CPSS vs FOA

Comparison between Consumer Portfolio Service Inc (CPSS, Company) and Finance of America Companies Inc - Class A (FOA, Company).

Both CPSS and FOA are from the Financial Services sector.

5-Year PerformanceCPSS has outperformed FOA, delivering a return of +14.0% compared to -18.6%

CPSS vs FOA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CPSS(COMPANY)	FOA(COMPANY)
Market Cap	$209M	$209M
Max Drawdown	97.01%	96.13%
Sharpe Ratio	0.33	0.22
5Y Beta	0.53	1.00
Industry	Credit Services	Credit Services
P/E Ratio	10.48	3.44
Forward P/E	5.21	5.08
PEG Ratio	5.67	N/A
5Y EPS CAGR	5.33%	N/A
Debt to Equity	0.00%	0.00%
P/S Ratio	1.02	0.49
P/B Ratio	0.64	0.63

Market Cap

Winner

CPSS

$209M

FOA

$209M

Max Drawdown

CPSS

97.01%

Winner

FOA

96.13%

Sharpe Ratio

Winner

CPSS

0.33

FOA

0.22

5Y Beta

Winner

CPSS

0.53

FOA

1.00

Industry

CPSS

Credit Services

FOA

Credit Services

P/E Ratio

CPSS

10.48

Winner

FOA

3.44

Forward P/E

CPSS

5.21

Winner

FOA

5.08

PEG Ratio

CPSS

5.67

FOA

N/A

5Y EPS CAGR

CPSS

5.33%

FOA

N/A

Debt to Equity

CPSS

0.00%

FOA

0.00%

P/S Ratio

CPSS

1.02

Winner

FOA

0.49

P/B Ratio

CPSS

0.64

Winner

FOA

0.63

CPSS vs FOA - Historical Returns

Returns include dividend reinvestment.

Period	CPSS	FOA
1 month	-0.26%	-16.02%
3 months	+5.40%	+17.01%
6 months	+10.89%	-0.77%
1 year	+15.30%	+5.72%
5 years(CAGR)	+14.00%	-18.56%
10 years(CAGR)	+8.48%	N/A
Max(CAGR)	+10.35%	-17.86%

Winner

CPSS

-0.26%

FOA

-16.02%

CPSS

+5.40%

Winner

FOA

+17.01%

Winner

CPSS

+10.89%

FOA

-0.77%

Winner

CPSS

+15.30%

FOA

+5.72%

5Y(CAGR)

Winner

CPSS

+14.00%

FOA

-18.56%

10Y(CAGR)

CPSS

+8.48%

FOA

N/A

Max(CAGR)

Winner

CPSS

+10.35%

FOA

-17.86%

CPSS vs FOA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CPSS	FOA
2026	+4.36%	+2.94%
2025	-12.39%	-14.39%
2024	+19.47%	+184.04%
2023	+9.08%	-16.03%
2022	-23.71%	-68.41%
2021	+182.82%	-61.49%
2020	+24.71%	+3.48%
2019	+3.06%	+3.56%
2018	-27.82%	N/A
2017	-18.79%	N/A
2016	+3.02%	N/A
2015	-29.58%	N/A
2014	-20.95%	N/A
2013	+70.11%	N/A
2012	+464.27%	N/A
2011	-28.80%	N/A
2010	-0.83%	N/A
2009	+105.26%	N/A
2008	-88.75%	N/A
2007	-47.50%	N/A
2006	+16.04%	N/A
2005	+24.96%	N/A
2004	+33.79%	N/A
2003	+84.16%	N/A
2002	+34.84%	N/A
2001	-12.35%	N/A
2000	-8.00%	N/A
1999	+127.35%	N/A

CPSS vs FOA Drawdown Comparison

The maximum drawdown for CPSS was -97.01%, occurring on Feb 20, 2009. Recovery took 1697 trading sessions.

The maximum drawdown for FOA was -96.13%, occurring on Jul 2, 2024. This drawdown has not yet recovered.

The current CPSS drawdown is -36.58%. The current FOA drawdown is -80.11%.

Rank	CPSS	FOA
#1	-97.01% May 9, 2006 - Feb 5, 2013	-96.13% May 5, 2021 - Jul 2, 2024
#2	-91.29% Apr 2, 2013 - Feb 9, 2022	-13.02% Dec 28, 2020 - Apr 28, 2021
#3	-69.02% May 9, 2022 - Oct 19, 2022	-6.40% Feb 21, 2020 - Apr 2, 2020
#4	-65.63% Jan 10, 2000 - Nov 19, 2001	-5.28% Jul 15, 2020 - Dec 24, 2020
#5	-56.62% Apr 18, 2002 - Jun 20, 2003	-4.29% Apr 2, 2020 - Jul 10, 2020
#6	-48.08% Nov 19, 2001 - Apr 11, 2002	-1.31% Aug 13, 2019 - Aug 27, 2019
#7	-47.16% Nov 5, 1999 - Jan 6, 2000	-1.22% Apr 25, 2019 - Jul 16, 2019
#8	-30.74% Feb 9, 2022 - May 9, 2022	-1.20% Sep 9, 2019 - Oct 11, 2019
#9	-27.32% Feb 18, 2005 - Oct 12, 2005	-0.90% Oct 11, 2019 - Dec 16, 2019
#10	-22.78% Nov 20, 2003 - Apr 13, 2004	-0.79% Feb 18, 2020 - Feb 21, 2020
#11	-20.72% Jun 20, 2003 - Jul 28, 2003	-0.59% Jan 13, 2020 - Feb 18, 2020
#12	-18.26% Jul 29, 2003 - Oct 23, 2003	-0.51% Jul 16, 2019 - Jul 31, 2019
#13	-16.91% Oct 23, 2003 - Nov 7, 2003	-0.45% Apr 29, 2021 - May 3, 2021
#14	-16.02% Oct 27, 2005 - Feb 2, 2006	-0.30% Aug 2, 2019 - Aug 12, 2019
#15	-15.84% Sep 22, 2004 - Jan 21, 2005	-0.20% Dec 20, 2019 - Jan 10, 2020