CNFRL vs QD

Comparison between Conifer Holdings Inc (CNFRL, Company) and Qudian Inc (QD, Company).

5-Year PerformanceQD has outperformed CNFRL, delivering a return of +24.7% compared to +7.2%

CNFRL vs QD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CNFRL(COMPANY)	QD(COMPANY)
Market Cap	$303M	$304M
Max Drawdown	61.46%	98.19%
Sharpe Ratio	0.48	0.86
5Y Beta	N/A	0.89
Industry	N/A	Credit Services
P/E Ratio	-75.28	3.66
Forward P/E	N/A	2.95
Debt to Equity	214.27%	13.55%
Free Cash Flow Yield	-8.93%	32.34%
P/S Ratio	2.91	N/A
P/B Ratio	18.00	N/A

Market Cap

CNFRL

$303M

Winner

$304M

Max Drawdown

Winner

CNFRL

61.46%

98.19%

Sharpe Ratio

CNFRL

0.48

Winner

0.86

5Y Beta

CNFRL

N/A

0.89

Industry

CNFRL

N/A

Credit Services

P/E Ratio

Winner

CNFRL

-75.28

3.66

Forward P/E

CNFRL

N/A

2.95

Debt to Equity

CNFRL

214.27%

Winner

13.55%

Free Cash Flow Yield

CNFRL

-8.93%

Winner

32.34%

P/S Ratio

CNFRL

2.91

N/A

P/B Ratio

CNFRL

18.00

N/A

CNFRL vs QD - Historical Returns

Returns include dividend reinvestment.

Period	CNFRL	QD
1 month	+4.34%	-18.51%
3 months	+7.68%	-2.05%
6 months	+10.12%	+32.07%
1 year	+13.82%	+51.38%
5 years(CAGR)	+7.15%	+24.69%
10 years(CAGR)	N/A	-22.01%
Max(CAGR)	+7.15%	-22.01%

Winner

CNFRL

+4.34%

-18.51%

Winner

CNFRL

+7.68%

-2.05%

CNFRL

+10.12%

Winner

+32.07%

CNFRL

+13.82%

Winner

+51.38%

5Y(CAGR)

CNFRL

+7.15%

Winner

+24.69%

10Y(CAGR)

CNFRL

N/A

-22.01%

Max(CAGR)

Winner

CNFRL

+7.15%

-22.01%

CNFRL vs QD - Annual Returns (2017 - 2025)

Returns include dividend reinvestment.

Year	CNFRL	QD
2025	N/A	+36.79%
2024	N/A	+42.42%
2023	+13.67%	+117.02%
2022	-0.60%	-3.28%
2021	+14.10%	-29.78%
2020	+2.04%	-72.67%
2019	+10.57%	+6.56%
2018	-16.33%	-65.90%
2017	N/A	-57.03%

CNFRL vs QD Drawdown Comparison

The maximum drawdown for CNFRL was -57.43%, occurring on Mar 18, 2020. Recovery took 523 trading sessions.

The maximum drawdown for QD was -98.19%, occurring on Mar 14, 2022. This drawdown has not yet recovered.

The current CNFRL drawdown is -0.09%. The current QD drawdown is -89.03%.

Rank	CNFRL	QD
#1	-57.43% Nov 1, 2018 - Dec 1, 2020	-98.19% Oct 19, 2017 - Mar 14, 2022
#2	-13.04% May 6, 2022 - Aug 26, 2022	N/A
#3	-11.70% Jun 15, 2023 - Aug 30, 2023	N/A
#4	-10.64% Dec 8, 2020 - Jan 5, 2021	N/A
#5	-7.82% Dec 30, 2021 - May 6, 2022	N/A
#6	-7.80% Mar 14, 2023 - May 30, 2023	N/A
#7	-6.29% Dec 1, 2020 - Dec 8, 2020	N/A
#8	-5.54% Aug 26, 2022 - Jan 10, 2023	N/A
#9	-4.90% Sep 14, 2021 - Dec 23, 2021	N/A
#10	-4.24% Jan 15, 2021 - Mar 2, 2021	N/A
#11	-3.58% Jun 21, 2021 - Aug 12, 2021	N/A
#12	-3.16% Apr 28, 2021 - Jun 15, 2021	N/A
#13	-2.20% Aug 12, 2021 - Sep 10, 2021	N/A
#14	-1.97% Feb 17, 2023 - Mar 14, 2023	N/A
#15	-1.89% Jan 10, 2023 - Feb 1, 2023	N/A

Correlation

Correlation between CNFRL and QD is -0.51 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.51

-101