CIVB vs TREE

Comparison between Civista Bancshares Inc (CIVB, Company) and LendingTree Inc (TREE, Company).

Both CIVB and TREE are from the Financial Services sector.

5-Year PerformanceCIVB has outperformed TREE, delivering a return of +5.5% compared to -29.0%

CIVB vs TREE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CIVB(COMPANY)	TREE(COMPANY)
Market Cap	$531M	$529M
Max Drawdown	90.89%	97.59%
Sharpe Ratio	0.77	0.31
5Y Beta	0.67	1.34
Industry	Banks - Regional	Financial Conglomerates
P/E Ratio	9.23	2.88
Forward P/E	10.30	5.87
PEG Ratio	0.29	3.55
Dividend Yield	2.65%	N/A
5Y Dividends CAGR	8.76%	N/A
5Y EPS CAGR	18.98%	N/A
Debt to Equity	0.00%	128.29%
Free Cash Flow Yield	9.51%	16.05%
P/S Ratio	2.98	0.44
P/B Ratio	0.97	1.68

Market Cap

Winner

CIVB

$531M

TREE

$529M

Max Drawdown

Winner

CIVB

90.89%

TREE

97.59%

Sharpe Ratio

Winner

CIVB

0.77

TREE

0.31

5Y Beta

Winner

CIVB

0.67

TREE

1.34

Industry

CIVB

Banks - Regional

TREE

Financial Conglomerates

P/E Ratio

CIVB

9.23

Winner

TREE

2.88

Forward P/E

CIVB

10.30

Winner

TREE

5.87

PEG Ratio

Winner

CIVB

0.29

TREE

3.55

Dividend Yield

CIVB

2.65%

TREE

N/A

5Y Dividends CAGR

CIVB

8.76%

TREE

N/A

5Y EPS CAGR

CIVB

18.98%

TREE

N/A

Debt to Equity

Winner

CIVB

0.00%

TREE

128.29%

Free Cash Flow Yield

CIVB

9.51%

Winner

TREE

16.05%

P/S Ratio

CIVB

2.98

Winner

TREE

0.44

P/B Ratio

Winner

CIVB

0.97

TREE

1.68

CIVB vs TREE - Historical Returns

Returns include dividend reinvestment.

Period	CIVB	TREE
1 month	+6.02%	-11.74%
3 months	+16.42%	-21.99%
6 months	+15.81%	-35.42%
1 year	+25.23%	+2.17%
5 years(CAGR)	+5.54%	-29.01%
10 years(CAGR)	+11.06%	-8.60%
Max(CAGR)	+4.24%	+9.70%

Winner

CIVB

+6.02%

TREE

-11.74%

Winner

CIVB

+16.42%

TREE

-21.99%

Winner

CIVB

+15.81%

TREE

-35.42%

Winner

CIVB

+25.23%

TREE

+2.17%

5Y(CAGR)

Winner

CIVB

+5.54%

TREE

-29.01%

10Y(CAGR)

Winner

CIVB

+11.06%

TREE

-8.60%

Max(CAGR)

CIVB

+4.24%

Winner

TREE

+9.70%

CIVB vs TREE - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	CIVB	TREE
2026	+22.48%	-30.39%
2025	+12.54%	+36.69%
2024	+19.02%	+31.76%
2023	-11.16%	+40.37%
2022	-8.50%	-83.11%
2021	+41.05%	-55.19%
2020	-25.07%	-10.81%
2019	+43.00%	+36.43%
2018	-19.48%	-35.47%
2017	+15.14%	+246.16%
2016	+66.47%	+15.31%
2015	+28.12%	+88.59%
2014	+59.93%	+48.28%
2013	+23.96%	+81.64%
2012	+32.89%	+245.57%
2011	+1.56%	-40.15%
2010	-14.41%	+3.28%
2009	-23.15%	+183.28%
2008	-53.83%	-64.48%
2007	-24.22%	N/A
2006	+6.60%	N/A
2005	-14.43%	N/A
2004	-16.04%	N/A
2003	+22.69%	N/A
2002	+13.73%	N/A
2001	+14.08%	N/A

CIVB vs TREE Drawdown Comparison

The maximum drawdown for CIVB was -87.15%, occurring on Oct 7, 2011. Recovery took 3458 trading sessions.

The maximum drawdown for TREE was -97.59%, occurring on Oct 25, 2023. This drawdown has not yet recovered.

The current TREE drawdown is -91.73%.

Rank	CIVB	TREE
#1	-87.15% Apr 28, 2003 - Feb 3, 2017	-97.59% Jul 11, 2019 - Oct 25, 2023
#2	-53.27% Jun 6, 2018 - Jun 7, 2021	-84.74% Aug 14, 2008 - May 5, 2009
#3	-42.06% Nov 23, 2021 - May 2, 2025	-63.23% May 21, 2009 - Jul 26, 2012
#4	-24.00% Oct 12, 2001 - Aug 22, 2002	-60.18% Aug 17, 2015 - Apr 27, 2017
#5	-22.85% Jul 3, 2025 - Feb 4, 2026	-53.76% Jan 23, 2018 - Jun 18, 2019
#6	-21.11% Jan 31, 2001 - Jul 9, 2001	-32.63% Mar 11, 2014 - Sep 26, 2014
#7	-16.43% Feb 14, 2017 - Oct 10, 2017	-20.19% Sep 13, 2012 - Nov 23, 2012
#8	-11.49% Feb 5, 2026 - Apr 24, 2026	-18.63% Jan 9, 2015 - Feb 26, 2015
#9	-11.33% Nov 29, 2017 - Mar 6, 2018	-18.41% May 10, 2013 - Aug 14, 2013
#10	-11.27% Oct 10, 2017 - Nov 29, 2017	-15.25% Oct 10, 2017 - Oct 27, 2017
#11	-9.89% Jun 7, 2021 - Aug 11, 2021	-13.64% Nov 12, 2014 - Dec 31, 2014
#12	-8.45% Aug 27, 2001 - Oct 9, 2001	-10.90% Apr 28, 2015 - Jun 3, 2015
#13	-8.42% May 15, 2025 - Jul 2, 2025	-10.18% Jan 2, 2013 - Mar 14, 2013
#14	-7.97% Mar 7, 2018 - May 22, 2018	-9.46% Sep 21, 2017 - Oct 3, 2017
#15	-7.21% Aug 11, 2021 - Oct 5, 2021	-8.97% Aug 24, 2012 - Sep 5, 2012

Correlation

Correlation between CIVB and TREE is 0.49 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.49

-101

Dividend Comparison (2001 - 2026)

CIVB vs TREE dividend yield comparison.

Year	CIVB	TREE
2026	1.36%	0.00%
2025	3.06%	0.00%
2024	3.04%	0.00%
2023	3.31%	0.00%
2022	2.54%	0.00%
2021	2.13%	0.00%
2020	2.51%	0.00%
2019	1.75%	0.00%
2018	1.84%	0.00%
2017	1.14%	0.00%
2016	1.13%	0.00%
2015	1.56%	0.00%
2014	1.85%	0.00%
2013	2.30%	0.00%
2012	2.29%	5.55%
2011	0.74%	0.00%
2009	5.38%	0.00%
2008	15.19%	0.00%
2007	7.97%	0.00%
2006	5.69%	0.00%
2005	5.74%	0.00%
2004	4.63%	0.00%
2003	3.67%	0.00%
2002	5.48%	0.00%
2001	4.66%	0.00%