CRD-A vs MSBI

Comparison between Crawford & Co. - Class A (CRD-A, Company) and Midland States Bancorp Inc (MSBI, Company).

Both CRD-A and MSBI are from the Financial Services sector.

5-Year PerformanceMSBI has outperformed CRD-A, delivering a return of +6.1% compared to +5.6%

CRD-A vs MSBI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CRD-A(COMPANY)	MSBI(COMPANY)
Market Cap	$579M	$579M
Max Drawdown	84.40%	65.76%
Sharpe Ratio	0.31	1.86
5Y Beta	0.85	0.79
Industry	Insurance Brokers	Banks - Regional
P/E Ratio	15.94	16.75
Forward P/E	12.55	8.22
PEG Ratio	0.91	1.41
Dividend Yield	2.70%	4.45%
5Y Dividends CAGR	4.56%	7.74%
5Y EPS CAGR	N/A	-1.10%
Debt to Equity	24.68%	27.45%
Free Cash Flow Yield	19.20%	19.66%
P/S Ratio	0.42	2.09
P/B Ratio	2.98	1.29

Market Cap

CRD-A

$579M

Winner

MSBI

$579M

Max Drawdown

CRD-A

84.40%

Winner

MSBI

65.76%

Sharpe Ratio

CRD-A

0.31

Winner

MSBI

1.86

5Y Beta

CRD-A

0.85

Winner

MSBI

0.79

Industry

CRD-A

Insurance Brokers

MSBI

Banks - Regional

P/E Ratio

Winner

CRD-A

15.94

MSBI

16.75

Forward P/E

CRD-A

12.55

Winner

MSBI

8.22

PEG Ratio

Winner

CRD-A

0.91

MSBI

1.41

Dividend Yield

CRD-A

2.70%

Winner

MSBI

4.45%

5Y Dividends CAGR

CRD-A

4.56%

Winner

MSBI

7.74%

5Y EPS CAGR

CRD-A

N/A

MSBI

-1.10%

Debt to Equity

Winner

CRD-A

24.68%

MSBI

27.45%

Free Cash Flow Yield

CRD-A

19.20%

Winner

MSBI

19.66%

P/S Ratio

Winner

CRD-A

0.42

MSBI

2.09

P/B Ratio

CRD-A

2.98

Winner

MSBI

1.29

CRD-A vs MSBI - Historical Returns

Returns include dividend reinvestment.

Period	CRD-A	MSBI
1 month	+8.08%	+6.62%
3 months	+7.43%	+31.84%
6 months	+2.30%	+48.76%
1 year	+1.48%	+83.95%
5 years(CAGR)	+5.57%	+6.09%
10 years(CAGR)	+6.88%	+6.97%
Max(CAGR)	+2.82%	+7.44%

Winner

CRD-A

+8.08%

MSBI

+6.62%

CRD-A

+7.43%

Winner

MSBI

+31.84%

CRD-A

+2.30%

Winner

MSBI

+48.76%

CRD-A

+1.48%

Winner

MSBI

+83.95%

5Y(CAGR)

CRD-A

+5.57%

Winner

MSBI

+6.09%

10Y(CAGR)

CRD-A

+6.88%

Winner

MSBI

+6.97%

Max(CAGR)

CRD-A

+2.82%

Winner

MSBI

+7.44%

CRD-A vs MSBI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CRD-A	MSBI
2026	-0.24%	+38.03%
2025	+1.73%	-4.63%
2024	-7.92%	-6.84%
2023	+147.47%	+9.54%
2022	-25.48%	+9.65%
2021	+8.09%	+45.08%
2020	-32.56%	-34.19%
2019	+34.22%	+32.97%
2018	+7.57%	-29.19%
2017	-6.49%	-6.16%
2016	+97.00%	+67.58%
2015	-38.28%	N/A
2014	+15.94%	N/A
2013	+36.90%	N/A
2012	+49.04%	N/A
2011	+70.23%	N/A
2010	-24.53%	N/A
2009	-56.34%	N/A
2008	+86.70%	N/A
2007	-42.62%	N/A
2006	+4.59%	N/A
2005	-10.39%	N/A
2004	+3.60%	N/A
2003	+76.03%	N/A
2002	-49.92%	N/A
2001	-9.05%	N/A
2000	-3.54%	N/A
1999	+0.09%	N/A

