CHYM vs VLY

Comparison between Chime Financial Inc - Class A (CHYM, Company) and Valley National Bancorp (VLY, Company).

CHYM is from the Technology sector, while VLY is from the Financial Services sector.

CHYM vs VLY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CHYM(COMPANY)	VLY(COMPANY)
Market Cap	$8.01B	$8.04B
Max Drawdown	55.70%	71.87%
Sharpe Ratio	-0.24	1.71
5Y Beta	2.39	1.07
Industry	Software - Application	Banks - Regional
P/E Ratio	-2.95	14.28
Forward P/E	33.33	11.51
PEG Ratio	N/A	0.43
Dividend Yield	N/A	3.02%
5Y Dividends CAGR	N/A	0.00%
5Y EPS CAGR	N/A	1.21%
Debt to Equity	0.00%	0.82%
Free Cash Flow Yield	0.92%	6.89%
P/S Ratio	3.45	4.13
P/B Ratio	5.51	1.10

Market Cap

CHYM

$8.01B

Winner

VLY

$8.04B

Max Drawdown

Winner

CHYM

55.70%

VLY

71.87%

Sharpe Ratio

CHYM

-0.24

Winner

VLY

1.71

5Y Beta

CHYM

2.39

Winner

VLY

1.07

Industry

CHYM

Software - Application

VLY

Banks - Regional

P/E Ratio

Winner

CHYM

-2.95

VLY

14.28

Forward P/E

CHYM

33.33

Winner

VLY

11.51

PEG Ratio

CHYM

N/A

VLY

0.43

Dividend Yield

CHYM

N/A

VLY

3.02%

5Y Dividends CAGR

CHYM

N/A

VLY

0.00%

5Y EPS CAGR

CHYM

N/A

VLY

1.21%

Debt to Equity

Winner

CHYM

0.00%

VLY

0.82%

Free Cash Flow Yield

CHYM

0.92%

Winner

VLY

6.89%

P/S Ratio

Winner

CHYM

3.45

VLY

4.13

P/B Ratio

CHYM

5.51

Winner

VLY

1.10

CHYM vs VLY - Historical Returns

Returns include dividend reinvestment.

Period	CHYM	VLY
1 month	+25.23%	+3.85%
3 months	-5.64%	+13.81%
6 months	-14.51%	+25.57%
1 year	-27.43%	+66.93%
5 years(CAGR)	N/A	+6.96%
10 years(CAGR)	N/A	+9.14%
Max(CAGR)	-37.88%	+6.99%

Winner

CHYM

+25.23%

VLY

+3.85%

CHYM

-5.64%

Winner

VLY

+13.81%

CHYM

-14.51%

Winner

VLY

+25.57%

CHYM

-27.43%

Winner

VLY

+66.93%

5Y(CAGR)

CHYM

N/A

VLY

+6.96%

10Y(CAGR)

CHYM

N/A

VLY

+9.14%

Max(CAGR)

CHYM

-37.88%

Winner

VLY

+6.99%

CHYM vs VLY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CHYM	VLY
2026	-16.33%	+29.12%
2025	-32.17%	+36.77%
2024	N/A	-11.39%
2023	N/A	+0.87%
2022	N/A	-15.77%
2021	N/A	+45.93%
2020	N/A	-9.35%
2019	N/A	+31.74%
2018	N/A	-18.01%
2017	N/A	-0.26%
2016	N/A	+27.30%
2015	N/A	+7.00%
2014	N/A	+1.81%
2013	N/A	+11.08%
2012	N/A	-10.45%
2011	N/A	+1.74%
2010	N/A	+18.96%
2009	N/A	-15.04%
2008	N/A	+23.18%
2007	N/A	-22.11%
2006	N/A	+17.03%
2005	N/A	-1.74%
2004	N/A	+3.41%
2003	N/A	+21.96%
2002	N/A	+3.63%
2001	N/A	+15.65%
2000	N/A	+32.74%
1999	N/A	+5.73%

CHYM vs VLY Drawdown Comparison

The maximum drawdown for CHYM was -55.70%, occurring on Jun 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for VLY was -62.18%, occurring on Mar 9, 2009. Recovery took 1700 trading sessions.

The current CHYM drawdown is -40.47%. The current VLY drawdown is -0.20%.

Rank	CHYM	VLY
#1	-55.70% Jun 12, 2025 - Jun 10, 2026	-62.18% Sep 19, 2008 - Jun 23, 2015
#2	N/A	-53.93% Jan 14, 2022 - Jan 29, 2026
#3	N/A	-48.36% Jun 8, 2018 - Feb 10, 2021
#4	N/A	-33.56% Dec 28, 2006 - Aug 11, 2008
#5	N/A	-24.57% Nov 30, 2015 - Nov 10, 2016
#6	N/A	-22.77% Dec 27, 2000 - Sep 28, 2001
#7	N/A	-22.27% Dec 31, 1999 - Apr 11, 2000
#8	N/A	-17.94% May 17, 2021 - Nov 5, 2021
#9	N/A	-14.54% Mar 1, 2017 - Jan 19, 2018
#10	N/A	-14.30% May 3, 2002 - Apr 30, 2003
#11	N/A	-14.22% Dec 1, 2003 - Oct 26, 2004
#12	N/A	-13.65% Jul 1, 2015 - Oct 28, 2015
#13	N/A	-13.64% Feb 6, 2026 - Apr 20, 2026
#14	N/A	-13.18% Aug 11, 2008 - Sep 18, 2008
#15	N/A	-12.73% Nov 4, 2004 - Dec 1, 2005

Correlation

Correlation between CHYM and VLY is -0.61 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.61

-101