CPAY vs TLK

Comparison between Fleetcor Technologies Inc (CPAY, Company) and Telkom Indonesia (Persero) Tbk PT (TLK, Company).

CPAY is from the Technology sector, while TLK is from the Communication Services sector.

5-Year PerformanceCPAY has outperformed TLK, delivering a return of +3.8% compared to -1.2%

CPAY vs TLK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CPAY(COMPANY)	TLK(COMPANY)
Market Cap	$21B	$21B
Max Drawdown	50.13%	69.36%
Sharpe Ratio	0.24	0.57
5Y Beta	1.25	0.67
Industry	Software - Infrastructure	Telecom Services
P/E Ratio	19.95	16.19
Forward P/E	13.50	13.55
PEG Ratio	2.85	4.86
Dividend Yield	N/A	7.50%
5Y EPS CAGR	10.57%	N/A
Debt to Equity	343.66%	N/A
Free Cash Flow Yield	6.22%	N/A
P/S Ratio	4.46	2.39
P/B Ratio	5.29	2.57

Market Cap

Winner

CPAY

$21B

TLK

$21B

Max Drawdown

Winner

CPAY

50.13%

TLK

69.36%

Sharpe Ratio

CPAY

0.24

Winner

TLK

0.57

5Y Beta

CPAY

1.25

Winner

TLK

0.67

Industry

CPAY

Software - Infrastructure

TLK

Telecom Services

P/E Ratio

CPAY

19.95

Winner

TLK

16.19

Forward P/E

Winner

CPAY

13.50

TLK

13.55

PEG Ratio

Winner

CPAY

2.85

TLK

4.86

Dividend Yield

CPAY

N/A

TLK

7.50%

5Y EPS CAGR

CPAY

10.57%

TLK

N/A

Debt to Equity

CPAY

343.66%

TLK

N/A

Free Cash Flow Yield

CPAY

6.22%

TLK

N/A

P/S Ratio

CPAY

4.46

Winner

TLK

2.39

P/B Ratio

CPAY

5.29

Winner

TLK

2.57

CPAY vs TLK - Historical Returns

Returns include dividend reinvestment.

Period	CPAY	TLK
1 month	+13.25%	-9.35%
3 months	-3.29%	-16.90%
6 months	+24.47%	-17.02%
1 year	+5.27%	+18.82%
5 years(CAGR)	+3.80%	-1.23%
10 years(CAGR)	+8.65%	-1.20%
Max(CAGR)	+17.91%	+12.84%

Winner

CPAY

+13.25%

TLK

-9.35%

Winner

CPAY

-3.29%

TLK

-16.90%

Winner

CPAY

+24.47%

TLK

-17.02%

CPAY

+5.27%

Winner

TLK

+18.82%

5Y(CAGR)

Winner

CPAY

+3.80%

TLK

-1.23%

10Y(CAGR)

Winner

CPAY

+8.65%

TLK

-1.20%

Max(CAGR)

Winner

CPAY

+17.91%

TLK

+12.84%

CPAY vs TLK - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	CPAY	TLK
2026	+14.51%	-18.60%
2025	-11.47%	+36.79%
2024	+20.19%	-32.73%
2023	+54.27%	+10.02%
2022	-20.52%	-15.21%
2021	-15.83%	+18.66%
2020	-5.18%	-13.38%
2019	+55.06%	+11.17%
2018	-4.20%	-18.50%
2017	+33.03%	+14.15%
2016	+0.63%	+34.82%
2015	-4.88%	+1.95%
2014	+25.62%	+35.78%
2013	+112.34%	-1.10%
2012	+75.56%	+25.03%
2011	-1.97%	-11.05%
2010	+13.47%	-9.79%
2009	N/A	+63.08%
2008	N/A	-36.25%
2007	N/A	-8.14%
2006	N/A	+91.76%
2005	N/A	+14.48%
2004	N/A	+27.19%
2003	N/A	+108.49%
2002	N/A	+57.31%
2001	N/A	+42.01%

CPAY vs TLK Drawdown Comparison

The maximum drawdown for CPAY was -50.13%, occurring on Oct 20, 2022. Recovery took 1173 trading sessions.

The maximum drawdown for TLK was -67.42%, occurring on Nov 20, 2008. Recovery took 1373 trading sessions.

The current CPAY drawdown is -11.64%. The current TLK drawdown is -35.75%.

Rank	CPAY	TLK
#1	-50.13% Feb 6, 2020 - Oct 4, 2024	-67.42% Oct 12, 2007 - Mar 28, 2013
#2	-34.54% Feb 6, 2025 - Oct 30, 2025	-53.99% May 4, 2022 - Apr 8, 2025
#3	-32.68% Apr 29, 2011 - Mar 13, 2012	-52.95% Aug 22, 2017 - Apr 14, 2022
#4	-30.80% Aug 17, 2015 - Aug 11, 2016	-45.11% Feb 2, 2001 - Aug 13, 2001
#5	-25.22% Oct 24, 2016 - Nov 2, 2017	-39.35% Jun 17, 2002 - Apr 9, 2003
#6	-22.97% Sep 28, 2018 - Feb 22, 2019	-34.14% Aug 22, 2001 - Jan 31, 2002
#7	-17.12% Dec 2, 2013 - Feb 24, 2014	-29.63% May 20, 2013 - Jul 21, 2014
#8	-16.93% Aug 19, 2014 - Oct 31, 2014	-29.03% Apr 26, 2004 - Oct 19, 2004
#9	-16.78% May 9, 2012 - Aug 15, 2012	-27.69% Dec 2, 2004 - Jul 21, 2005
#10	-16.71% Feb 27, 2014 - Jun 6, 2014	-26.99% May 10, 2006 - Oct 5, 2006
#11	-12.19% Nov 24, 2014 - Feb 20, 2015	-25.82% Sep 8, 2014 - Jan 22, 2016
#12	-11.86% Dec 2, 2024 - Jan 30, 2025	-23.50% Jul 22, 2005 - Dec 9, 2005
#13	-10.63% Jan 31, 2018 - Jun 18, 2018	-21.18% Jan 21, 2004 - Apr 20, 2004
#14	-10.27% Feb 18, 2011 - Mar 28, 2011	-20.75% Jul 13, 2007 - Oct 2, 2007
#15	-9.41% Jul 9, 2019 - Aug 8, 2019	-19.67% Jan 3, 2007 - Apr 27, 2007