CRD-A vs MSBI Drawdown Comparison

The maximum drawdown for CRD-A was -82.82%, occurring on Sep 27, 2010. Recovery took 1997 trading sessions.

The maximum drawdown for MSBI was -61.18%, occurring on Sep 23, 2020. Recovery took 1376 trading sessions.

The current CRD-A drawdown is -14.69%.

Rank	CRD-A	MSBI
#1	-82.82% Aug 11, 2008 - Jul 18, 2016	-61.18% Jul 9, 2018 - Dec 26, 2023
#2	-70.16% Mar 18, 2002 - Aug 11, 2008	-44.33% Nov 6, 2024 - Apr 27, 2026
#3	-52.67% Dec 16, 2019 - Jun 16, 2023	-24.88% Dec 27, 2023 - Nov 6, 2024
#4	-40.76% Feb 26, 2024 - Mar 11, 2024	-19.19% Dec 28, 2016 - Jun 19, 2018
#5	-32.87% Nov 21, 2016 - Feb 1, 2019	-8.71% Dec 7, 2016 - Dec 20, 2016
#6	-30.76% Jun 29, 2001 - Mar 18, 2002	-8.20% Jun 6, 2016 - Aug 11, 2016
#7	-20.81% Mar 5, 2019 - Jun 27, 2019	-6.92% Oct 21, 2016 - Nov 10, 2016
#8	-19.53% Jun 30, 2023 - Nov 20, 2023	-5.89% May 7, 2026 - May 26, 2026
#9	-17.94% Jan 11, 2000 - Jun 20, 2001	-4.46% Jun 20, 2018 - Jul 9, 2018
#10	-12.24% Jul 18, 2016 - Nov 11, 2016	-3.90% Sep 9, 2016 - Sep 30, 2016
#11	-11.15% Dec 29, 2023 - Feb 15, 2024	-2.31% May 26, 2026 - Jun 4, 2026
#12	-9.95% Jul 15, 2019 - Sep 12, 2019	-2.11% Oct 5, 2016 - Oct 19, 2016
#13	-8.21% Feb 19, 2019 - Mar 1, 2019	-1.59% May 1, 2026 - May 5, 2026
#14	-5.83% Nov 2, 1999 - Dec 22, 1999	-1.57% Jun 2, 2016 - Jun 6, 2016
#15	-5.70% Sep 30, 2019 - Nov 13, 2019	-1.42% Apr 28, 2026 - Apr 30, 2026

Correlation

Correlation between CRD-A and MSBI is 0.22 which considered as a very weak or no correlation - the stocks move independently of each other.

0.22

-101

Dividend Comparison (1999 - 2026)

CRD-A vs MSBI dividend yield comparison.

Year	CRD-A	MSBI
2026	1.40%	2.24%
2025	2.58%	5.95%
2024	2.42%	5.08%
2023	1.97%	4.35%
2022	4.32%	4.36%
2021	3.20%	4.52%
2020	2.57%	5.99%
2019	2.44%	3.35%
2018	3.15%	3.94%
2017	3.29%	2.46%
2016	2.96%	1.00%
2015	5.52%	0.00%
2014	2.80%	0.00%
2013	2.34%	0.00%
2012	2.84%	0.00%
2011	2.46%	0.00%
2006	3.01%	0.00%
2005	4.14%	0.00%
2004	3.43%	0.00%
2003	3.39%	0.00%
2002	9.76%	0.00%
2001	6.41%	0.00%
2000	5.42%	0.00%
1999	1.14%	0.00%