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CIVB vs PAR

Comparison between Civista Bancshares Inc (CIVB, Company) and Par Technology Corp (PAR, Company).

CIVB is from the Financial Services sector, while PAR is from the Technology sector.

5-Year PerformanceCIVB has outperformed PAR, delivering a return of +7.0% compared to -25.2%

CIVB vs PAR - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
CIVB
$555M
Winner
PAR
$556M
Max Drawdown
CIVB
90.89%
Winner
PAR
88.42%
Sharpe Ratio
Winner
CIVB
0.77
PAR
-1.90
5Y Beta
Winner
CIVB
0.66
PAR
1.43
Industry
CIVB
Banks - Regional
PAR
Software - Application
P/E Ratio
CIVB
9.65
Winner
PAR
-7.20
Forward P/E
CIVB
9.53
Winner
PAR
9.27
PEG Ratio
CIVB
0.31
Winner
PAR
-0.00
Dividend Yield
CIVB
2.58%
PAR
N/A
5Y Dividends CAGR
CIVB
8.76%
PAR
N/A
5Y EPS CAGR
Winner
CIVB
18.98%
PAR
2.39%
Debt to Equity
Winner
CIVB
0.00%
PAR
51.37%
Free Cash Flow Yield
Winner
CIVB
9.10%
PAR
-5.37%
P/S Ratio
CIVB
3.11
Winner
PAR
1.17
P/B Ratio
CIVB
1.00
Winner
PAR
0.68

CIVB vs PAR - Historical Returns

Returns include dividend reinvestment.

1M
Winner
CIVB
+10.88%
PAR
-4.06%
3M
Winner
CIVB
+23.84%
PAR
-5.99%
6M
Winner
CIVB
+14.47%
PAR
-59.61%
1Y
Winner
CIVB
+23.03%
PAR
-76.58%
5Y(CAGR)
Winner
CIVB
+6.99%
PAR
-25.20%
10Y(CAGR)
CIVB
+11.26%
Winner
PAR
+12.26%
Max(CAGR)
CIVB
+4.36%
Winner
PAR
+6.26%

CIVB vs PAR - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearCIVBPAR
2026+26.19%-58.30%
2025+12.54%-49.27%
2024+19.02%+70.23%
2023-11.16%+64.05%
2022-8.50%-50.95%
2021+41.05%-12.39%
2020-25.07%+98.83%
2019+43.00%+39.85%
2018-19.48%+136.41%
2017+15.14%+70.00%
2016+66.47%-13.35%
2015+28.12%+12.73%
2014+59.93%+14.95%
2013+23.96%+9.44%
2012+32.89%+23.12%
2011+1.56%-34.11%
2010-14.41%-5.46%
2009-23.15%+0.70%
2008-53.83%-26.97%
2007-24.22%-13.37%
2006+6.60%-51.23%
2005-14.43%+146.76%
2004-16.04%+44.39%
2003+22.69%+16.30%
2002+13.73%+165.39%
2001+14.08%+38.66%
2000N/A-62.94%
1999N/A+5.56%

CIVB vs PAR Drawdown Comparison

The maximum drawdown for CIVB was -87.15%, occurring on Oct 7, 2011. Recovery took 3458 trading sessions.

The maximum drawdown for PAR was -88.42%, occurring on Nov 25, 2008. Recovery took 3301 trading sessions.

The current PAR drawdown is -83.20%.

RankCIVBPAR
#1-87.15%
Apr 28, 2003 - Feb 3, 2017
-88.42%
Jul 22, 2005 - Aug 31, 2018
#2-53.27%
Jun 6, 2018 - Jun 7, 2021
-86.68%
Feb 22, 2021 - Apr 10, 2026
#3-42.06%
Nov 23, 2021 - May 2, 2025
-72.99%
Feb 8, 2000 - Oct 18, 2002
#4-24.00%
Oct 12, 2001 - Aug 22, 2002
-69.20%
Jan 29, 2020 - Aug 6, 2020
#5-22.85%
Jul 3, 2025 - Feb 4, 2026
-44.14%
Dec 3, 2002 - Dec 2, 2003
#6-21.11%
Jan 31, 2001 - Jul 9, 2001
-37.19%
Aug 31, 2018 - Feb 13, 2019
#7-16.43%
Feb 14, 2017 - Oct 10, 2017
-32.11%
Apr 5, 2004 - Jan 25, 2005
#8-11.49%
Feb 5, 2026 - Apr 24, 2026
-25.21%
Jun 10, 2019 - Nov 8, 2019
#9-11.33%
Nov 29, 2017 - Mar 6, 2018
-22.66%
Feb 25, 2019 - May 28, 2019
#10-11.27%
Oct 10, 2017 - Nov 29, 2017
-19.81%
Sep 28, 2020 - Nov 11, 2020
#11-9.89%
Jun 7, 2021 - Aug 11, 2021
-16.28%
Nov 19, 1999 - Jan 19, 2000
#12-8.45%
Aug 27, 2001 - Oct 9, 2001
-15.49%
Jan 20, 2021 - Feb 2, 2021
#13-8.42%
May 15, 2025 - Jul 2, 2025
-13.90%
Mar 5, 2004 - Apr 1, 2004
#14-7.97%
Mar 7, 2018 - May 22, 2018
-12.12%
Dec 17, 2020 - Jan 14, 2021
#15-7.21%
Aug 11, 2021 - Oct 5, 2021
-11.69%
Jun 17, 2005 - Jul 12, 2005

Correlation

Correlation between CIVB and PAR is 0.65 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.65
-101

Dividend Comparison (2001 - 2026)

CIVB vs PAR dividend yield comparison.

YearCIVBPAR
20261.32%0.00%
20253.06%0.00%
20243.04%0.00%
20233.31%0.00%
20222.54%0.00%
20212.13%0.00%
20202.51%0.00%
20191.75%1.01%
20181.84%0.00%
20171.14%0.00%
20161.13%0.00%
20151.56%0.00%
20141.85%0.00%
20132.30%0.00%
20122.29%0.00%
20110.74%0.00%
20095.38%0.00%
200815.19%0.00%
20077.97%0.00%
20065.69%0.00%
20055.74%0.00%
20044.63%0.00%
20033.67%0.00%
20025.48%0.00%
20014.66%0.00%

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