CHYM vs CMSA

Comparison between Chime Financial Inc - Class A (CHYM, Company) and CMS Energy Corporation (CMSA, Company).

CHYM is from the Technology sector, while CMSA is from the Utilities sector.

CHYM vs CMSA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CHYM(COMPANY)	CMSA(COMPANY)
Market Cap	$6.74B	$6.76B
Max Drawdown	54.43%	33.16%
Sharpe Ratio	-0.93	0.66
5Y Beta	N/A	0.19
Industry	Software - Application	Multiline Utilities
P/E Ratio	-2.49	6.03
Forward P/E	16.98	N/A
PEG Ratio	N/A	0.97
Dividend Yield	N/A	6.19%
5Y Dividends CAGR	N/A	-0.01%
5Y EPS CAGR	N/A	3.94%
Debt to Equity	0.00%	199.20%
Free Cash Flow Yield	1.10%	-54.91%
P/S Ratio	2.91	N/A
P/B Ratio	4.67	N/A

Market Cap

CHYM

$6.74B

Winner

CMSA

$6.76B

Max Drawdown

CHYM

54.43%

Winner

CMSA

33.16%

Sharpe Ratio

CHYM

-0.93

Winner

CMSA

0.66

5Y Beta

CHYM

N/A

CMSA

0.19

Industry

CHYM

Software - Application

CMSA

Multiline Utilities

P/E Ratio

Winner

CHYM

-2.49

CMSA

6.03

Forward P/E

CHYM

16.98

CMSA

N/A

PEG Ratio

CHYM

N/A

CMSA

0.97

Dividend Yield

CHYM

N/A

CMSA

6.19%

5Y Dividends CAGR

CHYM

N/A

CMSA

-0.01%

5Y EPS CAGR

CHYM

N/A

CMSA

3.94%

Debt to Equity

Winner

CHYM

0.00%

CMSA

199.20%

Free Cash Flow Yield

Winner

CHYM

1.10%

CMSA

-54.91%

P/S Ratio

CHYM

2.91

CMSA

N/A

P/B Ratio

CHYM

4.67

CMSA

N/A

CHYM vs CMSA - Historical Returns

Returns include dividend reinvestment.

Period	CHYM	CMSA
1 month	-25.24%	-1.59%
3 months	-8.06%	-4.72%
6 months	-3.58%	-1.68%
1 year	-52.03%	+9.24%
5 years(CAGR)	N/A	+1.16%
10 years(CAGR)	N/A	+3.67%
Max(CAGR)	-54.16%	+3.67%

CHYM

-25.24%

Winner

CMSA

-1.59%

CHYM

-8.06%

Winner

CMSA

-4.72%

CHYM

-3.58%

Winner

CMSA

-1.68%

CHYM

-52.03%

Winner

CMSA

+9.24%

5Y(CAGR)

CHYM

N/A

CMSA

+1.16%

10Y(CAGR)

CHYM

N/A

CMSA

+3.67%

Max(CAGR)

CHYM

-54.16%

Winner

CMSA

+3.67%

CHYM vs CMSA - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	CHYM	CMSA
2026	-32.58%	-0.99%
2025	-32.17%	+2.51%
2024	N/A	-3.65%
2023	N/A	+19.05%
2022	N/A	-12.22%
2021	N/A	-1.02%
2020	N/A	+13.20%
2019	N/A	+15.23%
2018	N/A	-2.55%

CHYM vs CMSA Drawdown Comparison

The maximum drawdown for CHYM was -54.43%, occurring on May 19, 2026. This drawdown has not yet recovered.

The maximum drawdown for CMSA was -32.25%, occurring on Mar 18, 2020. Recovery took 119 trading sessions.

The current CHYM drawdown is -52.03%. The current CMSA drawdown is -9.01%.

Rank	CHYM	CMSA
#1	-54.43% Jun 12, 2025 - May 19, 2026	-32.25% Feb 4, 2020 - Jul 24, 2020
#2	N/A	-17.09% Jun 22, 2021 - Dec 20, 2023
#3	N/A	-15.78% Sep 23, 2024 - Sep 29, 2025
#4	N/A	-10.40% Sep 30, 2025 - Mar 31, 2026
#5	N/A	-8.34% Dec 30, 2020 - Jun 22, 2021
#6	N/A	-8.01% Aug 30, 2018 - Jan 11, 2019
#7	N/A	-6.92% Mar 21, 2024 - Aug 16, 2024
#8	N/A	-4.02% Nov 14, 2019 - Jan 9, 2020
#9	N/A	-3.90% Mar 16, 2018 - Aug 22, 2018
#10	N/A	-3.39% Jan 31, 2019 - Mar 27, 2019
#11	N/A	-3.35% Apr 30, 2019 - Jun 10, 2019
#12	N/A	-3.32% Sep 3, 2019 - Sep 27, 2019
#13	N/A	-3.14% Jul 29, 2020 - Oct 27, 2020
#14	N/A	-2.81% Feb 1, 2024 - Feb 23, 2024
#15	N/A	-2.34% Jul 31, 2019 - Aug 20, 2019

Correlation

Correlation between CHYM and CMSA is -0.60 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.60

-101