CMS-P-C vs JSM

Comparison between CMS Energy Corporation (CMS-P-C, Company) and Navient Corp (JSM, Company).

5-Year PerformanceJSM has outperformed CMS-P-C, delivering a return of +1.3% compared to -2.7%

CMS-P-C vs JSM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CMS-P-C(COMPANY)	JSM(COMPANY)
Market Cap	$5.29B	$5.27B
Max Drawdown	36.93%	71.93%
Sharpe Ratio	0.26	0.47
5Y Beta	0.22	0.21
Industry	N/A	Other
P/E Ratio	4.72	15.98
PEG Ratio	0.76	0.00
Dividend Yield	N/A	3.45%
5Y Dividends CAGR	N/A	4.56%
5Y EPS CAGR	3.94%	N/A
Debt to Equity	199.20%	N/A
Free Cash Flow Yield	-70.17%	N/A

Market Cap

Winner

CMS-P-C

$5.29B

JSM

$5.27B

Max Drawdown

Winner

CMS-P-C

36.93%

JSM

71.93%

Sharpe Ratio

CMS-P-C

0.26

Winner

JSM

0.47

5Y Beta

CMS-P-C

0.22

Winner

JSM

0.21

Industry

CMS-P-C

N/A

JSM

Other

P/E Ratio

Winner

CMS-P-C

4.72

JSM

15.98

PEG Ratio

CMS-P-C

0.76

Winner

JSM

0.00

Dividend Yield

CMS-P-C

N/A

JSM

3.45%

5Y Dividends CAGR

CMS-P-C

N/A

JSM

4.56%

5Y EPS CAGR

CMS-P-C

3.94%

JSM

N/A

Debt to Equity

CMS-P-C

199.20%

JSM

N/A

Free Cash Flow Yield

CMS-P-C

-70.17%

JSM

N/A

CMS-P-C vs JSM - Historical Returns

Returns include dividend reinvestment.

Period	CMS-P-C	JSM
1 month	-2.08%	+0.11%
3 months	-4.34%	-3.37%
6 months	+0.04%	+0.11%
1 year	+5.92%	+7.89%
5 years(CAGR)	-2.69%	+1.28%
10 years(CAGR)	N/A	+6.30%
Max(CAGR)	-2.69%	+6.01%

CMS-P-C

-2.08%

Winner

JSM

+0.11%

CMS-P-C

-4.34%

Winner

JSM

-3.37%

CMS-P-C

+0.04%

Winner

JSM

+0.11%

CMS-P-C

+5.92%

Winner

JSM

+7.89%

5Y(CAGR)

CMS-P-C

-2.69%

Winner

JSM

+1.28%

10Y(CAGR)

CMS-P-C

N/A

JSM

+6.30%

Max(CAGR)

CMS-P-C

-2.69%

Winner

JSM

+6.01%

CMS-P-C vs JSM - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	CMS-P-C	JSM
2026	-2.61%	-5.85%
2025	-1.03%	+19.27%
2024	-0.99%	-9.64%
2023	+17.04%	+30.35%
2022	-25.00%	-26.60%
2021	+1.60%	+6.19%
2020	N/A	+9.61%
2019	N/A	+52.67%
2018	N/A	-24.33%
2017	N/A	+13.47%
2016	N/A	+43.17%
2015	N/A	-18.00%
2014	N/A	+22.55%
2013	N/A	-17.72%
2012	N/A	+33.97%
2011	N/A	+1.49%
2010	N/A	+39.36%
2009	N/A	+62.28%
2008	N/A	-35.68%
2007	N/A	-22.83%
2006	N/A	+9.79%
2005	N/A	+0.59%
2004	N/A	+6.66%
2003	N/A	-0.08%

CMS-P-C vs JSM Drawdown Comparison

The maximum drawdown for CMS-P-C was -32.69%, occurring on Nov 2, 2022. This drawdown has not yet recovered.

The maximum drawdown for JSM was -63.86%, occurring on Mar 2, 2009. Recovery took 748 trading sessions.

The current CMS-P-C drawdown is -14.22%. The current JSM drawdown is -6.98%.

Rank	CMS-P-C	JSM
#1	-32.69% Jul 23, 2021 - Nov 2, 2022	-63.86% Mar 29, 2007 - Mar 18, 2010
#2	-0.47% Jul 15, 2021 - Jul 23, 2021	-52.60% Jan 27, 2020 - Nov 12, 2020
#3	-0.08% Jul 9, 2021 - Jul 13, 2021	-39.00% Mar 5, 2015 - Jul 12, 2016
#4	N/A	-31.79% Sep 17, 2018 - Jul 18, 2019
#5	N/A	-30.64% Nov 1, 2021 - Sep 29, 2025
#6	N/A	-22.03% May 24, 2013 - Jan 23, 2015
#7	N/A	-19.38% Mar 26, 2004 - Oct 18, 2004
#8	N/A	-17.19% May 27, 2011 - Feb 8, 2012
#9	N/A	-13.15% Nov 21, 2017 - Aug 10, 2018
#10	N/A	-12.98% Sep 8, 2016 - May 10, 2017
#11	N/A	-11.26% Feb 29, 2012 - Jun 26, 2012
#12	N/A	-10.78% Dec 30, 2025 - Mar 20, 2026
#13	N/A	-10.42% Apr 26, 2010 - Aug 4, 2010
#14	N/A	-10.14% Feb 15, 2006 - Aug 22, 2006
#15	N/A	-8.90% Nov 8, 2010 - Jan 10, 2011

Correlation

Correlation between CMS-P-C and JSM is 0.68 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.68

-101

Dividend Comparison (2004 - 2026)

CMS-P-C vs JSM dividend yield comparison.

Year	CMS-P-C	JSM
2026	1.55%	2.02%
2025	6.02%	7.37%
2024	5.61%	8.45%
2023	5.28%	7.00%
2022	5.94%	6.38%
2021	2.28%	4.44%
2020	0.00%	5.96%
2019	0.00%	6.25%
2018	0.00%	9.09%
2017	0.00%	6.31%
2016	0.00%	6.77%
2015	0.00%	9.09%
2014	0.00%	6.92%
2013	0.00%	8.07%
2012	0.00%	6.25%
2011	0.00%	7.88%
2010	0.00%	7.37%
2009	0.00%	9.60%
2008	0.00%	14.42%
2007	0.00%	8.57%
2006	0.00%	6.14%
2005	0.00%	6.33%
2004	0.00%	6.00%