CHYM vs TXNM

Comparison between Chime Financial Inc - Class A (CHYM, Company) and PNM Resources Inc (TXNM, Company).

CHYM is from the Technology sector, while TXNM is from the Utilities sector.

CHYM vs TXNM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CHYM(COMPANY)	TXNM(COMPANY)
Market Cap	$6.59B	$6.58B
Max Drawdown	54.43%	81.76%
Sharpe Ratio	-0.85	0.96
5Y Beta	2.51	0.27
Industry	Software - Application	Utilities - Regulated Electric
P/E Ratio	-2.43	39.08
Forward P/E	28.33	20.58
PEG Ratio	N/A	2.94
Dividend Yield	N/A	2.79%
5Y Dividends CAGR	N/A	5.84%
5Y EPS CAGR	N/A	18.51%
Debt to Equity	0.00%	156.28%
Free Cash Flow Yield	1.12%	9.06%
P/S Ratio	2.98	3.00
P/B Ratio	4.79	1.89

Market Cap

Winner

CHYM

$6.59B

TXNM

$6.58B

Max Drawdown

Winner

CHYM

54.43%

TXNM

81.76%

Sharpe Ratio

CHYM

-0.85

Winner

TXNM

0.96

5Y Beta

CHYM

2.51

Winner

TXNM

0.27

Industry

CHYM

Software - Application

TXNM

Utilities - Regulated Electric

P/E Ratio

Winner

CHYM

-2.43

TXNM

39.08

Forward P/E

CHYM

28.33

Winner

TXNM

20.58

PEG Ratio

CHYM

N/A

TXNM

2.94

Dividend Yield

CHYM

N/A

TXNM

2.79%

5Y Dividends CAGR

CHYM

N/A

TXNM

5.84%

5Y EPS CAGR

CHYM

N/A

TXNM

18.51%

Debt to Equity

Winner

CHYM

0.00%

TXNM

156.28%

Free Cash Flow Yield

CHYM

1.12%

Winner

TXNM

9.06%

P/S Ratio

Winner

CHYM

2.98

TXNM

3.00

P/B Ratio

CHYM

4.79

Winner

TXNM

1.89

CHYM vs TXNM - Historical Returns

Returns include dividend reinvestment.

Period	CHYM	TXNM
1 month	-13.00%	+0.59%
3 months	-17.77%	+0.73%
6 months	-11.97%	+2.76%
1 year	-49.88%	+7.38%
5 years(CAGR)	N/A	+7.16%
10 years(CAGR)	N/A	+9.32%
Max(CAGR)	-51.26%	+9.81%

CHYM

-13.00%

Winner

TXNM

+0.59%

CHYM

-17.77%

Winner

TXNM

+0.73%

CHYM

-11.97%

Winner

TXNM

+2.76%

CHYM

-49.88%

Winner

TXNM

+7.38%

5Y(CAGR)

CHYM

N/A

TXNM

+7.16%

10Y(CAGR)

CHYM

N/A

TXNM

+9.32%

Max(CAGR)

CHYM

-51.26%

Winner

TXNM

+9.81%

CHYM vs TXNM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CHYM	TXNM
2026	-29.55%	+1.71%
2025	-32.17%	+24.27%
2024	N/A	+30.79%
2023	N/A	-12.36%
2022	N/A	+10.63%
2021	N/A	-3.30%
2020	N/A	+0.29%
2019	N/A	+29.16%
2018	N/A	+5.73%
2017	N/A	+22.03%
2016	N/A	+16.88%
2015	N/A	+5.93%
2014	N/A	+28.48%
2013	N/A	+17.64%
2012	N/A	+19.98%
2011	N/A	+42.36%
2010	N/A	+6.80%
2009	N/A	+26.38%
2008	N/A	-49.82%
2007	N/A	-28.96%
2006	N/A	+28.66%
2005	N/A	+1.11%
2004	N/A	+37.21%
2003	N/A	+24.12%
2002	N/A	-14.30%
2001	N/A	+11.11%
2000	N/A	+78.91%
1999	N/A	-7.83%

CHYM vs TXNM Drawdown Comparison

The maximum drawdown for CHYM was -54.43%, occurring on May 19, 2026. This drawdown has not yet recovered.

The maximum drawdown for TXNM was -80.02%, occurring on Mar 6, 2009. Recovery took 1724 trading sessions.

The current CHYM drawdown is -49.88%. The current TXNM drawdown is -0.45%.

Rank	CHYM	TXNM
#1	-54.43% Jun 12, 2025 - May 19, 2026	-80.02% Apr 25, 2007 - Feb 28, 2014
#2	N/A	-51.04% May 10, 2001 - Sep 16, 2004
#3	N/A	-46.35% Feb 18, 2020 - Nov 21, 2024
#4	N/A	-25.17% Nov 30, 2017 - Dec 11, 2018
#5	N/A	-22.79% Aug 3, 2005 - Nov 6, 2006
#6	N/A	-20.57% Dec 29, 2014 - Dec 23, 2015
#7	N/A	-17.98% Jul 1, 2014 - Nov 5, 2014
#8	N/A	-16.85% Nov 8, 2000 - Mar 30, 2001
#9	N/A	-14.91% Nov 1, 1999 - Apr 26, 2000
#10	N/A	-14.22% Apr 28, 2000 - Jul 20, 2000
#11	N/A	-13.00% Jul 6, 2016 - Feb 21, 2017
#12	N/A	-10.60% Dec 13, 2018 - Feb 22, 2019
#13	N/A	-10.22% Feb 21, 2025 - Mar 14, 2025
#14	N/A	-10.07% Mar 19, 2025 - May 19, 2025
#15	N/A	-9.86% Oct 4, 2019 - Jan 23, 2020

Correlation

Correlation between CHYM and TXNM is -0.53 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.53

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