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CPF vs FSBC

Comparison between Central Pacific Financial Corp (CPF, Company) and Five Star Bancorp (FSBC, Company).

Both CPF and FSBC are from the Financial Services sector.

5-Year PerformanceFSBC has outperformed CPF, delivering a return of +13.7% compared to +10.9%

CPF vs FSBC - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
CPF
$944M
FSBC
$942M
Max Drawdown
CPF
98.83%
Winner
FSBC
42.95%
Sharpe Ratio
CPF
1.23
Winner
FSBC
1.83
5Y Beta
Winner
CPF
0.75
FSBC
0.79
Industry
CPF
Banks - Regional
FSBC
Banks - Regional
P/E Ratio
Winner
CPF
11.93
FSBC
14.03
Forward P/E
CPF
9.43
FSBC
N/A
PEG Ratio
Winner
CPF
0.29
FSBC
0.36
Dividend Yield
Winner
CPF
3.07%
FSBC
2.04%
5Y Dividends CAGR
CPF
8.52%
FSBC
N/A
5Y EPS CAGR
CPF
12.71%
FSBC
N/A
Debt to Equity
CPF
12.89%
Winner
FSBC
0.00%
Free Cash Flow Yield
Winner
CPF
9.54%
FSBC
7.94%
P/S Ratio
Winner
CPF
3.28
FSBC
6.04
P/B Ratio
Winner
CPF
1.56
FSBC
2.06

CPF vs FSBC - Historical Returns

Returns include dividend reinvestment.

1M
CPF
+8.44%
Winner
FSBC
+10.08%
3M
CPF
+19.86%
Winner
FSBC
+22.45%
6M
CPF
+15.45%
Winner
FSBC
+22.38%
1Y
CPF
+39.51%
Winner
FSBC
+64.57%
5Y(CAGR)
CPF
+10.90%
Winner
FSBC
+13.69%
10Y(CAGR)
CPF
+8.57%
FSBC
N/A
Max(CAGR)
CPF
-4.47%
Winner
FSBC
+20.45%

CPF vs FSBC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearCPFFSBC
2026+20.10%+27.90%
2025+18.26%+24.04%
2024+53.76%+16.12%
2023+2.37%-0.46%
2022-25.91%-9.53%
2021+57.46%+51.85%
2020-32.31%N/A
2019+22.05%N/A
2018-15.99%N/A
2017-2.11%N/A
2016+51.97%N/A
2015+8.67%N/A
2014+9.03%N/A
2013+27.39%N/A
2012+20.29%N/A
2011-59.62%N/A
2010+10.07%N/A
2009-86.94%N/A
2008-41.49%N/A
2007-51.17%N/A
2006+7.06%N/A
2005+3.01%N/A
2004+23.84%N/A
2003+10.24%N/A
2002+86.72%N/A
2001+12.51%N/A
2000-1.97%N/A
1999+14.83%N/A

CPF vs FSBC Drawdown Comparison

The maximum drawdown for CPF was -98.74%, occurring on Oct 3, 2011. This drawdown has not yet recovered.

The maximum drawdown for FSBC was -40.76%, occurring on May 11, 2023. Recovery took 662 trading sessions.

The current CPF drawdown is -92.28%.

RankCPFFSBC
#1-98.74%
Feb 22, 2007 - Oct 3, 2011
-40.76%
Dec 6, 2021 - Jul 26, 2024
#2-31.45%
Jun 28, 2002 - Sep 18, 2002
-24.53%
Dec 11, 2024 - Aug 26, 2025
#3-26.60%
Dec 30, 1999 - Jan 29, 2001
-18.82%
Jun 15, 2021 - Oct 29, 2021
#4-24.03%
Dec 29, 2003 - Oct 6, 2004
-13.07%
Feb 6, 2026 - Apr 17, 2026
#5-22.85%
Aug 20, 2001 - Apr 12, 2002
-11.21%
Oct 28, 2025 - Dec 11, 2025
#6-21.88%
Jan 14, 2003 - Dec 29, 2003
-10.51%
Jul 26, 2024 - Aug 23, 2024
#7-18.18%
Feb 4, 2005 - Nov 11, 2005
-8.91%
Sep 19, 2024 - Oct 16, 2024
#8-14.98%
May 20, 2002 - Jun 28, 2002
-8.11%
May 20, 2021 - Jun 11, 2021
#9-13.83%
Jan 10, 2006 - May 5, 2006
-7.82%
Sep 18, 2025 - Oct 21, 2025
#10-13.04%
Dec 17, 2002 - Jan 14, 2003
-7.02%
Nov 29, 2021 - Dec 6, 2021
#11-12.92%
Apr 5, 2001 - Jun 28, 2001
-6.53%
Dec 17, 2025 - Jan 21, 2026
#12-11.94%
Jul 3, 2001 - Jul 31, 2001
-5.70%
Aug 23, 2024 - Sep 16, 2024
#13-11.50%
Jun 9, 2006 - Dec 27, 2006
-5.08%
Oct 17, 2024 - Nov 6, 2024
#14-9.91%
Nov 14, 2002 - Dec 6, 2002
-4.31%
Nov 19, 2021 - Nov 29, 2021
#15-9.90%
Feb 12, 2001 - Apr 5, 2001
-3.94%
Jan 22, 2026 - Feb 2, 2026

Correlation

Correlation between CPF and FSBC is 0.93 which considered as a very strong positive correlation - the stocks move almost identically together.

0.93
-101

Dividend Comparison (1999 - 2026)

CPF vs FSBC dividend yield comparison.

YearCPFFSBC
20261.58%1.68%
20253.50%2.24%
20243.58%2.66%
20235.28%2.86%
20225.13%2.20%
20213.41%1.00%
20204.84%0.00%
20193.04%0.00%
20183.37%0.00%
20172.35%0.00%
20161.91%0.00%
20153.72%0.00%
20141.67%0.00%
20130.80%0.00%
20086.97%0.00%
20075.31%0.00%
20062.27%0.00%
20052.03%0.00%
20041.77%0.00%
20032.13%0.00%
20021.46%0.00%
20012.28%0.00%
20002.19%0.00%
19990.49%0.00%

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