CPSS vs FCAP

Comparison between Consumer Portfolio Service Inc (CPSS, Company) and First Capital Inc (FCAP, Company).

Both CPSS and FCAP are from the Financial Services sector.

5-Year PerformanceCPSS has outperformed FCAP, delivering a return of +16.0% compared to +10.5%

CPSS vs FCAP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CPSS(COMPANY)	FCAP(COMPANY)
Market Cap	$211M	$211M
Max Drawdown	97.01%	71.03%
Sharpe Ratio	0.14	0.99
5Y Beta	0.47	0.26
Industry	Credit Services	Banks - Regional
P/E Ratio	10.61	35.46
Forward P/E	5.21	9.60
PEG Ratio	5.74	0.52
Dividend Yield	N/A	1.92%
5Y Dividends CAGR	N/A	9.32%
5Y EPS CAGR	5.33%	-11.38%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	N/A	10.26%

Market Cap

Winner

CPSS

$211M

FCAP

$211M

Max Drawdown

CPSS

97.01%

Winner

FCAP

71.03%

Sharpe Ratio

CPSS

0.14

Winner

FCAP

0.99

5Y Beta

CPSS

0.47

Winner

FCAP

0.26

Industry

CPSS

Credit Services

FCAP

Banks - Regional

P/E Ratio

Winner

CPSS

10.61

FCAP

35.46

Forward P/E

Winner

CPSS

5.21

FCAP

9.60

PEG Ratio

CPSS

5.74

Winner

FCAP

0.52

Dividend Yield

CPSS

N/A

FCAP

1.92%

5Y Dividends CAGR

CPSS

N/A

FCAP

9.32%

5Y EPS CAGR

Winner

CPSS

5.33%

FCAP

-11.38%

Debt to Equity

CPSS

0.00%

FCAP

0.00%

Free Cash Flow Yield

CPSS

N/A

FCAP

10.26%

CPSS vs FCAP - Historical Returns

Returns include dividend reinvestment.

Period	CPSS	FCAP
1 month	-4.98%	+14.85%
3 months	+26.82%	+35.27%
6 months	+1.78%	-8.31%
1 year	+1.04%	+48.44%
5 years(CAGR)	+15.99%	+10.53%
10 years(CAGR)	+10.46%	+10.17%
Max(CAGR)	+10.47%	+10.65%

CPSS

-4.98%

Winner

FCAP

+14.85%

CPSS

+26.82%

Winner

FCAP

+35.27%

Winner

CPSS

+1.78%

FCAP

-8.31%

CPSS

+1.04%

Winner

FCAP

+48.44%

5Y(CAGR)

Winner

CPSS

+15.99%

FCAP

+10.53%

10Y(CAGR)

Winner

CPSS

+10.46%

FCAP

+10.17%

Max(CAGR)

CPSS

+10.47%

Winner

FCAP

+10.65%

CPSS vs FCAP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CPSS	FCAP
2026	+6.22%	+9.36%
2025	-12.39%	+85.31%
2024	+19.47%	+22.00%
2023	+9.08%	+16.12%
2022	-23.71%	-36.29%
2021	+182.82%	-25.87%
2020	+24.71%	-11.80%
2019	+3.06%	+78.98%
2018	-27.82%	+19.32%
2017	-18.79%	+14.90%
2016	+3.02%	+38.95%
2015	-29.58%	+11.12%
2014	-20.95%	+20.10%
2013	+70.11%	+13.53%
2012	+464.27%	+7.09%
2011	-28.80%	+16.38%
2010	-0.83%	+15.03%
2009	+105.26%	+4.25%
2008	-88.75%	-5.14%
2007	-47.50%	-7.18%
2006	+16.04%	+18.24%
2005	+24.96%	-11.85%
2004	+33.79%	+9.52%
2003	+84.16%	+4.96%
2002	+34.84%	+45.59%
2001	-12.35%	+42.93%
2000	-8.00%	-4.75%
1999	+127.35%	+6.41%

CPSS vs FCAP Drawdown Comparison

The maximum drawdown for CPSS was -97.01%, occurring on Feb 20, 2009. Recovery took 1697 trading sessions.

The maximum drawdown for FCAP was -68.72%, occurring on May 4, 2023. Recovery took 1380 trading sessions.

The current CPSS drawdown is -35.45%. The current FCAP drawdown is -8.57%.

Rank	CPSS	FCAP
#1	-97.01% May 9, 2006 - Feb 5, 2013	-68.72% Jun 22, 2020 - Dec 17, 2025
#2	-91.29% Apr 2, 2013 - Feb 9, 2022	-39.09% Jan 13, 2020 - Jun 22, 2020
#3	-69.02% May 9, 2022 - Oct 19, 2022	-35.60% Feb 2, 2004 - May 20, 2011
#4	-65.63% Jan 10, 2000 - Nov 19, 2001	-32.51% Dec 17, 2025 - Mar 13, 2026
#5	-56.62% Apr 18, 2002 - Jun 20, 2003	-25.72% Oct 24, 2018 - Feb 7, 2019
#6	-48.08% Nov 19, 2001 - Apr 11, 2002	-21.91% Jul 20, 2016 - Mar 1, 2017
#7	-47.16% Nov 5, 1999 - Jan 6, 2000	-19.97% Jan 23, 2001 - Jul 30, 2001
#8	-30.74% Feb 9, 2022 - May 9, 2022	-16.87% Mar 13, 2003 - Jan 6, 2004
#9	-27.32% Feb 18, 2005 - Oct 12, 2005	-16.84% Dec 30, 1999 - Jan 23, 2001
#10	-22.78% Nov 20, 2003 - Apr 13, 2004	-16.06% Mar 16, 2018 - Oct 23, 2018
#11	-20.72% Jun 20, 2003 - Jul 28, 2003	-13.34% Jun 17, 2015 - Mar 9, 2016
#12	-18.26% Jul 29, 2003 - Oct 23, 2003	-12.67% Jan 6, 2004 - Feb 2, 2004
#13	-16.91% Oct 23, 2003 - Nov 7, 2003	-12.09% Jan 24, 2012 - Oct 17, 2012
#14	-16.02% Oct 27, 2005 - Feb 2, 2006	-11.93% Oct 17, 2012 - Sep 11, 2013
#15	-15.84% Sep 22, 2004 - Jan 21, 2005	-11.89% Mar 1, 2017 - Sep 5, 2017