CIA vs ACR-P-C

Comparison between Citizens Inc - Class A (CIA, Company) and ACRES Commercial Realty Corp (ACR-P-C, Company).

5-Year PerformanceACR-P-C has outperformed CIA, delivering a return of +9.0% compared to -7.6%

CIA vs ACR-P-C - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CIA(COMPANY)	ACR-P-C(COMPANY)
Market Cap	$182M	$181M
Max Drawdown	85.54%	90.44%
Sharpe Ratio	-0.28	0.14
5Y Beta	1.20	0.15
Industry	Insurance - Life	N/A
P/E Ratio	65.26	5.06
Forward P/E	12.80	N/A
PEG Ratio	1.21	0.07
5Y Dividends CAGR	N/A	7.44%
5Y EPS CAGR	N/A	29.36%
Debt to Equity	0.00%	445.90%
Free Cash Flow Yield	8.22%	5.28%
P/S Ratio	0.79	N/A
P/B Ratio	0.83	N/A

Market Cap

Winner

CIA

$182M

ACR-P-C

$181M

Max Drawdown

Winner

CIA

85.54%

ACR-P-C

90.44%

Sharpe Ratio

CIA

-0.28

Winner

ACR-P-C

0.14

5Y Beta

CIA

1.20

Winner

ACR-P-C

0.15

Industry

CIA

Insurance - Life

ACR-P-C

N/A

P/E Ratio

CIA

65.26

Winner

ACR-P-C

5.06

Forward P/E

CIA

12.80

ACR-P-C

N/A

PEG Ratio

CIA

1.21

Winner

ACR-P-C

0.07

5Y Dividends CAGR

CIA

N/A

ACR-P-C

7.44%

5Y EPS CAGR

CIA

N/A

ACR-P-C

29.36%

Debt to Equity

Winner

CIA

0.00%

ACR-P-C

445.90%

Free Cash Flow Yield

Winner

CIA

8.22%

ACR-P-C

5.28%

P/S Ratio

CIA

0.79

ACR-P-C

N/A

P/B Ratio

CIA

0.83

ACR-P-C

N/A

CIA vs ACR-P-C - Historical Returns

Returns include dividend reinvestment.

Period	CIA	ACR-P-C
1 month	-28.03%	-4.39%
3 months	-24.33%	-2.50%
6 months	-33.44%	-0.03%
1 year	-21.65%	+4.95%
5 years(CAGR)	-7.57%	+8.95%
10 years(CAGR)	-8.62%	+10.57%
Max(CAGR)	-0.89%	+9.77%

CIA

-28.03%

Winner

ACR-P-C

-4.39%

CIA

-24.33%

Winner

ACR-P-C

-2.50%

CIA

-33.44%

Winner

ACR-P-C

-0.03%

CIA

-21.65%

Winner

ACR-P-C

+4.95%

5Y(CAGR)

CIA

-7.57%

Winner

ACR-P-C

+8.95%

10Y(CAGR)

CIA

-8.62%

Winner

ACR-P-C

+10.57%

Max(CAGR)

CIA

-0.89%

Winner

ACR-P-C

+9.77%

CIA vs ACR-P-C - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CIA	ACR-P-C
2026	-20.08%	+1.31%
2025	+12.06%	+10.04%
2024	+47.43%	+15.90%
2023	+29.33%	+26.76%
2022	-60.41%	-14.15%
2021	-5.01%	+30.46%
2020	-17.44%	-5.21%
2019	-10.48%	+16.90%
2018	+0.00%	+2.89%
2017	-26.87%	+20.83%
2016	+40.29%	+40.08%
2015	-5.83%	-10.84%
2014	-10.48%	-3.65%
2013	-23.65%	N/A
2012	+10.17%	N/A
2011	+24.39%	N/A
2010	+11.36%	N/A
2009	-30.83%	N/A
2008	+63.30%	N/A
2007	-19.86%	N/A
2006	+20.44%	N/A
2005	-6.09%	N/A
2004	-33.71%	N/A
2003	+28.51%	N/A
2002	-40.43%	N/A
2001	+84.00%	N/A
2000	+1.82%	N/A
1999	+19.35%	N/A

CIA vs ACR-P-C Drawdown Comparison

The maximum drawdown for CIA was -85.54%, occurring on May 9, 2023. This drawdown has not yet recovered.

The maximum drawdown for ACR-P-C was -89.65%, occurring on Apr 3, 2020. Recovery took 249 trading sessions.

The current CIA drawdown is -65.95%. The current ACR-P-C drawdown is -4.39%.

Rank	CIA	ACR-P-C
#1	-85.54% Dec 19, 2016 - May 9, 2023	-89.65% Feb 12, 2020 - Feb 8, 2021
#2	-60.47% Dec 18, 2001 - Dec 19, 2016	-37.03% Feb 27, 2015 - Jun 29, 2016
#3	-25.22% Jan 11, 2000 - May 29, 2001	-19.41% Jan 13, 2022 - Jun 30, 2023
#4	-19.30% Nov 12, 1999 - Jan 11, 2000	-8.53% Sep 30, 2016 - Dec 6, 2016
#5	-18.29% May 31, 2001 - Jul 18, 2001	-8.49% Apr 2, 2025 - May 28, 2025
#6	-15.38% Sep 6, 2001 - Nov 30, 2001	-8.40% Jul 9, 2014 - Feb 27, 2015
#7	-8.38% Jul 18, 2001 - Aug 15, 2001	-6.63% Jun 30, 2023 - Dec 1, 2023
#8	-7.55% Dec 7, 2001 - Dec 18, 2001	-6.00% Feb 23, 2021 - Apr 30, 2021
#9	-3.08% Aug 24, 2001 - Aug 31, 2001	-5.75% Sep 7, 2018 - Jan 8, 2019
#10	-2.40% Nov 30, 2001 - Dec 4, 2001	-5.38% Aug 25, 2016 - Sep 30, 2016
#11	-2.11% Nov 2, 1999 - Nov 5, 1999	-4.75% Jul 14, 2026 - Aug 12, 2026
#12	-2.08% Nov 5, 1999 - Nov 11, 1999	-4.36% Apr 3, 2024 - May 15, 2024
#13	-1.67% Aug 20, 2001 - Aug 22, 2001	-4.22% Jan 13, 2017 - Feb 2, 2017
#14	N/A	-3.47% Aug 1, 2016 - Aug 10, 2016
#15	N/A	-3.01% Feb 28, 2017 - Mar 15, 2017

Correlation

Correlation between CIA and ACR-P-C is -0.63 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.63

-101