
Dividend Yield	2.86%	N/A
5Y Dividends CAGR	4.56%	37.28%
5Y EPS CAGR	N/A	12.40%
Debt to Equity	24.68%	12.65%
Free Cash Flow Yield	19.96%	5.43%
P/S Ratio	N/A	3.02
P/B Ratio	N/A	1.68

Market Cap

CRD-B

$557M

Winner

GNTY

$557M

Max Drawdown

CRD-B

87.01%

Winner

GNTY

46.35%

Sharpe Ratio

CRD-B

0.35

Winner

GNTY

1.37

5Y Beta

CRD-B

0.67

GNTY

N/A

Industry

CRD-B

Insurance Brokers

GNTY

N/A

P/E Ratio

Winner

CRD-B

15.34

GNTY

15.53

Forward P/E

CRD-B

11.85

GNTY

N/A

PEG Ratio

CRD-B

N/A

GNTY

0.40

Dividend Yield

CRD-B

2.86%

GNTY

N/A

5Y Dividends CAGR

CRD-B

4.56%

Winner

GNTY

37.28%

5Y EPS CAGR

CRD-B

N/A

GNTY

12.40%

Debt to Equity

CRD-B

24.68%

Winner

GNTY

12.65%

Free Cash Flow Yield

Winner

CRD-B

19.96%

GNTY

5.43%

P/S Ratio

CRD-B

N/A

GNTY

3.02

P/B Ratio

CRD-B

N/A

GNTY

1.68

CRD-B vs GNTY - Historical Returns

Returns include dividend reinvestment.

Period	CRD-B	GNTY
1 month	+8.46%	+3.79%
3 months	+11.81%	+20.18%
6 months	-1.60%	+28.17%
1 year	+6.82%	+51.20%
5 years(CAGR)	+6.79%	+20.69%
10 years(CAGR)	+4.84%	+10.40%
Max(CAGR)	+1.47%	+10.40%

Winner

CRD-B

+8.46%

GNTY

+3.79%

CRD-B

+11.81%

Winner

GNTY

+20.18%

CRD-B

-1.60%

Winner

GNTY

+28.17%

CRD-B

+6.82%

Winner

GNTY

+51.20%

5Y(CAGR)

CRD-B

+6.79%

Winner

GNTY

+20.69%

10Y(CAGR)

CRD-B

+4.84%

Winner

GNTY

+10.40%

Max(CAGR)

CRD-B

+1.47%

Winner

GNTY

+10.40%

CRD-B vs GNTY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CRD-B	GNTY
2026	+2.40%	N/A
2025	-1.42%	+52.92%
2024	-5.36%	+6.51%
2023	+158.54%	+0.24%
2022	-27.99%	-4.35%
2021	+9.23%	+39.06%
2020	-25.47%	-5.51%
2019	+14.64%	+13.27%
2018	-4.41%	+0.54%
2017	-22.69%	+3.13%
2016	+154.44%	N/A
2015	-46.35%	N/A
2014	+13.41%	N/A
2013	+12.34%	N/A
2012	+34.90%	N/A
2011	+78.50%	N/A
2010	-17.87%	N/A
2009	-73.65%	N/A
2008	+258.13%	N/A
2007	-43.69%	N/A
2006	+28.79%	N/A
2005	-19.44%	N/A
2004	+10.88%	N/A
2003	+34.06%	N/A
2002	-54.10%	N/A
2001	+5.48%	N/A
2000	-4.05%	N/A
1999	-0.00%	N/A

CRD-B vs GNTY Drawdown Comparison

The maximum drawdown for CRD-B was -87.01%, occurring on Sep 23, 2010. This drawdown has not yet recovered.

The maximum drawdown for GNTY was -44.54%, occurring on May 11, 2023. Recovery took 754 trading sessions.

The current CRD-B drawdown is -16.22%. The current GNTY drawdown is -2.53%.

Rank	CRD-B	GNTY
#1	-87.01% Sep 19, 2008 - Sep 23, 2010	-44.54% Jan 18, 2022 - Jan 21, 2025
#2	-77.83% Jun 29, 2001 - Aug 11, 2008	-38.73% Jun 22, 2018 - Jan 7, 2021
#3	-30.68% Aug 12, 2008 - Sep 8, 2008	-19.89% May 6, 2021 - Nov 5, 2021
#4	-22.89% Dec 9, 1999 - Apr 17, 2001	-18.03% Jun 7, 2017 - Feb 28, 2018
#5	-21.38% Apr 17, 2001 - Jun 20, 2001	-11.09% Feb 6, 2025 - May 15, 2025
#6	-11.06% Nov 18, 1999 - Dec 9, 1999	-10.97% Nov 12, 2021 - Jan 18, 2022
#7	-7.39% Sep 16, 2008 - Sep 18, 2008	-9.75% Feb 28, 2018 - Jun 22, 2018
#8	-5.18% Sep 12, 2008 - Sep 16, 2008	-9.32% Jul 3, 2025 - Aug 22, 2025
#9	-4.54% Nov 4, 1999 - Nov 18, 1999	-7.71% Feb 8, 2021 - Mar 3, 2021
#10	-4.48% Jun 21, 2001 - Jun 25, 2001	-5.91% Jan 7, 2021 - Feb 1, 2021
#11	-2.61% Sep 8, 2008 - Sep 12, 2008	-4.97% May 20, 2025 - Jun 26, 2025
#12	-0.20% Jun 26, 2001 - Jun 28, 2001	-4.61% Mar 19, 2021 - Mar 29, 2021
#13	-0.00% Nov 1, 1999 - Nov 3, 1999	-3.52% Sep 4, 2025 - Sep 18, 2025
#14	N/A	-3.09% Jan 28, 2025 - Feb 5, 2025
#15	N/A	-2.96% Apr 5, 2021 - Apr 15, 2021

Correlation

Correlation between CRD-B and GNTY is 0.47 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.47

-101

Dividend Comparison (1999 - 2026)

CRD-B vs GNTY dividend yield comparison.

Year	CRD-B	GNTY
2026	1.44%	0.00%
2025	2.71%	5.74%
2024	2.41%	2.77%
2023	1.99%	2.74%
2022	4.52%	2.54%
2021	3.20%	2.13%
2020	2.36%	2.60%
2019	1.97%	2.13%
2018	2.22%	2.01%
2017	2.08%	1.31%
2016	1.59%	0.00%
2015	3.77%	0.00%
2014	1.75%	0.00%
2013	1.52%	0.00%
2012	1.63%	0.00%
2011	1.30%	0.00%
2006	2.47%	0.00%
2005	3.13%	0.00%
2004	2.40%	0.00%
2003	3.40%	0.00%
2002	8.00%	0.00%
2001	4.78%	0.00%
2000	5.98%	0.00%
1999	0.95%	0.00%