CPSS vs PAL

Comparison between Consumer Portfolio Service Inc (CPSS, Company) and Proficient Auto Logistics Inc (PAL, Company).

CPSS is from the Financial Services sector, while PAL is from the Industrials sector.

CPSS vs PAL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CPSS(COMPANY)	PAL(COMPANY)
Market Cap	$201M	$201M
Max Drawdown	97.01%	75.99%
Sharpe Ratio	0.24	0.32
5Y Beta	0.50	1.64
Industry	Credit Services	Integrated Freight & Logistics
P/E Ratio	10.09	-5.10
Forward P/E	5.21	87.72
PEG Ratio	5.47	N/A
5Y EPS CAGR	5.33%	N/A
Debt to Equity	0.00%	22.59%
Free Cash Flow Yield	N/A	0.00%

Market Cap

Winner

CPSS

$201M

PAL

$201M

Max Drawdown

CPSS

97.01%

Winner

PAL

75.99%

Sharpe Ratio

CPSS

0.24

Winner

PAL

0.32

5Y Beta

Winner

CPSS

0.50

PAL

1.64

Industry

CPSS

Credit Services

PAL

Integrated Freight & Logistics

P/E Ratio

CPSS

10.09

Winner

PAL

-5.10

Forward P/E

Winner

CPSS

5.21

PAL

87.72

PEG Ratio

CPSS

5.47

PAL

N/A

5Y EPS CAGR

CPSS

5.33%

PAL

N/A

Debt to Equity

Winner

CPSS

0.00%

PAL

22.59%

Free Cash Flow Yield

CPSS

N/A

PAL

0.00%

CPSS vs PAL - Historical Returns

Returns include dividend reinvestment.

Period	CPSS	PAL
1 month	-1.77%	-5.31%
3 months	+11.86%	+3.58%
6 months	+12.66%	-30.78%
1 year	+3.29%	-16.27%
5 years(CAGR)	+14.41%	N/A
10 years(CAGR)	+9.23%	N/A
Max(CAGR)	+10.29%	-28.92%

Winner

CPSS

-1.77%

PAL

-5.31%

Winner

CPSS

+11.86%

PAL

+3.58%

Winner

CPSS

+12.66%

PAL

-30.78%

Winner

CPSS

+3.29%

PAL

-16.27%

5Y(CAGR)

CPSS

+14.41%

PAL

N/A

10Y(CAGR)

CPSS

+9.23%

PAL

N/A

Max(CAGR)

Winner

CPSS

+10.29%

PAL

-28.92%

CPSS vs PAL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CPSS	PAL
2026	+2.84%	-29.15%
2025	-12.39%	+18.72%
2024	+19.47%	-45.29%
2023	+9.08%	N/A
2022	-23.71%	N/A
2021	+182.82%	N/A
2020	+24.71%	N/A
2019	+3.06%	N/A
2018	-27.82%	N/A
2017	-18.79%	N/A
2016	+3.02%	N/A
2015	-29.58%	N/A
2014	-20.95%	N/A
2013	+70.11%	N/A
2012	+464.27%	N/A
2011	-28.80%	N/A
2010	-0.83%	N/A
2009	+105.26%	N/A
2008	-88.75%	N/A
2007	-47.50%	N/A
2006	+16.04%	N/A
2005	+24.96%	N/A
2004	+33.79%	N/A
2003	+84.16%	N/A
2002	+34.84%	N/A
2001	-12.35%	N/A
2000	-8.00%	N/A
1999	+127.35%	N/A

CPSS vs PAL Drawdown Comparison

The maximum drawdown for CPSS was -97.01%, occurring on Feb 20, 2009. Recovery took 1697 trading sessions.

The maximum drawdown for PAL was -75.99%, occurring on May 15, 2026. This drawdown has not yet recovered.

The current CPSS drawdown is -37.51%. The current PAL drawdown is -66.08%.

Rank	CPSS	PAL
#1	-97.01% May 9, 2006 - Feb 5, 2013	-75.99% Aug 14, 2024 - May 15, 2026
#2	-91.29% Apr 2, 2013 - Feb 9, 2022	-8.42% Jul 30, 2024 - Aug 14, 2024
#3	-69.02% May 9, 2022 - Oct 19, 2022	-4.00% Jun 26, 2024 - Jul 3, 2024
#4	-65.63% Jan 10, 2000 - Nov 19, 2001	-2.88% Jul 23, 2024 - Jul 25, 2024
#5	-56.62% Apr 18, 2002 - Jun 20, 2003	-2.70% May 14, 2024 - May 31, 2024
#6	-48.08% Nov 19, 2001 - Apr 11, 2002	-2.55% May 31, 2024 - Jun 20, 2024
#7	-47.16% Nov 5, 1999 - Jan 6, 2000	-2.50% Jul 17, 2024 - Jul 19, 2024
#8	-30.74% Feb 9, 2022 - May 9, 2022	-0.62% Jul 26, 2024 - Jul 30, 2024
#9	-27.32% Feb 18, 2005 - Oct 12, 2005	-0.40% Jul 11, 2024 - Jul 15, 2024
#10	-22.78% Nov 20, 2003 - Apr 13, 2004	-0.32% Jul 19, 2024 - Jul 23, 2024
#11	-20.72% Jun 20, 2003 - Jul 28, 2003	N/A
#12	-18.26% Jul 29, 2003 - Oct 23, 2003	N/A
#13	-16.91% Oct 23, 2003 - Nov 7, 2003	N/A
#14	-16.02% Oct 27, 2005 - Feb 2, 2006	N/A
#15	-15.84% Sep 22, 2004 - Jan 21, 2005	N/A