CHH vs PAY

Comparison between Choice Hotels International Inc (CHH, Company) and Paymentus Holdings Inc - Class A (PAY, Company).

CHH is from the Consumer Cyclical sector, while PAY is from the Technology sector.

5-Year PerformancePAY has outperformed CHH, delivering a return of +5.9% compared to -1.4%

CHH vs PAY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CHH(COMPANY)	PAY(COMPANY)
Market Cap	$5.05B	$5.03B
Max Drawdown	67.32%	80.78%
Sharpe Ratio	-0.31	0.43
5Y Beta	0.69	1.08
Industry	Lodging	Software - Infrastructure
P/E Ratio	15.63	63.66
Forward P/E	14.86	N/A
PEG Ratio	1.87	0.85
Dividend Yield	1.05%	N/A
5Y Dividends CAGR	44.91%	N/A
5Y EPS CAGR	24.92%	N/A
Debt to Equity	1408.33%	0.00%
Free Cash Flow Yield	4.40%	3.16%
P/S Ratio	5.15	3.70
P/B Ratio	35.96	7.35

Market Cap

Winner

CHH

$5.05B

PAY

$5.03B

Max Drawdown

Winner

CHH

67.32%

PAY

80.78%

Sharpe Ratio

CHH

-0.31

Winner

PAY

0.43

5Y Beta

Winner

CHH

0.69

PAY

1.08

Industry

CHH

Lodging

PAY

Software - Infrastructure

P/E Ratio

Winner

CHH

15.63

PAY

63.66

Forward P/E

CHH

14.86

PAY

N/A

PEG Ratio

CHH

1.87

Winner

PAY

0.85

Dividend Yield

CHH

1.05%

PAY

N/A

5Y Dividends CAGR

CHH

44.91%

PAY

N/A

5Y EPS CAGR

CHH

24.92%

PAY

N/A

Debt to Equity

CHH

1408.33%

Winner

PAY

0.00%

Free Cash Flow Yield

Winner

CHH

4.40%

PAY

3.16%

P/S Ratio

CHH

5.15

Winner

PAY

3.70

P/B Ratio

CHH

35.96

Winner

PAY

7.35

CHH vs PAY - Historical Returns

Returns include dividend reinvestment.

Period	CHH	PAY
1 month	-3.86%	+35.29%
3 months	+0.39%	+38.49%
6 months	-1.86%	+55.46%
1 year	-12.48%	+14.42%
5 years(CAGR)	-1.41%	+5.92%
10 years(CAGR)	+8.98%	N/A
Max(CAGR)	+12.88%	+5.91%

CHH

-3.86%

Winner

PAY

+35.29%

CHH

+0.39%

Winner

PAY

+38.49%

CHH

-1.86%

Winner

PAY

+55.46%

CHH

-12.48%

Winner

PAY

+14.42%

5Y(CAGR)

CHH

-1.41%

Winner

PAY

+5.92%

10Y(CAGR)

CHH

+8.98%

PAY

N/A

Max(CAGR)

Winner

CHH

+12.88%

PAY

+5.91%

CHH vs PAY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CHH	PAY
2026	+11.60%	+35.48%
2025	-32.28%	-3.22%
2024	+25.35%	+86.58%
2023	+3.89%	+118.46%
2022	-26.26%	-76.46%
2021	+49.88%	+22.26%
2020	+2.67%	N/A
2019	+46.37%	N/A
2018	-6.00%	N/A
2017	+42.14%	N/A
2016	+15.36%	N/A
2015	-7.79%	N/A
2014	+14.78%	N/A
2013	+44.05%	N/A
2012	+18.56%	N/A
2011	+0.11%	N/A
2010	+21.34%	N/A
2009	+5.16%	N/A
2008	-5.33%	N/A
2007	-20.39%	N/A
2006	-1.70%	N/A
2005	+48.44%	N/A
2004	+69.08%	N/A
2003	+52.27%	N/A
2002	+5.73%	N/A
2001	+77.20%	N/A
2000	-13.08%	N/A
1999	+10.95%	N/A

CHH vs PAY Drawdown Comparison

The maximum drawdown for CHH was -65.89%, occurring on Oct 9, 2008. Recovery took 1683 trading sessions.

The maximum drawdown for PAY was -80.78%, occurring on Dec 28, 2022. Recovery took 851 trading sessions.

The current CHH drawdown is -30.54%. The current PAY drawdown is -13.52%.

Rank	CHH	PAY
#1	-65.89% Jul 11, 2006 - Mar 19, 2013	-80.78% Jul 6, 2021 - Nov 20, 2024
#2	-55.80% Jan 20, 2000 - Jul 12, 2001	-49.27% May 19, 2025 - Aug 4, 2026
#3	-50.50% Feb 19, 2020 - Dec 4, 2020	-37.08% Dec 2, 2024 - May 15, 2025
#4	-45.50% Feb 6, 2025 - Dec 9, 2025	-17.01% Jun 2, 2021 - Jun 23, 2021
#5	-40.09% Aug 24, 2001 - Dec 24, 2001	-13.52% Aug 4, 2026 - Aug 7, 2026
#6	-34.95% May 2, 2002 - Jun 11, 2003	-3.72% Jun 24, 2021 - Jul 6, 2021
#7	-34.51% Mar 20, 2015 - Mar 15, 2017	-2.13% May 26, 2021 - May 28, 2021
#8	-32.83% Dec 31, 2021 - Nov 25, 2024	-0.74% Nov 26, 2024 - Dec 2, 2024
#9	-20.48% Sep 27, 2018 - May 1, 2019	-0.33% Nov 20, 2024 - Nov 22, 2024
#10	-20.38% Dec 24, 2001 - Mar 19, 2002	N/A
#11	-20.10% Oct 28, 2004 - Jan 14, 2005	N/A
#12	-15.15% Aug 19, 2003 - Nov 3, 2003	N/A
#13	-15.08% Apr 25, 2013 - Oct 25, 2013	N/A
#14	-15.03% Feb 13, 2006 - Apr 26, 2006	N/A
#15	-12.67% Mar 7, 2014 - Aug 14, 2014	N/A