CMS-P-B vs CPAY

Comparison between Consumers Energy Company (CMS-P-B, Company) and Fleetcor Technologies Inc (CPAY, Company).

5-Year PerformanceCPAY has outperformed CMS-P-B, delivering a return of +7.5% compared to -2.1%

CMS-P-B vs CPAY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CMS-P-B(COMPANY)	CPAY(COMPANY)
Market Cap	$24B	$24B
Max Drawdown	34.77%	50.13%
Sharpe Ratio	0.23	0.34
5Y Beta	N/A	1.24
Industry	N/A	Software - Infrastructure
P/E Ratio	21.43	21.18
Forward P/E	N/A	14.03
PEG Ratio	3.44	1.18
5Y Dividends CAGR	10.76%	N/A
5Y EPS CAGR	3.94%	15.06%
Debt to Equity	199.20%	402.11%
Free Cash Flow Yield	-15.46%	5.45%
P/S Ratio	N/A	4.96
P/B Ratio	N/A	6.63

Market Cap

CMS-P-B

$24B

Winner

CPAY

$24B

Max Drawdown

Winner

CMS-P-B

34.77%

CPAY

50.13%

Sharpe Ratio

CMS-P-B

0.23

Winner

CPAY

0.34

5Y Beta

CMS-P-B

N/A

CPAY

1.24

Industry

CMS-P-B

N/A

CPAY

Software - Infrastructure

P/E Ratio

CMS-P-B

21.43

Winner

CPAY

21.18

Forward P/E

CMS-P-B

N/A

CPAY

14.03

PEG Ratio

CMS-P-B

3.44

Winner

CPAY

1.18

5Y Dividends CAGR

CMS-P-B

10.76%

CPAY

N/A

5Y EPS CAGR

CMS-P-B

3.94%

Winner

CPAY

15.06%

Debt to Equity

Winner

CMS-P-B

199.20%

CPAY

402.11%

Free Cash Flow Yield

CMS-P-B

-15.46%

Winner

CPAY

5.45%

P/S Ratio

CMS-P-B

N/A

CPAY

4.96

P/B Ratio

CMS-P-B

N/A

CPAY

6.63

CMS-P-B vs CPAY - Historical Returns

Returns include dividend reinvestment.

Period	CMS-P-B	CPAY
1 month	-2.19%	+5.46%
3 months	-5.17%	+10.97%
6 months	+0.54%	+15.70%
1 year	+6.76%	+10.69%
5 years(CAGR)	-2.14%	+7.52%
10 years(CAGR)	+1.74%	+9.34%
Max(CAGR)	+2.40%	+18.12%

CMS-P-B

-2.19%

Winner

CPAY

+5.46%

CMS-P-B

-5.17%

Winner

CPAY

+10.97%

CMS-P-B

+0.54%

Winner

CPAY

+15.70%

CMS-P-B

+6.76%

Winner

CPAY

+10.69%

5Y(CAGR)

CMS-P-B

-2.14%

Winner

CPAY

+7.52%

10Y(CAGR)

CMS-P-B

+1.74%

Winner

CPAY

+9.34%

Max(CAGR)

CMS-P-B

+2.40%

Winner

CPAY

+18.12%

CMS-P-B vs CPAY - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

Year	CMS-P-B	CPAY
2026	+1.77%	+21.80%
2025	+5.96%	-11.47%
2024	-2.38%	+20.19%
2023	+0.94%	+54.27%
2022	-16.64%	-20.52%
2021	+3.80%	-15.83%
2020	+4.24%	-5.18%
2019	+12.85%	+55.06%
2018	+2.01%	-4.20%
2017	+7.02%	+33.03%
2016	+10.55%	+0.63%
2015	-3.42%	-4.88%
2014	+6.13%	+25.62%
2013	N/A	+112.34%
2012	N/A	+75.56%
2011	N/A	-1.97%
2010	N/A	+13.47%

CMS-P-B vs CPAY Drawdown Comparison

The maximum drawdown for CMS-P-B was -24.03%, occurring on Nov 7, 2023. This drawdown has not yet recovered.

The maximum drawdown for CPAY was -50.13%, occurring on Oct 20, 2022. Recovery took 1173 trading sessions.

The current CMS-P-B drawdown is -12.38%. The current CPAY drawdown is -6.01%.

Rank	CMS-P-B	CPAY
#1	-24.03% Dec 14, 2021 - Nov 7, 2023	-50.13% Feb 6, 2020 - Oct 4, 2024
#2	-7.19% Dec 4, 2014 - Mar 2, 2016	-34.54% Feb 6, 2025 - Oct 30, 2025
#3	-6.94% Sep 9, 2016 - Jul 12, 2017	-32.68% Apr 29, 2011 - Mar 13, 2012
#4	-5.60% Jan 21, 2020 - Aug 11, 2020	-30.80% Aug 17, 2015 - Aug 11, 2016
#5	-5.30% Aug 11, 2020 - Oct 30, 2020	-25.22% Oct 24, 2016 - Nov 2, 2017
#6	-5.14% Jun 16, 2016 - Sep 7, 2016	-22.97% Sep 28, 2018 - Feb 22, 2019
#7	-4.10% Sep 4, 2018 - Feb 8, 2019	-17.12% Dec 2, 2013 - Feb 24, 2014
#8	-3.54% Oct 9, 2014 - Dec 1, 2014	-16.93% Aug 19, 2014 - Oct 31, 2014
#9	-3.21% Apr 9, 2021 - Jun 23, 2021	-16.78% May 9, 2012 - Aug 15, 2012
#10	-3.14% Jun 2, 2016 - Jun 16, 2016	-16.71% Feb 27, 2014 - Jun 6, 2014
#11	-2.94% Mar 7, 2016 - May 10, 2016	-12.19% Nov 24, 2014 - Feb 20, 2015
#12	-2.78% Dec 26, 2017 - Jul 13, 2018	-11.86% Dec 2, 2024 - Jan 30, 2025
#13	-2.67% Jul 15, 2019 - Sep 3, 2019	-10.63% Jan 31, 2018 - Jun 18, 2018
#14	-2.62% Oct 30, 2020 - Feb 2, 2021	-10.27% Feb 18, 2011 - Mar 28, 2011
#15	-2.35% Jun 3, 2019 - Jun 12, 2019	-9.41% Jul 9, 2019 - Aug 8, 2019

Correlation

Correlation between CMS-P-B and CPAY is 0.60 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.60

-101