CLPR vs AFBI

Comparison between Clipper Realty Inc (CLPR, Company) and Affinity Bancshares Inc (AFBI, Company).

CLPR is from the Real Estate sector, while AFBI is from the Financial Services sector.

5-Year PerformanceAFBI has outperformed CLPR, delivering a return of +13.8% compared to -9.7%

CLPR vs AFBI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CLPR(COMPANY)	AFBI(COMPANY)
Market Cap	$138M	$137M
Max Drawdown	79.58%	28.86%
Sharpe Ratio	0.01	0.86
5Y Beta	0.86	0.19
Industry	Reit - Residential	Banks - Regional
P/E Ratio	-11.83	15.80
PEG Ratio	0.00	0.30
Dividend Yield	11.60%	N/A
5Y Dividends CAGR	4.56%	N/A
5Y EPS CAGR	-9.00%	8.44%
Debt to Equity	-3516.96%	0.00%
Free Cash Flow Yield	2.70%	10.06%
P/S Ratio	0.90	9.61
P/B Ratio	215.52	1.06

Market Cap

Winner

CLPR

$138M

AFBI

$137M

Max Drawdown

CLPR

79.58%

Winner

AFBI

28.86%

Sharpe Ratio

CLPR

0.01

Winner

AFBI

0.86

5Y Beta

CLPR

0.86

Winner

AFBI

0.19

Industry

CLPR

Reit - Residential

AFBI

Banks - Regional

P/E Ratio

Winner

CLPR

-11.83

AFBI

15.80

PEG Ratio

Winner

CLPR

0.00

AFBI

0.30

Dividend Yield

CLPR

11.60%

AFBI

N/A

5Y Dividends CAGR

CLPR

4.56%

AFBI

N/A

5Y EPS CAGR

CLPR

-9.00%

Winner

AFBI

8.44%

Debt to Equity

Winner

CLPR

-3516.96%

AFBI

0.00%

Free Cash Flow Yield

CLPR

2.70%

Winner

AFBI

10.06%

P/S Ratio

Winner

CLPR

0.90

AFBI

9.61

P/B Ratio

CLPR

215.52

Winner

AFBI

1.06

CLPR vs AFBI - Historical Returns

Returns include dividend reinvestment.

Period	CLPR	AFBI
1 month	+11.59%	+0.09%
3 months	+7.89%	+20.73%
6 months	-1.21%	+9.66%
1 year	-8.89%	+23.38%
5 years(CAGR)	-9.71%	+13.82%
10 years(CAGR)	-9.14%	N/A
Max(CAGR)	-9.14%	+16.18%

Winner

CLPR

+11.59%

AFBI

+0.09%

CLPR

+7.89%

Winner

AFBI

+20.73%

CLPR

-1.21%

Winner

AFBI

+9.66%

CLPR

-8.89%

Winner

AFBI

+23.38%

5Y(CAGR)

CLPR

-9.71%

Winner

AFBI

+13.82%

10Y(CAGR)

CLPR

-9.14%

AFBI

N/A

Max(CAGR)

CLPR

-9.14%

Winner

AFBI

+16.18%

CLPR vs AFBI - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	CLPR	AFBI
2026	-5.65%	+9.44%
2025	-5.17%	+26.45%
2024	-7.09%	+9.17%
2023	-14.12%	+7.98%
2022	-32.68%	-1.82%
2021	+51.38%	+41.94%
2020	-27.26%	N/A
2019	-15.36%	N/A
2018	+35.47%	N/A
2017	-23.51%	N/A

CLPR vs AFBI Drawdown Comparison

The maximum drawdown for CLPR was -67.52%, occurring on May 22, 2026. This drawdown has not yet recovered.

The maximum drawdown for AFBI was -28.86%, occurring on Jun 21, 2023. Recovery took 213 trading sessions.

The current CLPR drawdown is -63.63%. The current AFBI drawdown is -0.18%.

Rank	CLPR	AFBI
#1	-67.52% Nov 6, 2018 - May 22, 2026	-28.86% Feb 21, 2023 - Dec 26, 2023
#2	-43.09% Feb 24, 2017 - Sep 25, 2018	-22.45% Dec 20, 2024 - Dec 16, 2025
#3	-9.14% Oct 8, 2018 - Oct 25, 2018	-17.24% Dec 19, 2025 - Jun 5, 2026
#4	-3.70% Sep 28, 2018 - Oct 8, 2018	-12.65% Jan 19, 2022 - Feb 17, 2023
#5	-1.97% Oct 25, 2018 - Nov 2, 2018	-8.36% Sep 14, 2021 - Dec 3, 2021
#6	-1.44% Sep 25, 2018 - Sep 28, 2018	-7.52% Feb 14, 2024 - May 22, 2024
#7	-0.59% Feb 15, 2017 - Feb 22, 2017	-7.04% Jul 1, 2021 - Aug 26, 2021
#8	N/A	-4.94% Jan 4, 2022 - Jan 10, 2022
#9	N/A	-4.73% Jan 26, 2024 - Feb 8, 2024
#10	N/A	-4.61% Dec 26, 2023 - Jan 24, 2024
#11	N/A	-2.93% Sep 20, 2024 - Nov 5, 2024
#12	N/A	-2.83% Nov 5, 2024 - Dec 20, 2024
#13	N/A	-2.59% Feb 10, 2021 - Feb 19, 2021
#14	N/A	-2.54% Feb 25, 2021 - Mar 10, 2021
#15	N/A	-2.54% Feb 8, 2024 - Feb 14, 2024

Correlation

Correlation between CLPR and AFBI is -0.65 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.65

-101