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CHCO vs LOB

Comparison between City Holding Company (CHCO, Company) and Live Oak Bancshares Inc (LOB, Company).

Both CHCO and LOB are from the Financial Services sector.

5-Year PerformanceCHCO has outperformed LOB, delivering a return of +15.7% compared to -6.8%

CHCO vs LOB - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
CHCO
$1.93B
LOB
$1.93B
Max Drawdown
Winner
CHCO
72.22%
LOB
79.50%
Sharpe Ratio
CHCO
0.39
Winner
LOB
0.87
5Y Beta
Winner
CHCO
0.52
LOB
1.20
Industry
CHCO
Banks - Regional
LOB
Banks - Regional
P/E Ratio
Winner
CHCO
14.96
LOB
21.35
Forward P/E
CHCO
16.42
Winner
LOB
12.06
PEG Ratio
CHCO
1.17
Winner
LOB
0.00
Dividend Yield
Winner
CHCO
2.56%
LOB
0.29%
5Y Dividends CAGR
Winner
CHCO
12.74%
LOB
4.56%
5Y EPS CAGR
Winner
CHCO
10.79%
LOB
7.44%
Debt to Equity
CHCO
18.88%
Winner
LOB
0.00%
Free Cash Flow Yield
Winner
CHCO
6.97%
LOB
6.54%
P/S Ratio
CHCO
5.97
Winner
LOB
3.77
P/B Ratio
CHCO
2.40
Winner
LOB
1.64

CHCO vs LOB - Historical Returns

Returns include dividend reinvestment.

1M
CHCO
+7.56%
Winner
LOB
+8.57%
3M
CHCO
+11.30%
Winner
LOB
+23.04%
6M
CHCO
+14.05%
Winner
LOB
+18.46%
1Y
CHCO
+8.85%
Winner
LOB
+29.81%
5Y(CAGR)
Winner
CHCO
+15.66%
LOB
-6.82%
10Y(CAGR)
Winner
CHCO
+14.91%
LOB
+11.89%
Max(CAGR)
Winner
CHCO
+11.90%
LOB
+7.70%

CHCO vs LOB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearCHCOLOB
2026+14.05%+18.46%
2025+4.39%-10.54%
2024+9.25%-11.57%
2023+22.58%+50.50%
2022+16.34%-65.26%
2021+22.12%+93.86%
2020-12.48%+151.82%
2019+24.18%+26.02%
2018+3.70%-37.60%
2017+2.83%+31.98%
2016+58.30%+38.70%
2015+2.95%-25.45%
2014+5.39%N/A
2013+31.96%N/A
2012+4.19%N/A
2011-5.12%N/A
2010+15.43%N/A
2009+1.19%N/A
2008+8.98%N/A
2007-14.78%N/A
2006+14.75%N/A
2005+3.62%N/A
2004+4.89%N/A
2003+27.67%N/A
2002+129.67%N/A
2001+109.39%N/A
2000-56.95%N/A
1999-8.59%N/A

CHCO vs LOB Drawdown Comparison

The maximum drawdown for CHCO was -70.53%, occurring on Dec 22, 2000. Recovery took 592 trading sessions.

The maximum drawdown for LOB was -79.41%, occurring on May 11, 2023. This drawdown has not yet recovered.

The current CHCO drawdown is -0.30%. The current LOB drawdown is -57.36%.

RankCHCOLOB
#1-70.53%
Nov 26, 1999 - Apr 10, 2002
-79.41%
Nov 4, 2021 - May 11, 2023
#2-54.95%
Sep 19, 2008 - Mar 15, 2013
-74.82%
Jul 23, 2018 - Oct 15, 2020
#3-32.25%
Dec 23, 2019 - Mar 5, 2021
-41.14%
Aug 5, 2015 - Feb 3, 2017
#4-24.68%
Dec 1, 2004 - Jul 5, 2005
-23.50%
Apr 16, 2021 - Oct 20, 2021
#5-24.04%
Dec 30, 2003 - Nov 11, 2004
-21.78%
Jan 12, 2021 - Feb 23, 2021
#6-23.82%
Dec 27, 2006 - Mar 20, 2008
-18.53%
Aug 1, 2017 - Nov 29, 2017
#7-20.51%
Aug 19, 2002 - Oct 30, 2002
-14.29%
Feb 24, 2017 - Apr 27, 2017
#8-19.61%
Jul 15, 2015 - Aug 25, 2016
-10.72%
Nov 24, 2020 - Dec 15, 2020
#9-19.26%
Aug 22, 2018 - Apr 17, 2019
-10.19%
Nov 29, 2017 - Jan 25, 2018
#10-18.38%
Nov 11, 2024 - Jul 23, 2025
-10.07%
Dec 21, 2020 - Jan 12, 2021
#11-18.34%
May 27, 2008 - Jul 29, 2008
-9.10%
Mar 1, 2021 - Mar 10, 2021
#12-17.09%
Apr 26, 2017 - Oct 2, 2017
-7.77%
Mar 21, 2018 - May 22, 2018
#13-16.86%
Oct 24, 2022 - Dec 1, 2023
-6.84%
Mar 22, 2021 - Mar 25, 2021
#14-16.04%
Mar 12, 2021 - Jan 6, 2022
-6.76%
Feb 24, 2021 - Mar 1, 2021
#15-14.38%
May 8, 2002 - Jun 21, 2002
-6.27%
Jun 16, 2017 - Aug 1, 2017

Correlation

Correlation between CHCO and LOB is 0.40 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.40
-101

Dividend Comparison (1999 - 2026)

CHCO vs LOB dividend yield comparison.

YearCHCOLOB
20261.29%0.15%
20252.72%0.35%
20242.48%0.30%
20232.42%0.26%
20222.63%0.40%
20212.84%0.14%
20203.28%0.25%
20192.64%0.63%
20182.83%0.81%
20172.59%0.42%
20162.53%0.38%
20153.64%0.14%
20143.37%0.00%
20133.15%0.00%
20124.02%0.00%
20114.01%0.00%
20103.75%0.00%
20094.21%0.00%
20083.82%0.00%
20073.58%0.00%
20062.67%0.00%
20052.70%0.00%
20042.37%0.00%
20032.14%0.00%
20021.06%0.00%
20007.65%0.00%
19991.43%0.00%

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