CIA vs BEDU

Comparison between Citizens Inc - Class A (CIA, Company) and Bright Scholar Education Holdings Limited American Depositary Shares, each representing four (4) Class A Ordinary Shares (BEDU, Company).

CIA is from the Financial Services sector, while BEDU is from the Consumer Defensive sector.

5-Year PerformanceCIA has outperformed BEDU, delivering a return of +2.0% compared to -37.5%

CIA vs BEDU - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CIA(COMPANY)	BEDU(COMPANY)
Market Cap	$267M	$267M
Max Drawdown	85.54%	99.26%
Sharpe Ratio	0.91	0.55
5Y Beta	1.27	N/A
Industry	Insurance - Life	Education & Training Services
P/E Ratio	95.83	-1.84
Forward P/E	18.35	N/A
PEG Ratio	1.21	-0.01
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	6.08%	4.26%
P/S Ratio	1.07	N/A
P/B Ratio	1.14	N/A

Market Cap

Winner

CIA

$267M

BEDU

$267M

Max Drawdown

Winner

CIA

85.54%

BEDU

99.26%

Sharpe Ratio

Winner

CIA

0.91

BEDU

0.55

5Y Beta

CIA

1.27

BEDU

N/A

Industry

CIA

Insurance - Life

BEDU

Education & Training Services

P/E Ratio

CIA

95.83

Winner

BEDU

-1.84

Forward P/E

CIA

18.35

BEDU

N/A

PEG Ratio

CIA

1.21

Winner

BEDU

-0.01

Debt to Equity

CIA

0.00%

BEDU

0.00%

Free Cash Flow Yield

Winner

CIA

6.08%

BEDU

4.26%

P/S Ratio

CIA

1.07

BEDU

N/A

P/B Ratio

CIA

1.14

BEDU

N/A

CIA vs BEDU - Historical Returns

Returns include dividend reinvestment.

Period	CIA	BEDU
1 month	+8.05%	+4.65%
3 months	+16.77%	+22.95%
6 months	+5.42%	+19.68%
1 year	+69.37%	+13.64%
5 years(CAGR)	+1.99%	-37.49%
10 years(CAGR)	-3.29%	-30.41%
Max(CAGR)	+0.41%	-30.41%

Winner

CIA

+8.05%

BEDU

+4.65%

CIA

+16.77%

Winner

BEDU

+22.95%

CIA

+5.42%

Winner

BEDU

+19.68%

Winner

CIA

+69.37%

BEDU

+13.64%

5Y(CAGR)

Winner

CIA

+1.99%

BEDU

-37.49%

10Y(CAGR)

Winner

CIA

-3.29%

BEDU

-30.41%

Max(CAGR)

Winner

CIA

+0.41%

BEDU

-30.41%

CIA vs BEDU - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CIA	BEDU
2026	+13.25%	N/A
2025	+12.06%	+36.36%
2024	+47.43%	+18.21%
2023	+29.33%	-47.03%
2022	-60.41%	-49.28%
2021	-5.01%	-79.44%
2020	-17.44%	-32.21%
2019	-10.48%	-24.44%
2018	+0.00%	-54.11%
2017	-26.87%	+39.33%
2016	+40.29%	N/A
2015	-5.83%	N/A
2014	-10.48%	N/A
2013	-23.65%	N/A
2012	+10.17%	N/A
2011	+24.39%	N/A
2010	+11.36%	N/A
2009	-30.83%	N/A
2008	+63.30%	N/A
2007	-19.86%	N/A
2006	+20.44%	N/A
2005	-6.09%	N/A
2004	-33.71%	N/A
2003	+28.51%	N/A
2002	-40.43%	N/A
2001	+84.00%	N/A
2000	+1.82%	N/A
1999	+19.35%	N/A

CIA vs BEDU Drawdown Comparison

The maximum drawdown for CIA was -85.54%, occurring on May 9, 2023. This drawdown has not yet recovered.

The maximum drawdown for BEDU was -99.22%, occurring on Aug 9, 2023. This drawdown has not yet recovered.

The current CIA drawdown is -51.75%. The current BEDU drawdown is -97.87%.

Rank	CIA	BEDU
#1	-85.54% Dec 19, 2016 - May 9, 2023	-99.22% Oct 16, 2017 - Aug 9, 2023
#2	-60.47% Dec 18, 2001 - Dec 19, 2016	-16.42% May 18, 2017 - Jul 14, 2017
#3	-25.22% Jan 11, 2000 - May 29, 2001	-10.71% Sep 22, 2017 - Oct 6, 2017
#4	-19.30% Nov 12, 1999 - Jan 11, 2000	-5.01% Aug 1, 2017 - Aug 14, 2017
#5	-18.29% May 31, 2001 - Jul 18, 2001	-4.90% Jul 14, 2017 - Jul 20, 2017
#6	-15.38% Sep 6, 2001 - Nov 30, 2001	-4.59% Jul 24, 2017 - Jul 28, 2017
#7	-8.38% Jul 18, 2001 - Aug 15, 2001	-4.07% Oct 6, 2017 - Oct 16, 2017
#8	-7.55% Dec 7, 2001 - Dec 18, 2001	-3.87% Aug 14, 2017 - Aug 16, 2017
#9	-3.08% Aug 24, 2001 - Aug 31, 2001	-2.85% Sep 1, 2017 - Sep 7, 2017
#10	-2.40% Nov 30, 2001 - Dec 4, 2001	-2.78% Aug 25, 2017 - Aug 29, 2017
#11	-2.11% Nov 2, 1999 - Nov 5, 1999	-2.72% Aug 16, 2017 - Aug 18, 2017
#12	-2.08% Nov 5, 1999 - Nov 11, 1999	-1.39% Sep 13, 2017 - Sep 15, 2017
#13	-1.67% Aug 20, 2001 - Aug 22, 2001	-0.92% Sep 20, 2017 - Sep 22, 2017
#14	N/A	-0.76% Aug 30, 2017 - Sep 1, 2017
#15	N/A	-0.42% Sep 7, 2017 - Sep 11, 2017