CLFD vs CZNC

Comparison between Clearfield Inc (CLFD, Company) and Citizens & Northern Corp (CZNC, Company).

CLFD is from the Technology sector, while CZNC is from the Financial Services sector.

5-Year PerformanceCZNC has outperformed CLFD, delivering a return of +4.0% compared to -6.7%

CLFD vs CZNC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CLFD(COMPANY)	CZNC(COMPANY)
Market Cap	$417M	$415M
Max Drawdown	98.62%	77.47%
Sharpe Ratio	-0.32	0.89
5Y Beta	1.43	0.56
Industry	Communication Equipment	Banks - Regional
P/E Ratio	-49.21	21.59
Forward P/E	19.38	11.19
PEG Ratio	-0.13	1.21
Dividend Yield	N/A	4.83%
5Y Dividends CAGR	N/A	0.54%
5Y EPS CAGR	N/A	-7.07%
Debt to Equity	0.00%	4.05%
Free Cash Flow Yield	5.64%	9.04%
P/S Ratio	2.80	3.68
P/B Ratio	1.79	1.25

Market Cap

Winner

CLFD

$417M

CZNC

$415M

Max Drawdown

CLFD

98.62%

Winner

CZNC

77.47%

Sharpe Ratio

CLFD

-0.32

Winner

CZNC

0.89

5Y Beta

CLFD

1.43

Winner

CZNC

0.56

Industry

CLFD

Communication Equipment

CZNC

Banks - Regional

P/E Ratio

Winner

CLFD

-49.21

CZNC

21.59

Forward P/E

CLFD

19.38

Winner

CZNC

11.19

PEG Ratio

Winner

CLFD

-0.13

CZNC

1.21

Dividend Yield

CLFD

N/A

CZNC

4.83%

5Y Dividends CAGR

CLFD

N/A

CZNC

0.54%

5Y EPS CAGR

CLFD

N/A

CZNC

-7.07%

Debt to Equity

Winner

CLFD

0.00%

CZNC

4.05%

Free Cash Flow Yield

CLFD

5.64%

Winner

CZNC

9.04%

P/S Ratio

Winner

CLFD

2.80

CZNC

3.68

P/B Ratio

CLFD

1.79

Winner

CZNC

1.25

CLFD vs CZNC - Historical Returns

Returns include dividend reinvestment.

Period	CLFD	CZNC
1 month	-17.92%	+5.30%
3 months	+0.43%	+2.45%
6 months	-0.88%	+10.33%
1 year	-32.73%	+24.18%
5 years(CAGR)	-6.72%	+3.96%
10 years(CAGR)	+5.07%	+6.21%
Max(CAGR)	+7.00%	+5.60%

CLFD

-17.92%

Winner

CZNC

+5.30%

CLFD

+0.43%

Winner

CZNC

+2.45%

CLFD

-0.88%

Winner

CZNC

+10.33%

CLFD

-32.73%

Winner

CZNC

+24.18%

5Y(CAGR)

CLFD

-6.72%

Winner

CZNC

+3.96%

10Y(CAGR)

CLFD

+5.07%

Winner

CZNC

+6.21%

Max(CAGR)

Winner

CLFD

+7.00%

CZNC

+5.60%

CLFD vs CZNC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CLFD	CZNC
2026	+3.42%	+19.44%
2025	-8.93%	+16.98%
2024	+4.06%	-13.54%
2023	-68.18%	+3.80%
2022	+17.16%	-8.18%
2021	+248.99%	+35.53%
2020	+77.46%	-25.64%
2019	+30.65%	+11.86%
2018	-17.68%	+14.65%
2017	-42.08%	-4.00%
2016	+58.38%	+35.90%
2015	+6.77%	+6.44%
2014	-35.18%	+6.82%
2013	+315.61%	+13.78%
2012	-39.89%	+4.51%
2011	+93.64%	+25.65%
2010	+58.82%	+58.99%
2009	+122.22%	-49.99%
2008	+4.00%	+17.35%
2007	-30.82%	-14.91%
2006	+3.62%	-10.49%
2005	-36.02%	-0.87%
2004	-6.76%	+6.18%
2003	+39.87%	+35.71%
2002	-52.66%	+27.68%
2001	-51.71%	+36.99%
2000	-52.06%	-22.66%
1999	+210.00%	-6.13%

CLFD vs CZNC Drawdown Comparison

The maximum drawdown for CLFD was -98.62%, occurring on Nov 28, 2008. Recovery took 5453 trading sessions.

The maximum drawdown for CZNC was -72.51%, occurring on Nov 27, 2009. Recovery took 2815 trading sessions.

The current CLFD drawdown is -76.83%. The current CZNC drawdown is -3.24%.

Rank	CLFD	CZNC
#1	-98.62% Feb 28, 2000 - Oct 28, 2021	-72.51% Jul 22, 2005 - Sep 27, 2016
#2	-82.52% Nov 30, 2022 - Oct 30, 2023	-44.88% May 14, 2019 - Oct 7, 2021
#3	-44.42% Dec 31, 2021 - Jul 28, 2022	-36.38% Dec 6, 1999 - Apr 8, 2002
#4	-31.44% Aug 24, 2022 - Nov 23, 2022	-34.20% Nov 11, 2021 - Jan 22, 2026
#5	-29.06% Dec 30, 1999 - Jan 18, 2000	-17.45% Jan 20, 2005 - May 27, 2005
#6	-26.27% Feb 7, 2000 - Feb 28, 2000	-16.65% Aug 24, 2018 - Apr 26, 2019
#7	-19.68% Jan 25, 2000 - Feb 2, 2000	-14.80% Nov 29, 2017 - Jun 1, 2018
#8	-15.63% Nov 15, 1999 - Dec 8, 1999	-14.21% Apr 9, 2026 - Jul 1, 2026
#9	-12.84% Nov 12, 2021 - Dec 15, 2021	-13.65% Dec 27, 2016 - Oct 10, 2017
#10	-11.12% Dec 8, 1999 - Dec 21, 1999	-11.33% Oct 16, 2017 - Nov 29, 2017
#11	-7.34% Nov 25, 2022 - Nov 30, 2022	-10.30% Feb 13, 2026 - Apr 9, 2026
#12	-7.26% Nov 3, 1999 - Nov 15, 1999	-8.80% Dec 31, 2003 - Dec 16, 2004
#13	-5.87% Jan 19, 2000 - Jan 21, 2000	-7.39% Nov 23, 2016 - Dec 19, 2016
#14	-3.40% Dec 22, 1999 - Dec 29, 1999	-7.31% Nov 1, 1999 - Dec 2, 1999
#15	-3.39% Aug 19, 2022 - Aug 23, 2022	-7.12% Nov 6, 2002 - Apr 2, 2003