CMS-P-C vs SLM

Comparison between CMS Energy Corporation (CMS-P-C, Company) and SLM Corp (SLM, Company).

5-Year PerformanceSLM has outperformed CMS-P-C, delivering a return of +9.9% compared to -3.0%

CMS-P-C vs SLM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CMS-P-C(COMPANY)	SLM(COMPANY)
Market Cap	$5.18B	$5.18B
Max Drawdown	36.93%	94.51%
Sharpe Ratio	-0.44	-0.22
5Y Beta	0.22	1.10
Industry	N/A	Credit Services
P/E Ratio	4.63	9.53
Forward P/E	N/A	8.98
PEG Ratio	0.74	0.51
Dividend Yield	N/A	1.90%
5Y Dividends CAGR	N/A	34.08%
5Y EPS CAGR	3.94%	18.08%
Debt to Equity	199.20%	236.16%
Free Cash Flow Yield	-71.59%	-6.27%
P/S Ratio	N/A	3.06
P/B Ratio	N/A	2.36

Market Cap

Winner

CMS-P-C

$5.18B

SLM

$5.18B

Max Drawdown

Winner

CMS-P-C

36.93%

SLM

94.51%

Sharpe Ratio

CMS-P-C

-0.44

Winner

SLM

-0.22

5Y Beta

Winner

CMS-P-C

0.22

SLM

1.10

Industry

CMS-P-C

N/A

SLM

Credit Services

P/E Ratio

Winner

CMS-P-C

4.63

SLM

9.53

Forward P/E

CMS-P-C

N/A

SLM

8.98

PEG Ratio

CMS-P-C

0.74

Winner

SLM

0.51

Dividend Yield

CMS-P-C

N/A

SLM

1.90%

5Y Dividends CAGR

CMS-P-C

N/A

SLM

34.08%

5Y EPS CAGR

CMS-P-C

3.94%

Winner

SLM

18.08%

Debt to Equity

Winner

CMS-P-C

199.20%

SLM

236.16%

Free Cash Flow Yield

CMS-P-C

-71.59%

Winner

SLM

-6.27%

P/S Ratio

CMS-P-C

N/A

SLM

3.06

P/B Ratio

CMS-P-C

N/A

SLM

2.36

CMS-P-C vs SLM - Historical Returns

Returns include dividend reinvestment.

Period	CMS-P-C	SLM
1 month	-0.36%	+9.13%
3 months	-2.34%	+21.49%
6 months	-3.60%	+1.50%
1 year	-2.08%	-11.46%
5 years(CAGR)	-3.04%	+9.90%
10 years(CAGR)	N/A	+16.00%
Max(CAGR)	-2.75%	+7.47%

CMS-P-C

-0.36%

Winner

SLM

+9.13%

CMS-P-C

-2.34%

Winner

SLM

+21.49%

CMS-P-C

-3.60%

Winner

SLM

+1.50%

Winner

CMS-P-C

-2.08%

SLM

-11.46%

5Y(CAGR)

CMS-P-C

-3.04%

Winner

SLM

+9.90%

10Y(CAGR)

CMS-P-C

N/A

SLM

+16.00%

Max(CAGR)

CMS-P-C

-2.75%

Winner

SLM

+7.47%

CMS-P-C vs SLM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CMS-P-C	SLM
2026	-3.49%	+1.09%
2025	-1.03%	+0.63%
2024	-0.99%	+46.43%
2023	+17.04%	+19.14%
2022	-25.00%	-13.40%
2021	+1.60%	+64.48%
2020	N/A	+40.42%
2019	N/A	+5.79%
2018	N/A	-26.72%
2017	N/A	-0.44%
2016	N/A	+68.50%
2015	N/A	-36.82%
2014	N/A	+11.70%
2013	N/A	+55.02%
2012	N/A	+28.57%
2011	N/A	+6.58%
2010	N/A	+9.10%
2009	N/A	+24.26%
2008	N/A	-54.03%
2007	N/A	-57.55%
2006	N/A	-10.92%
2005	N/A	+2.53%
2004	N/A	+46.70%
2003	N/A	+9.31%
2002	N/A	+27.39%
2001	N/A	+35.04%
2000	N/A	+73.74%
1999	N/A	-11.01%

CMS-P-C vs SLM Drawdown Comparison

The maximum drawdown for CMS-P-C was -32.69%, occurring on Nov 2, 2022. This drawdown has not yet recovered.

The maximum drawdown for SLM was -94.50%, occurring on Mar 9, 2009. Recovery took 3458 trading sessions.

The current CMS-P-C drawdown is -14.99%. The current SLM drawdown is -18.77%.

Rank	CMS-P-C	SLM
#1	-32.69% Jul 23, 2021 - Nov 2, 2022	-94.50% Jul 9, 2007 - Apr 1, 2021
#2	-0.47% Jul 15, 2021 - Jul 23, 2021	-46.78% Nov 15, 1999 - Oct 24, 2000
#3	-0.08% Jul 9, 2021 - Jul 13, 2021	-45.06% Jul 7, 2025 - Feb 27, 2026
#4	N/A	-44.08% Jul 1, 2021 - Jan 25, 2024
#5	N/A	-28.11% Jan 13, 2006 - Jun 13, 2007
#6	N/A	-23.32% Feb 18, 2025 - May 12, 2025
#7	N/A	-18.24% May 17, 2002 - Oct 17, 2002
#8	N/A	-15.91% Jul 16, 2024 - Oct 17, 2024
#9	N/A	-15.85% Jan 14, 2005 - Oct 21, 2005
#10	N/A	-15.53% Jun 16, 2003 - Mar 4, 2004
#11	N/A	-14.51% Dec 29, 2000 - Feb 7, 2001
#12	N/A	-14.20% Mar 7, 2001 - Jul 12, 2001
#13	N/A	-13.06% Mar 5, 2004 - Sep 20, 2004
#14	N/A	-9.60% Oct 17, 2024 - Nov 6, 2024
#15	N/A	-9.51% Aug 20, 2001 - Oct 1, 2001

Correlation

Correlation between CMS-P-C and SLM is 0.15 which considered as a very weak or no correlation - the stocks move independently of each other.

0.15

-101

Dividend Comparison (1999 - 2026)

CMS-P-C vs SLM dividend yield comparison.

Year	CMS-P-C	SLM
2026	3.17%	0.95%
2025	6.02%	1.92%
2024	5.61%	1.67%
2023	5.28%	2.30%
2022	5.94%	2.65%
2021	2.28%	1.02%
2020	0.00%	0.97%
2019	0.00%	1.35%
2014	0.00%	163.89%
2013	0.00%	2.28%
2012	0.00%	2.92%
2011	0.00%	2.24%
2007	0.00%	1.24%
2006	0.00%	1.99%
2005	0.00%	1.54%
2004	0.00%	1.39%
2003	0.00%	1.57%
2002	0.00%	0.82%
2001	0.00%	0.86%
2000	0.00%	0.96%
1999	0.00%	0.38%