COFS vs DDL

Comparison between Choiceone Financial Services Inc (COFS, Company) and Dingdong (Cayman) Ltd (DDL, Company).

COFS is from the Financial Services sector, while DDL is from the Consumer Defensive sector.

5-Year PerformanceCOFS has outperformed DDL, delivering a return of +10.7% compared to -35.6%

COFS vs DDL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	COFS(COMPANY)	DDL(COMPANY)
Market Cap	$526M	$525M
Max Drawdown	78.60%	97.18%
Sharpe Ratio	0.61	0.27
5Y Beta	0.71	0.78
Industry	Banks - Regional	Grocery Stores
P/E Ratio	9.45	9.97
Forward P/E	7.79	3.34
PEG Ratio	0.07	1.43
Dividend Yield	3.41%	N/A
5Y Dividends CAGR	5.98%	N/A
5Y EPS CAGR	8.92%	N/A
Debt to Equity	0.00%	0.01%
Free Cash Flow Yield	5.86%	5.11%
P/S Ratio	2.95	0.02
P/B Ratio	1.07	3.02

Market Cap

Winner

COFS

$526M

DDL

$525M

Max Drawdown

Winner

COFS

78.60%

DDL

97.18%

Sharpe Ratio

Winner

COFS

0.61

DDL

0.27

5Y Beta

Winner

COFS

0.71

DDL

0.78

Industry

COFS

Banks - Regional

DDL

Grocery Stores

P/E Ratio

Winner

COFS

9.45

DDL

9.97

Forward P/E

COFS

7.79

Winner

DDL

3.34

PEG Ratio

Winner

COFS

0.07

DDL

1.43

Dividend Yield

COFS

3.41%

DDL

N/A

5Y Dividends CAGR

COFS

5.98%

DDL

N/A

5Y EPS CAGR

COFS

8.92%

DDL

N/A

Debt to Equity

Winner

COFS

0.00%

DDL

0.01%

Free Cash Flow Yield

Winner

COFS

5.86%

DDL

5.11%

P/S Ratio

COFS

2.95

Winner

DDL

0.02

P/B Ratio

Winner

COFS

1.07

DDL

3.02

COFS vs DDL - Historical Returns

Returns include dividend reinvestment.

Period	COFS	DDL
1 month	+3.03%	+21.07%
3 months	+12.58%	-8.62%
6 months	+19.06%	-14.52%
1 year	+17.95%	+0.63%
5 years(CAGR)	+10.65%	-35.61%
10 years(CAGR)	+8.38%	N/A
Max(CAGR)	+8.17%	-36.36%

COFS

+3.03%

Winner

DDL

+21.07%

Winner

COFS

+12.58%

DDL

-8.62%

Winner

COFS

+19.06%

DDL

-14.52%

Winner

COFS

+17.95%

DDL

+0.63%

5Y(CAGR)

Winner

COFS

+10.65%

DDL

-35.61%

10Y(CAGR)

COFS

+8.38%

DDL

N/A

Max(CAGR)

Winner

COFS

+8.17%

DDL

-36.36%

COFS vs DDL - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	COFS	DDL
2026	+18.53%	-10.34%
2025	-11.48%	-23.15%
2024	+21.81%	+121.62%
2023	+8.95%	-66.06%
2022	+17.81%	-71.61%
2021	-5.48%	-31.25%
2020	+0.43%	N/A
2019	+31.46%	N/A
2018	+13.41%	N/A
2017	+3.20%	N/A
2016	+2.82%	N/A
2015	+6.50%	N/A
2014	+38.72%	N/A
2013	+22.94%	N/A
2012	+22.04%	N/A
2011	+6.64%	N/A
2010	+38.47%	N/A
2009	+16.12%	N/A
2008	-28.78%	N/A
2007	-25.89%	N/A
2006	-4.00%	N/A
2005	-16.81%	N/A
2004	+39.39%	N/A
2003	+24.87%	N/A
2002	+12.71%	N/A
2001	+0.00%	N/A

COFS vs DDL Drawdown Comparison

The maximum drawdown for COFS was -73.96%, occurring on Jan 26, 2009. Recovery took 1560 trading sessions.

The maximum drawdown for DDL was -97.18%, occurring on Apr 18, 2024. This drawdown has not yet recovered.

The current COFS drawdown is -4.69%. The current DDL drawdown is -93.77%.

Rank	COFS	DDL
#1	-73.96% Oct 29, 2004 - Jan 12, 2011	-97.18% Jun 30, 2021 - Apr 18, 2024
#2	-49.04% Feb 14, 2020 - Dec 13, 2023	N/A
#3	-46.43% Jan 12, 2011 - Feb 24, 2014	N/A
#4	-32.06% Dec 5, 2024 - Apr 11, 2025	N/A
#5	-29.43% Dec 26, 2023 - Jul 16, 2024	N/A
#6	-18.66% Jul 16, 2024 - Sep 19, 2024	N/A
#7	-17.68% Oct 11, 2002 - Jan 30, 2003	N/A
#8	-17.49% Jan 30, 2003 - May 8, 2003	N/A
#9	-17.17% Aug 21, 2018 - May 16, 2019	N/A
#10	-13.79% Mar 13, 2002 - May 6, 2002	N/A
#11	-10.87% Aug 13, 2004 - Oct 29, 2004	N/A
#12	-9.79% Jun 29, 2016 - Dec 6, 2016	N/A
#13	-8.89% Jan 11, 2017 - Dec 21, 2017	N/A
#14	-8.69% Sep 19, 2024 - Oct 24, 2024	N/A
#15	-7.95% Nov 17, 2015 - Jun 29, 2016	N/A

Correlation

Correlation between COFS and DDL is -0.34 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.34

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