COFS vs SSTK

Comparison between Choiceone Financial Services Inc (COFS, Company) and Shutterstock Inc (SSTK, Company).

COFS is from the Financial Services sector, while SSTK is from the Communication Services sector.

5-Year PerformanceCOFS has outperformed SSTK, delivering a return of +9.7% compared to -28.4%

COFS vs SSTK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	COFS(COMPANY)	SSTK(COMPANY)
Market Cap	$487M	$487M
Max Drawdown	78.60%	89.72%
Sharpe Ratio	0.43	-0.21
5Y Beta	0.75	1.22
Industry	Banks - Regional	Internet Content & Information
P/E Ratio	8.76	-23.73
Forward P/E	7.79	42.19
PEG Ratio	0.06	2.65
Dividend Yield	3.52%	10.20%
5Y Dividends CAGR	11.07%	17.61%
5Y EPS CAGR	9.98%	N/A
Debt to Equity	0.00%	51.50%
Free Cash Flow Yield	6.32%	23.64%
P/S Ratio	2.84	0.51
P/B Ratio	1.01	0.90

Market Cap

Winner

COFS

$487M

SSTK

$487M

Max Drawdown

Winner

COFS

78.60%

SSTK

89.72%

Sharpe Ratio

Winner

COFS

0.43

SSTK

-0.21

5Y Beta

Winner

COFS

0.75

SSTK

1.22

Industry

COFS

Banks - Regional

SSTK

Internet Content & Information

P/E Ratio

COFS

8.76

Winner

SSTK

-23.73

Forward P/E

Winner

COFS

7.79

SSTK

42.19

PEG Ratio

Winner

COFS

0.06

SSTK

2.65

Dividend Yield

COFS

3.52%

Winner

SSTK

10.20%

5Y Dividends CAGR

COFS

11.07%

Winner

SSTK

17.61%

5Y EPS CAGR

COFS

9.98%

SSTK

N/A

Debt to Equity

Winner

COFS

0.00%

SSTK

51.50%

Free Cash Flow Yield

COFS

6.32%

Winner

SSTK

23.64%

P/S Ratio

COFS

2.84

Winner

SSTK

0.51

P/B Ratio

COFS

1.01

Winner

SSTK

0.90

COFS vs SSTK - Historical Returns

Returns include dividend reinvestment.

Period	COFS	SSTK
1 month	+5.51%	-8.59%
3 months	+18.75%	-9.77%
6 months	+4.13%	-20.22%
1 year	+14.74%	-16.20%
5 years(CAGR)	+9.72%	-28.43%
10 years(CAGR)	+8.03%	-7.80%
Max(CAGR)	+8.02%	-1.11%

Winner

COFS

+5.51%

SSTK

-8.59%

Winner

COFS

+18.75%

SSTK

-9.77%

Winner

COFS

+4.13%

SSTK

-20.22%

Winner

COFS

+14.74%

SSTK

-16.20%

5Y(CAGR)

Winner

COFS

+9.72%

SSTK

-28.43%

10Y(CAGR)

Winner

COFS

+8.03%

SSTK

-7.80%

Max(CAGR)

Winner

COFS

+8.02%

SSTK

-1.11%

COFS vs SSTK - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	COFS	SSTK
2026	+13.62%	-19.83%
2025	-11.48%	-29.94%
2024	+21.81%	-34.20%
2023	+8.95%	-8.18%
2022	+17.81%	-50.61%
2021	-5.48%	+61.44%
2020	+0.43%	+70.37%
2019	+31.46%	+18.42%
2018	+13.41%	-12.33%
2017	+3.20%	-9.45%
2016	+2.82%	+45.95%
2015	+6.50%	-52.82%
2014	+38.72%	-16.78%
2013	+22.94%	+217.50%
2012	+22.04%	+20.04%
2011	+6.64%	N/A
2010	+38.47%	N/A
2009	+16.12%	N/A
2008	-28.78%	N/A
2007	-25.89%	N/A
2006	-4.00%	N/A
2005	-16.81%	N/A
2004	+39.39%	N/A
2003	+24.87%	N/A
2002	+12.71%	N/A
2001	+0.00%	N/A

COFS vs SSTK Drawdown Comparison

The maximum drawdown for COFS was -73.96%, occurring on Jan 26, 2009. Recovery took 1560 trading sessions.

The maximum drawdown for SSTK was -87.62%, occurring on Jun 5, 2026. This drawdown has not yet recovered.

The current COFS drawdown is -8.64%. The current SSTK drawdown is -86.35%.

Rank	COFS	SSTK
#1	-73.96% Oct 29, 2004 - Jan 12, 2011	-87.62% Oct 18, 2021 - Jun 5, 2026
#2	-49.04% Feb 14, 2020 - Dec 13, 2023	-74.62% Feb 27, 2014 - Apr 13, 2021
#3	-46.43% Jan 12, 2011 - Feb 24, 2014	-21.15% Apr 15, 2021 - Jun 25, 2021
#4	-32.06% Dec 5, 2024 - Apr 11, 2025	-19.17% Jul 9, 2013 - Sep 17, 2013
#5	-29.43% Dec 26, 2023 - Jul 16, 2024	-15.56% Nov 21, 2012 - Jan 11, 2013
#6	-18.66% Jul 16, 2024 - Sep 19, 2024	-15.27% Mar 28, 2013 - Apr 23, 2013
#7	-17.68% Oct 11, 2002 - Jan 30, 2003	-14.76% Jan 11, 2013 - Feb 21, 2013
#8	-17.49% Jan 30, 2003 - May 8, 2003	-14.41% Jan 8, 2014 - Feb 21, 2014
#9	-17.17% Aug 21, 2018 - May 16, 2019	-14.35% May 14, 2013 - Jun 27, 2013
#10	-13.79% Mar 13, 2002 - May 6, 2002	-12.21% Nov 2, 2012 - Nov 19, 2012
#11	-10.87% Aug 13, 2004 - Oct 29, 2004	-11.81% Oct 2, 2013 - Nov 27, 2013
#12	-9.79% Jun 29, 2016 - Dec 6, 2016	-9.80% Apr 25, 2013 - May 10, 2013
#13	-8.89% Jan 11, 2017 - Dec 21, 2017	-9.62% Feb 25, 2013 - Mar 7, 2013
#14	-8.69% Sep 19, 2024 - Oct 24, 2024	-7.99% Nov 27, 2013 - Dec 16, 2013
#15	-7.95% Nov 17, 2015 - Jun 29, 2016	-7.37% Jul 30, 2021 - Aug 24, 2021

Correlation

Correlation between COFS and SSTK is -0.22 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.22

-101

Dividend Comparison (2002 - 2026)

COFS vs SSTK dividend yield comparison.

Year	COFS	SSTK
2026	0.89%	5.04%
2025	3.83%	6.91%
2024	3.06%	3.95%
2023	3.58%	2.24%
2022	3.48%	1.82%
2021	3.55%	0.76%
2020	2.66%	0.95%
2019	2.50%	0.00%
2018	2.85%	8.33%
2017	2.86%	0.00%
2016	2.86%	0.00%
2015	2.77%	0.00%
2014	2.57%	0.00%
2013	3.16%	0.00%
2012	3.46%	0.00%
2011	3.92%	0.00%
2010	3.00%	0.00%
2009	5.33%	0.00%
2008	8.19%	0.00%
2007	5.44%	0.00%
2006	3.84%	0.00%
2005	3.68%	0.00%
2004	2.96%	0.00%
2003	3.99%	0.00%
2002	4.70%	0.00%